closing balance; ending balance

简明释义

期末差额，期终余额,期末结余

英英释义

例句

1.Please provide the closing balance 期末余额 for this financial year in your report.

请在您的报告中提供本财年的期末余额 closing balance。

2.The closing balance 期末余额 for my savings account is higher than I expected.

我的储蓄账户的期末余额 closing balance比我预期的要高。

3.After all transactions were processed, the ending balance 结余 was confirmed to be accurate.

所有交易处理完毕后，确认结余 ending balance是准确的。

4.I need to check my ending balance 结余 before making any new purchases.

在进行任何新购买之前，我需要检查我的结余 ending balance。

5.At the end of the month, my bank statement showed a closing balance 期末余额 of $1,500.

月底时，我的银行对账单显示的期末余额 closing balance是1500美元。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management of funds. One such term that often comes up in financial statements is the closing balance, which refers to the amount of money remaining in an account at the end of a specific period. This figure is essential for businesses and individuals alike, as it provides a snapshot of financial health at a particular moment. The ending balance, which is synonymous with closing balance, serves the same purpose and can be used interchangeably in most contexts. Both terms indicate the final amount available after all transactions have been accounted for during the reporting period.To illustrate the importance of the closing balance or ending balance, let’s consider a small business that tracks its finances monthly. At the beginning of January, the business has an opening balance of $10,000. Throughout the month, it makes several transactions, including sales revenue, expenses, and payments to suppliers. By the end of January, after accounting for all these transactions, the business calculates its closing balance. If the total income was $5,000 and the total expenses were $3,000, the calculation would look like this: $10,000 (opening balance) + $5,000 (income) - $3,000 (expenses) = $12,000. Thus, the closing balance for January is $12,000.This ending balance is not just a number; it reflects the business's ability to manage cash flow effectively. A healthy closing balance indicates that the business is generating more income than it is spending, which is vital for sustainability and growth. Conversely, a low or negative closing balance could signal financial trouble, prompting the business owner to reevaluate spending habits and income strategies.Moreover, understanding the closing balance is equally important for personal finance. Individuals must keep track of their ending balance in bank accounts, credit cards, and other financial instruments to ensure they do not overspend or fall into debt. For instance, if someone starts the month with $2,000 in their checking account, makes purchases totaling $500, and receives a paycheck of $1,200, their closing balance at the end of the month would be $2,700. This information is crucial for budgeting and planning future expenditures.In summary, the terms closing balance and ending balance play a significant role in both business and personal finance. They provide essential insights into financial status, helping individuals and organizations make informed decisions about spending, saving, and investing. Understanding how to calculate and interpret these figures can lead to better financial management and ultimately contribute to achieving financial goals. Whether you are a business owner or just managing your household finances, keeping an eye on your closing balance will help you maintain control over your financial situation and plan for a prosperous future.

在金融和会计的世界中，理解各种术语对于有效管理资金至关重要。一个经常出现在财务报表中的术语是结余，它指的是在特定时期结束时账户中剩余的金额。这个数字对企业和个人都很重要，因为它提供了某一时刻财务健康状况的快照。期末余额与结余同义，通常可以在大多数情况下互换使用。这两个术语都表示在报告期间所有交易都已计算在内后的最终可用金额。为了说明结余或期末余额的重要性，让我们考虑一个每月跟踪财务的小型企业。1月初，该企业的期初余额为10,000美元。在这个月中，它进行了几笔交易，包括销售收入、支出和向供应商的付款。到1月底，在计算所有这些交易后，企业计算其结余。如果总收入为5,000美元，总支出为3,000美元，则计算如下：10,000美元（期初余额）+ 5,000美元（收入）- 3,000美元（支出）= 12,000美元。因此，1月的结余为12,000美元。这个期末余额不仅仅是一个数字；它反映了企业有效管理现金流的能力。健康的结余表明企业的收入超过支出，这对于可持续发展和增长至关重要。相反，低或负的结余可能预示着财务困境，促使企业主重新评估支出习惯和收入策略。此外，理解结余对个人财务同样重要。个人必须跟踪他们在银行账户、信用卡和其他金融工具中的期末余额，以确保他们不会超支或陷入债务。例如，如果某人月初在支票账户中有2,000美元，消费总额为500美元，并且收到1,200美元的薪水，那么他们在月底的结余将为2,700美元。这些信息对于预算和规划未来支出至关重要。总之，结余和期末余额这两个术语在企业和个人财务中发挥着重要作用。它们提供了对财务状况的重要见解，帮助个人和组织就支出、储蓄和投资做出明智的决策。理解如何计算和解释这些数字可以导致更好的财务管理，并最终有助于实现财务目标。无论您是企业主还是仅仅在管理家庭财务，关注您的结余将帮助您保持对财务状况的控制，并为繁荣的未来做好规划。