terminal expenses

简明释义

起点终点费用

英英释义

例句

1.She set aside funds specifically for terminal expenses 终末费用 to ease the burden on her family.

她专门留出资金用于终末费用，以减轻家庭的负担。

2.Planning for terminal expenses 终末费用 is an essential part of financial management.

为终末费用做规划是财务管理的重要部分。

3.The family was surprised by the high terminal expenses 终末费用 associated with their father's hospital stay.

家人对父亲住院期间的高昂终末费用感到惊讶。

4.The insurance policy covered most of the terminal expenses 终末费用, which gave the family some peace of mind.

保险政策覆盖了大部分的终末费用，这让家人感到安心。

5.Many people underestimate the terminal expenses 终末费用 that can arise at the end of life.

许多人低估了在生命结束时可能出现的终末费用。

作文

In today's world, managing finances is crucial for ensuring a secure future. One of the less discussed yet significant aspects of financial planning is the concept of terminal expenses (终端费用). These are the costs that individuals incur towards the end of their lives, which can include medical bills, funeral expenses, and other related costs. Understanding and preparing for these expenses is essential for both individuals and their families. As people age, they often face various health issues that require medical attention. The costs associated with healthcare can escalate quickly, especially for those with chronic illnesses or those who require long-term care. Many individuals underestimate the potential burden of terminal expenses (终端费用) when it comes to medical care. It is vital to have a comprehensive health insurance plan that covers a significant portion of these costs. Furthermore, having a savings plan dedicated specifically to terminal expenses (终端费用) can alleviate financial stress during difficult times.Another major component of terminal expenses (终端费用) is funeral costs. Funerals can be unexpectedly expensive, with the average cost in some regions reaching thousands of dollars. This can place an additional financial burden on family members who are already dealing with the emotional toll of losing a loved one. By pre-planning funeral arrangements and setting aside funds for these expenses, individuals can ensure that their families are not left with the financial strain of organizing a funeral. Moreover, estate planning plays a critical role in managing terminal expenses (终端费用). Creating a will or trust can help in distributing assets according to one's wishes while also addressing any potential debts that may arise at the time of passing. This planning can help minimize the financial impact on heirs and can provide clarity during a challenging time. In addition to direct costs, there are also indirect terminal expenses (终端费用) that families might encounter. For instance, if a primary caregiver passes away, the surviving family members may need to hire professional help to manage household duties or care for dependents. These unforeseen expenses can quickly add up, making it crucial to consider all aspects of financial planning. To sum up, terminal expenses (终端费用) are an essential part of financial planning that should not be overlooked. By understanding the potential costs associated with medical care, funerals, and other related expenses, individuals can take proactive steps to prepare. This preparation not only eases the financial burden on family members but also provides peace of mind knowing that one has taken responsible measures to address these inevitable costs. Financial literacy regarding terminal expenses (终端费用) can lead to better decision-making and ultimately a more secure future for oneself and one’s family.

在当今世界，管理财务对于确保安全的未来至关重要。一个较少讨论但却重要的财务规划方面是终端费用（terminal expenses）的概念。这些是个人在生命结束时产生的费用，包括医疗账单、葬礼费用以及其他相关费用。理解和准备这些费用对于个人及其家庭都是必不可少的。随着人们的年龄增长，他们常常面临各种健康问题，需要医疗照顾。与医疗保健相关的费用可能迅速上升，尤其是对于那些有慢性疾病或需要长期护理的人来说。许多人低估了在医疗护理方面可能产生的终端费用（terminal expenses）的负担。拥有一份全面的健康保险计划，以覆盖这些费用的很大一部分，是至关重要的。此外，专门为终端费用（terminal expenses）设立的储蓄计划可以在困难时期减轻财务压力。终端费用（terminal expenses）的另一个主要组成部分是葬礼费用。葬礼的费用可能出乎意料地昂贵，在某些地区，平均费用达到数千美元。这可能会给已经承受失去亲人情感重担的家庭成员带来额外的经济负担。通过预先规划葬礼安排并为这些费用留出资金，个人可以确保他们的家庭不会因组织葬礼而承受经济压力。此外，遗产规划在管理终端费用（terminal expenses）中发挥着关键作用。制定遗嘱或信托可以帮助根据个人的意愿分配资产，同时处理在去世时可能出现的任何债务。这种规划可以帮助减少对继承人的财务影响，并在艰难时期提供清晰度。除了直接费用外，家庭还可能遇到间接的终端费用（terminal expenses）。例如，如果主要照顾者去世，幸存的家庭成员可能需要雇用专业人员来管理家庭事务或照顾家属。这些意想不到的费用可能迅速累积，因此考虑财务规划的各个方面至关重要。总而言之，终端费用（terminal expenses）是财务规划中不容忽视的重要部分。通过理解与医疗护理、葬礼和其他相关费用相关的潜在成本，个人可以采取积极措施进行准备。这种准备不仅减轻了家庭成员的经济负担，还能让人安心，知道自己已经采取了负责任的措施来应对这些不可避免的费用。关于终端费用（terminal expenses）的财务知识可以导致更好的决策，最终为个人及其家庭创造一个更安全的未来。