buying rate for time bill

简明释义

期票买价

英英释义

例句

1.The buying rate for time bill fluctuated due to recent economic changes.

由于最近的经济变化，定期票据买入利率波动不定。

2.The bank offered a favorable buying rate for time bill to attract more investors.

为了吸引更多投资者，银行提供了有利的定期票据买入利率。

3.During the financial meeting, we discussed the current buying rate for time bill and its impact on our portfolio.

在财务会议上，我们讨论了当前的定期票据买入利率及其对我们投资组合的影响。

4.Investors should always check the buying rate for time bill before making a purchase.

投资者在进行购买前应该始终检查定期票据买入利率。

5.A higher buying rate for time bill can lead to better returns for investors.

更高的定期票据买入利率可以为投资者带来更好的回报。

作文

In the world of finance and banking, understanding various terms and rates is crucial for making informed decisions. One such term that often comes up in discussions about investments and loans is the buying rate for time bill. This phrase refers to the interest rate at which a financial institution is willing to purchase a time bill, which is a type of financial instrument that represents a promise to pay a specified amount of money at a future date. Time bills are typically used in commercial transactions, where businesses need to manage cash flow and ensure that they have enough liquidity to meet their obligations.The buying rate for time bill is significant because it affects the cost of financing for businesses. When a company issues a time bill, it essentially borrows money from investors or financial institutions with the promise to repay it later, usually at a higher amount due to interest. The buying rate determines how much the institution is willing to pay for that time bill upfront, which in turn influences the overall cost of borrowing for the issuer.For example, if a business issues a time bill with a face value of $100,000 and the buying rate for time bill is set at 5%, the financial institution may be willing to buy that bill for $95,000 today. This means that the business will receive $95,000 now, but it will owe $100,000 at maturity. The difference between these amounts represents the interest cost associated with the borrowing.Understanding the dynamics of the buying rate for time bill is essential for both investors and businesses. Investors need to assess whether the rate offered reflects a fair return on their investment, while businesses must evaluate if the cost of financing aligns with their cash flow needs and operational goals. A higher buying rate generally indicates that the market perceives greater risk associated with the time bill, which could be due to the issuer's creditworthiness or broader economic conditions.Moreover, the buying rate for time bill can fluctuate based on various factors, including changes in interest rates set by central banks, inflation expectations, and the overall demand for credit in the economy. For instance, during periods of economic uncertainty, investors may demand a higher rate to compensate for potential risks, thus increasing the buying rate for time bills. Conversely, in a stable economic environment with low-interest rates, the buying rate might decrease, making it cheaper for businesses to issue time bills.In conclusion, grasping the concept of the buying rate for time bill is vital for anyone involved in financial markets. It plays a crucial role in determining the cost of borrowing and the returns on investment for time bills. As markets evolve and economic conditions change, staying informed about the buying rates and their implications can help businesses and investors navigate the complexities of financing and investment strategies effectively. By doing so, they can make better financial decisions that align with their goals and risk tolerance.

在金融和银行的世界中，理解各种术语和利率对于做出明智的决策至关重要。一个经常出现在投资和贷款讨论中的术语是买入票据的利率。这个短语指的是金融机构愿意以何种利率购买时间票据，这是一种金融工具，代表承诺在未来某个日期支付特定金额的钱。时间票据通常用于商业交易中，企业需要管理现金流并确保拥有足够的流动性来满足其义务。买入票据的利率之所以重要，是因为它影响企业融资的成本。当一家公司发行时间票据时，它本质上是向投资者或金融机构借钱，并承诺稍后偿还，通常由于利息而偿还更高的金额。买入利率决定了机构愿意为该时间票据提前支付多少，这反过来又影响了发行人的整体借款成本。例如，如果一家企业发行面值为100,000美元的时间票据，而买入票据的利率设定为5％，则金融机构可能愿意以95,000美元的价格购买该票据。这意味着企业现在将收到95,000美元，但到期时将欠100,000美元。这些金额之间的差额代表了与借款相关的利息成本。理解买入票据的利率的动态对投资者和企业都至关重要。投资者需要评估所提供的利率是否反映了对其投资的合理回报，而企业必须评估融资成本是否与其现金流需求和运营目标相符。较高的买入利率通常表明市场认为与时间票据相关的风险较大，这可能是由于发行人的信用评级或更广泛的经济条件所致。此外，买入票据的利率可能会因各种因素而波动，包括中央银行设定的利率变化、通货膨胀预期以及经济中信贷的整体需求。例如，在经济不确定性时期，投资者可能要求更高的利率以补偿潜在风险，从而导致买入票据的利率上升。相反，在利率较低的稳定经济环境中，买入利率可能会下降，使企业发行时间票据的成本降低。总之，掌握买入票据的利率的概念对于任何参与金融市场的人来说都是至关重要的。它在确定借款成本和时间票据投资回报方面发挥着关键作用。随着市场的发展和经济条件的变化，了解买入利率及其影响可以帮助企业和投资者有效地应对融资和投资策略的复杂性。通过这样做，他们可以做出更符合自身目标和风险承受能力的财务决策。