expectation payment; expected payoff

简明释义

期望支付

英英释义

例句

1.The expectation payment in this insurance policy is calculated based on the likelihood of claims.

该保险政策中的期望支付是基于索赔的可能性来计算的。

2.The expected payoff from this investment is significantly higher than the risks involved.

这项投资的预期收益明显高于所涉及的风险。

3.Investors look for opportunities with a high expected payoff relative to their expectation payment.

投资者寻找那些相对于他们的期望支付具有高预期收益的机会。

4.Before making a decision, it's important to assess the expected payoff against the potential costs.

在做出决定之前，评估预期收益与潜在成本之间的关系是很重要的。

5.In a game of chance, players often calculate the expectation payment to determine if the gamble is worth taking.

在赌博游戏中，玩家通常会计算期望支付以判断这场赌博是否值得。

作文

In the realm of finance and economics, understanding the concepts of expectation payment and expected payoff is crucial for making informed decisions. These terms are often used in the context of risk assessment and investment strategies. To grasp their significance, we need to delve into what each term means and how they relate to one another.The expectation payment refers to the anticipated amount that an individual or entity expects to receive from an investment or a financial transaction. This expectation is based on various factors, including historical data, market trends, and potential future outcomes. For instance, if an investor puts money into a stock, the expectation payment would be the expected dividends or capital gains that the investor hopes to earn over a certain period.On the other hand, the expected payoff is a broader concept that encompasses not only the anticipated payments but also the associated risks and probabilities of different outcomes. It is calculated by multiplying the potential payoff of an investment by the probability of that outcome occurring. For example, if there is a 70% chance of earning $100 from an investment and a 30% chance of losing $50, the expected payoff can be computed as follows:Expected Payoff = (0.7 * $100) + (0.3 * -$50) = $70 - $15 = $55.This calculation illustrates that while the expectation payment may indicate a positive return, the expected payoff takes into account the risks involved, providing a more comprehensive view of the investment's potential.Understanding these concepts is essential for investors who want to minimize risks and maximize returns. By analyzing both the expectation payment and expected payoff, investors can make better decisions about where to allocate their resources. For instance, if an investment has a high expectation payment but a low expected payoff, it may indicate that the risks outweigh the potential rewards.Moreover, these concepts are not limited to the financial sector. In everyday life, individuals often make decisions based on their expectations and the possible outcomes of their actions. Whether it's choosing a career path, making a significant purchase, or investing time in a relationship, the principles of expectation payment and expected payoff can guide our choices.In conclusion, the terms expectation payment and expected payoff are integral to understanding financial decisions and risk management. They help individuals and businesses evaluate potential investments and assess the likelihood of achieving their financial goals. By considering both the expected payments and the associated risks, one can navigate the complexities of the financial landscape more effectively. Ultimately, mastering these concepts can lead to more informed decision-making and better financial outcomes.

在金融和经济领域，理解期望支付和期望收益的概念对于做出明智的决策至关重要。这些术语通常用于风险评估和投资策略的背景下。为了掌握它们的重要性，我们需要深入了解每个术语的含义以及它们之间的关系。期望支付是指个人或实体预期从投资或金融交易中获得的金额。这种期望基于多种因素，包括历史数据、市场趋势和潜在的未来结果。例如，如果投资者将资金投入某只股票，则期望支付将是投资者希望在一定时期内获得的预期股息或资本收益。另一方面，期望收益是一个更广泛的概念，它不仅包含预期的支付，还包括与不同结果相关的风险和概率。它是通过将投资的潜在收益乘以该结果发生的概率来计算的。例如，如果有70%的机会从一项投资中赚取100美元，而有30%的机会损失50美元，则可以按以下方式计算期望收益：期望收益 = (0.7 * $100) + (0.3 * -$50) = $70 - $15 = $55。这个计算说明了虽然期望支付可能表明正回报，但期望收益考虑了所涉及的风险，从而提供了对投资潜力的更全面的看法。理解这些概念对于希望最小化风险和最大化回报的投资者至关重要。通过分析期望支付和期望收益，投资者可以更好地决定将资源分配到哪里。例如，如果一项投资具有高期望支付但低期望收益，这可能表明风险超过潜在回报。此外，这些概念并不仅限于金融部门。在日常生活中，个人经常根据他们的期望和行为的可能结果做出决策。无论是选择职业道路、进行重大购买还是在关系中投入时间，期望支付和期望收益的原则都可以指导我们的选择。总之，期望支付和期望收益这两个术语对于理解财务决策和风险管理至关重要。它们帮助个人和企业评估潜在投资并评估实现财务目标的可能性。通过考虑预期支付和相关风险，个人可以更有效地驾驭金融环境的复杂性。最终，掌握这些概念可以导致更明智的决策和更好的财务结果。