forward exchange rate

简明释义

期汇汇率

英英释义

例句

1.A bank may offer different forward exchange rates 远期汇率 depending on the amount of currency being exchanged.

银行可能会根据兑换的货币数量提供不同的远期汇率 forward exchange rates。

2.When traveling abroad, it's beneficial to check the forward exchange rate 远期汇率 to ensure you get the best deal.

出国旅行时，检查远期汇率 forward exchange rate以确保获得最佳交易是有益的。

3.The forward exchange rate 远期汇率 helps businesses plan their budgets more effectively by minimizing exchange rate fluctuations.

通过最小化汇率波动，远期汇率 forward exchange rate帮助企业更有效地规划预算。

4.The company decided to hedge its currency risk by locking in a forward exchange rate 远期汇率 for the next six months.

公司决定通过锁定未来六个月的远期汇率 forward exchange rate来对冲其货币风险。

5.Investors often use the forward exchange rate 远期汇率 to predict future currency movements.

投资者常常使用远期汇率 forward exchange rate来预测未来的货币走势。

作文

In the world of finance and international trade, understanding currency exchange rates is crucial for businesses and investors alike. One key concept in this realm is the forward exchange rate, which plays a significant role in hedging against currency risk. The forward exchange rate is essentially an agreed-upon price for exchanging one currency for another at a future date. This mechanism allows parties to lock in an exchange rate today for a transaction that will occur later, thus providing certainty in a volatile market.The importance of the forward exchange rate cannot be overstated. For companies engaged in international trade, fluctuations in currency values can significantly impact profit margins. For instance, if a company in the United States agrees to sell goods to a buyer in Europe, it may face uncertainty regarding how much it will earn when the payment is made in euros. By using a forward exchange rate, the American company can mitigate this risk by locking in a specific rate, ensuring that they know exactly how much they will receive in dollars when the transaction is completed.Investors also utilize the forward exchange rate to protect their portfolios from adverse currency movements. For example, if an investor holds assets in a foreign country, they may be concerned about the potential depreciation of that country's currency. By entering into a forward exchange rate contract, the investor can secure a favorable exchange rate for converting their foreign assets back into their home currency, thereby safeguarding their investment returns.Moreover, the forward exchange rate is determined by the interest rate differential between the two currencies involved. According to the covered interest rate parity theory, if one currency offers a higher interest rate than another, its forward exchange rate will be adjusted accordingly to reflect this difference. This relationship provides insight into the expected future movements of currencies and helps traders make informed decisions.However, while the forward exchange rate offers protection against currency risk, it is not without its drawbacks. One major limitation is that it requires a commitment to a future transaction, which may not always align with a company's or an investor's actual needs. If circumstances change, and the market moves favorably, they may miss out on better rates available in the spot market. Therefore, careful consideration must be given before entering into a forward exchange rate agreement.In conclusion, the forward exchange rate is a vital tool in the financial toolkit for businesses and investors operating in the global marketplace. By allowing parties to lock in exchange rates for future transactions, it helps manage currency risk and provides greater certainty in financial planning. Understanding how to effectively use the forward exchange rate can lead to more informed decision-making, ultimately contributing to the success of international business operations and investment strategies.

在金融和国际贸易的世界中，理解货币汇率对企业和投资者来说至关重要。一个关键概念是远期汇率，它在对冲货币风险方面发挥着重要作用。远期汇率本质上是一个协议价格，用于在未来某个日期将一种货币兑换为另一种货币。这一机制使各方能够在今天锁定汇率，以便在稍后进行交易，从而在波动的市场中提供确定性。远期汇率的重要性不容小觑。对于参与国际贸易的公司而言，货币价值的波动可能会显著影响利润率。例如，如果一家美国公司同意向欧洲买家出售商品，它可能会面临关于在欧元支付时将获得多少收入的不确定性。通过使用远期汇率，这家美国公司可以通过锁定特定的汇率来降低这种风险，从而确保在交易完成时确切知道他们将收到多少美元。投资者也利用远期汇率来保护其投资组合免受不利的货币波动。例如，如果一位投资者持有外国资产，他们可能会担心该国货币可能贬值。通过签订远期汇率合同，投资者可以确保将其外国资产转换回本国货币时获得有利的汇率，从而保护其投资收益。此外，远期汇率由涉及的两种货币之间的利率差异决定。根据覆盖利率平价理论，如果一种货币的利率高于另一种货币，其远期汇率将相应调整以反映这一差异。这种关系为预期未来货币的变动提供了见解，并帮助交易者做出明智的决策。然而，尽管远期汇率提供了对冲货币风险的保护，但它并非没有缺点。一个主要限制是它需要对未来交易作出承诺，这可能并不总是与公司或投资者的实际需求一致。如果情况发生变化，市场朝有利方向发展，他们可能会错过现货市场上可用的更好汇率。因此，在签订远期汇率协议之前，必须谨慎考虑。总之，远期汇率是全球市场中企业和投资者金融工具箱中的重要工具。通过允许各方锁定未来交易的汇率，它有助于管理货币风险，并提供更大的财务规划确定性。有效理解如何使用远期汇率可以导致更明智的决策，从而最终促进国际商业运营和投资策略的成功。