general long-term debt

简明释义

普通长期债务

英英释义

例句

1.To finance new schools, the district plans to issue bonds that will increase its general long-term debt 一般长期债务 significantly.

为了资助新学校，学区计划发行债券，这将显著增加其一般长期债务 general long-term debt。

2.Investors are concerned about the rising general long-term debt 一般长期债务 levels of the state, which may affect its credit rating.

投资者对该州日益上升的一般长期债务 general long-term debt 水平感到担忧，这可能会影响其信用评级。

3.The city's budget report highlighted the increase in general long-term debt 一般长期债务 due to infrastructure projects.

城市的预算报告强调了由于基础设施项目导致的一般长期债务 general long-term debt 的增加。

4.The financial advisor recommended reducing general long-term debt 一般长期债务 to improve the city’s fiscal stability.

财务顾问建议减少一般长期债务 general long-term debt 以改善城市的财政稳定性。

5.A thorough analysis of general long-term debt 一般长期债务 is essential for understanding a municipality's financial health.

对一般长期债务 general long-term debt 的彻底分析对于理解一个市政当局的财务健康至关重要。

作文

Understanding the concept of general long-term debt is crucial for both individuals and businesses as it plays a significant role in financial planning and management. General long-term debt refers to loans or financial obligations that are not expected to be settled within a year. These debts are often used to finance major investments, such as purchasing real estate, equipment, or other capital expenditures that can benefit the entity over an extended period. One of the primary characteristics of general long-term debt is that it typically comes with lower interest rates compared to short-term debt. This is because lenders are more willing to offer favorable terms for loans that will be paid back over several years, as they can secure a steady return on their investment. For instance, a company might issue bonds as a form of general long-term debt, allowing it to raise funds for expansion projects while spreading the repayment over a decade or more. Managing general long-term debt effectively is essential for maintaining healthy financial health. If a business takes on too much long-term debt, it may strain its cash flow, making it challenging to meet operational expenses and other short-term obligations. On the other hand, when used wisely, general long-term debt can provide the necessary capital for growth and innovation. Individuals also engage in general long-term debt through mortgages or student loans. A mortgage, for instance, allows someone to purchase a home without needing to pay the full amount upfront. Instead, they can spread the cost over 15 to 30 years, making homeownership more accessible. Similarly, student loans enable individuals to invest in their education, which can lead to higher earning potential in the future. However, it is crucial to approach general long-term debt with caution. Individuals and businesses must assess their ability to repay these debts before committing to them. A thorough understanding of one’s financial situation, including income, expenses, and existing debts, is vital to ensure that taking on additional long-term obligations will not lead to financial distress. In conclusion, general long-term debt is a fundamental aspect of financial management for both individuals and organizations. It provides opportunities for investment and growth, but it also requires careful consideration and planning. By understanding the implications of general long-term debt, one can make informed decisions that contribute to long-term financial stability and success.

理解一般长期债务的概念对个人和企业来说至关重要，因为它在财务规划和管理中发挥着重要作用。一般长期债务指的是预计在一年内不会结清的贷款或财务义务。这些债务通常用于资助重大投资，如购买房地产、设备或其他可以在较长时间内为实体带来收益的资本支出。一般长期债务的主要特点之一是，与短期债务相比，它通常具有较低的利率。这是因为贷款人更愿意为将在数年内偿还的贷款提供优惠条款，因为他们可以确保投资的稳定回报。例如，一家公司可能会发行债券作为一种一般长期债务，使其能够为扩展项目筹集资金，同时将还款分摊到十年或更长时间。有效管理一般长期债务对于保持健康的财务状况至关重要。如果企业承担过多的长期债务，可能会给现金流带来压力，使其难以满足运营费用和其他短期义务。另一方面，当明智地使用时，一般长期债务可以为增长和创新提供必要的资本。个人也通过抵押贷款或学生贷款参与一般长期债务。例如，抵押贷款使某人能够在不需要全额支付的情况下购买房屋。相反，他们可以将成本分摊到15到30年，使得拥有住房变得更加可及。类似地，学生贷款使个人能够投资于教育，这可能导致未来更高的收入潜力。然而，谨慎对待一般长期债务至关重要。个人和企业在承诺之前必须评估其偿还这些债务的能力。全面了解自己的财务状况，包括收入、支出和现有债务，对于确保承担额外的长期义务不会导致财务困境至关重要。总之，一般长期债务是个人和组织财务管理的基本方面。它为投资和增长提供了机会，但也需要仔细考虑和规划。通过理解一般长期债务的含义，人们可以做出明智的决策，从而促进长期的财务稳定和成功。