debts-provable in bankruptcy

简明释义

破产时认可的债务

英英释义

例句

1.In the bankruptcy proceedings, only the debts-provable in bankruptcy 可在破产中证明的债务 will be discharged.

在破产程序中，只有可在破产中证明的债务会被免除。

2.Understanding which debts-provable in bankruptcy 可在破产中证明的债务 can be eliminated is crucial for debtors.

了解哪些可在破产中证明的债务可以被消除对债务人至关重要。

3.Creditors must file claims for any debts-provable in bankruptcy 可在破产中证明的债务 to receive payment from the estate.

债权人必须提交索赔以获得任何可在破产中证明的债务，以便从遗产中获得付款。

4.The lawyer explained that student loans are typically not debts-provable in bankruptcy 可在破产中证明的债务.

律师解释说，学生贷款通常不是可在破产中证明的债务。

5.Not all obligations are considered debts-provable in bankruptcy 可在破产中证明的债务, such as certain tax debts.

并非所有义务都被视为可在破产中证明的债务，例如某些税务债务。

作文

In the realm of financial management and legal proceedings, understanding various terms is essential for both individuals and businesses. One such term that often arises in bankruptcy cases is debts-provable in bankruptcy. This phrase refers to the types of debts that can be formally recognized and addressed during a bankruptcy proceeding. Knowing what constitutes debts-provable in bankruptcy is crucial for debtors who seek relief from their financial obligations and for creditors who wish to understand their rights and potential recovery options. When an individual or a business files for bankruptcy, they must disclose all their debts. However, not all debts are treated equally in this process. The term debts-provable in bankruptcy specifically includes unsecured debts, such as credit card balances, personal loans, and medical bills, which can be discharged or restructured under the bankruptcy laws. On the other hand, certain debts, like child support, alimony, and some tax obligations, are typically non-dischargeable and will remain even after the bankruptcy process is complete. Understanding debts-provable in bankruptcy is particularly important for individuals considering filing for Chapter 7 or Chapter 13 bankruptcy. In Chapter 7 bankruptcy, the debtor's non-exempt assets are liquidated to pay off creditors, and many of the remaining unsecured debts are discharged. This means that individuals can start fresh financially. However, only those debts that fall under the category of debts-provable in bankruptcy will be eligible for discharge. In contrast, Chapter 13 bankruptcy allows individuals to reorganize their debts and create a repayment plan that lasts three to five years. During this time, individuals may be able to keep their assets while making payments on their debts-provable in bankruptcy. This option is often preferred by those who have a stable income but need assistance managing their debt load. For creditors, understanding debts-provable in bankruptcy helps them assess their likelihood of recovering funds owed to them. Creditors must file a proof of claim to participate in the bankruptcy process and recover any amounts due. If a creditor fails to file a claim for a debts-provable in bankruptcy, they may lose their chance to collect on that debt entirely. Therefore, being aware of which debts are provable is vital for ensuring that creditors can protect their interests. The implications of debts-provable in bankruptcy extend beyond just the immediate parties involved. The broader economy can also be affected by how effectively bankruptcy laws are structured to handle these debts. When individuals can discharge unmanageable debts, they are more likely to reinvest in the economy, which can lead to increased consumer spending and economic growth. Conversely, if too many debts are deemed non-provable, it could lead to a cycle of poverty and reduced economic activity. In conclusion, the concept of debts-provable in bankruptcy is a fundamental aspect of the bankruptcy process that impacts both debtors and creditors. Understanding what qualifies as provable debt can empower individuals to make informed decisions about their financial futures while also helping creditors navigate the complexities of debt recovery. As financial landscapes continue to evolve, staying informed about terms like debts-provable in bankruptcy will be essential for anyone involved in financial transactions.

在财务管理和法律程序的领域，理解各种术语对个人和企业都至关重要。其中一个常常出现在破产案件中的术语是可在破产中证明的债务。这个短语指的是在破产程序中可以被正式认可和处理的债务类型。了解什么构成可在破产中证明的债务对于寻求解除财务义务的债务人以及希望了解其权利和潜在回收选项的债权人来说都是至关重要的。 当个人或企业申请破产时，他们必须披露所有的债务。然而，并不是所有的债务在这个过程中都被平等对待。术语可在破产中证明的债务特别包括无担保债务，例如信用卡余额、个人贷款和医疗账单，这些债务可以根据破产法被免除或重组。另一方面，某些债务，如子女抚养费、配偶赡养费和一些税务义务，通常是不可免除的，即使在破产程序完成后也会保留。 了解可在破产中证明的债务对考虑申请第7章或第13章破产的个人尤其重要。在第7章破产中，债务人的非豁免资产被清算以偿还债权人，许多剩余的无担保债务被免除。这意味着个人可以在财务上重新开始。然而，只有那些属于可在破产中证明的债务的债务才有资格被免除。 相反，第13章破产允许个人重组其债务并创建为期三到五年的还款计划。在此期间，个人可能能够保留其资产，同时对可在破产中证明的债务进行付款。这个选项通常被那些收入稳定但需要帮助管理债务负担的人所青睐。 对于债权人来说，了解可在破产中证明的债务帮助他们评估追回欠款的可能性。债权人必须提交索赔证明才能参与破产程序并追回任何到期金额。如果债权人未能提交可在破产中证明的债务的索赔，他们可能会失去完全收回该债务的机会。因此，意识到哪些债务是可证明的对于确保债权人能够保护其利益至关重要。 可在破产中证明的债务的影响超出了直接相关方。更广泛的经济也可能受到这些债务如何有效处理的影响。当个人能够解除无法管理的债务时，他们更有可能重新投资于经济，这可能导致消费者支出增加和经济增长。相反，如果太多债务被视为不可证明，可能会导致贫困循环和经济活动减少。 总之，可在破产中证明的债务的概念是破产程序的一个基本方面，影响着债务人和债权人。了解什么构成可证明债务可以使个人能够对其财务未来做出明智的决策，同时也帮助债权人应对债务回收的复杂性。随着金融环境的不断演变，了解像可在破产中证明的债务这样的术语将对任何涉及金融交易的人至关重要。