general debt

简明释义

普通债务

英英释义

例句

1.The government introduced new policies to manage general debt 总债务 and promote sustainable growth.

政府推出了新政策来管理general debt 总债务并促进可持续增长。

2.The company's financial report revealed a significant increase in general debt 总债务 over the past year.

公司的财务报告显示，过去一年中的general debt 总债务大幅增加。

3.To improve its credit rating, the firm needs to reduce its general debt 总债务 levels significantly.

为了提高其信用评级，该公司需要显著降低其general debt 总债务水平。

4.Investors are concerned about the rising general debt 总债务 of the country, which may affect economic stability.

投资者对该国日益上升的general debt 总债务感到担忧，这可能会影响经济稳定。

5.High general debt 总债务 can limit a company’s ability to invest in new projects.

高水平的general debt 总债务可能限制公司的新项目投资能力。

作文

Understanding the concept of general debt is crucial in today’s economic environment. General debt refers to the total amount of money that an individual, corporation, or government owes to creditors. This debt can take various forms, including loans, bonds, and credit lines. It is an essential aspect of financial management, as it reflects the borrowing capacity and financial health of an entity.In personal finance, general debt can significantly impact an individual's ability to make future purchases. For example, if someone has a high level of general debt, they may struggle to qualify for a mortgage or a car loan. Lenders assess an applicant's general debt to determine their creditworthiness. A high debt-to-income ratio indicates that a person may be over-leveraged, which can lead to higher interest rates or outright loan denials.On a corporate level, general debt is often used to finance operations, expand businesses, or invest in new projects. Companies may issue bonds or take out loans to raise capital. However, excessive general debt can pose risks to a company’s stability. If a firm cannot generate enough revenue to cover its debt obligations, it may face bankruptcy. Investors closely monitor a company’s general debt levels as part of their risk assessment process.Governments also deal with general debt, which can arise from budget deficits where expenditures exceed revenues. National debt is a form of general debt that can influence a country’s economic policies and its citizens' financial well-being. High levels of national general debt can lead to increased taxes and reduced public services, as governments may need to allocate more resources to pay off their debts.Managing general debt effectively is vital for all entities. Strategies such as budgeting, prioritizing debt repayment, and seeking financial advice can help individuals and organizations maintain healthy debt levels. For instance, individuals might focus on paying off high-interest debts first, while companies may refinance to secure lower interest rates on existing loans.In conclusion, general debt is a multifaceted concept that plays a significant role in personal, corporate, and governmental finance. Understanding how general debt affects financial decisions and overall economic health is essential for making informed choices. Whether you are an individual trying to manage your finances, a business leader making strategic decisions, or a policymaker addressing national economic issues, having a grasp of general debt is indispensable for navigating the complexities of finance today.

理解一般债务的概念在当今经济环境中至关重要。一般债务是指个人、公司或政府欠债权人的总金额。这种债务可以采取多种形式，包括贷款、债券和信用额度。它是财务管理的重要方面，因为它反映了一个实体的借贷能力和财务健康状况。在个人财务中，一般债务会显著影响个人未来的购买能力。例如，如果某人的一般债务水平较高，他们可能会在申请抵押贷款或汽车贷款时遇到困难。贷款人评估申请人的一般债务以确定其信用worthiness。高债务收入比表明一个人可能过度杠杆，这可能导致更高的利率或直接拒绝贷款。在公司层面，一般债务通常用于融资运营、扩展业务或投资新项目。公司可能会发行债券或贷款以筹集资金。然而，过度的一般债务可能对公司的稳定性构成风险。如果一家公司无法产生足够的收入来覆盖其债务义务，它可能面临破产。投资者密切关注公司的一般债务水平，作为风险评估过程的一部分。政府也处理一般债务，这可能源于预算赤字，即支出超过收入。国家债务是一种一般债务，可能影响一个国家的经济政策及其公民的财务福祉。高水平的国家一般债务可能导致税收增加和公共服务减少，因为政府可能需要分配更多资源来偿还债务。有效管理一般债务对于所有实体至关重要。预算、优先偿还债务和寻求财务建议等策略可以帮助个人和组织维持健康的债务水平。例如，个人可能会集中精力首先偿还高利息债务，而公司可能会通过再融资来确保现有贷款的较低利率。总之，一般债务是一个多方面的概念，在个人、公司和政府财务中发挥着重要作用。理解一般债务如何影响财务决策和整体经济健康对于做出明智的选择至关重要。无论您是试图管理财务的个人、做出战略决策的企业领导者，还是解决国家经济问题的政策制定者，掌握一般债务都是应对当今金融复杂性的必备技能。