amount appraised

简明释义

评定金额

英英释义

例句

1.The bank provided a loan based on the amount appraised of the property, which was significantly higher than expected.

银行根据该物业的评估金额提供了贷款，远高于预期。

2.The real estate agent recommended getting an independent appraisal to confirm the amount appraised before listing the property.

房地产经纪人建议在上市之前进行独立评估，以确认评估金额。

3.During the estate settlement, the lawyer used the amount appraised to determine the value of the assets.

在遗产结算过程中，律师使用评估金额来确定资产的价值。

4.Before selling the house, we had to know the amount appraised to set a competitive price.

在出售房子之前，我们必须知道评估金额以设定一个有竞争力的价格。

5.The insurance company will pay out claims based on the amount appraised after the damages are assessed.

保险公司将在损失评估后，根据评估金额支付索赔。

作文

In the world of finance and real estate, the term amount appraised plays a crucial role. It refers to the estimated value of a property or asset as determined by a professional appraiser. This assessment is essential for various transactions, including buying, selling, or refinancing properties. Understanding the amount appraised is vital for both buyers and sellers, as it provides a benchmark for negotiations and helps prevent overpaying or underselling. When a property is put on the market, potential buyers often seek financing through banks or mortgage companies. These financial institutions require an appraisal to ensure that the loan amount does not exceed the amount appraised. If a buyer wishes to purchase a home for $300,000 but the appraisal comes in at $250,000, the bank will only finance a portion of that amount based on the lower appraisal. This scenario highlights the importance of the amount appraised in protecting lenders from lending more than the property is worth. Moreover, the amount appraised can also influence the selling price of a property. Sellers often have a predetermined price in mind based on their investment and market trends. However, if the appraisal does not meet their expectations, they may need to reconsider their asking price. For instance, if a homeowner believes their house is worth $400,000 but the appraisal reveals an amount appraised of $350,000, they might face challenges in attracting buyers willing to pay the higher price. The appraisal process involves several factors, including the location of the property, its condition, and recent sales of comparable homes in the area. Appraisers use a variety of methods to determine the amount appraised, such as the sales comparison approach, cost approach, and income approach. Each method has its own merits, but they all aim to provide an accurate and fair valuation. Understanding how the amount appraised is calculated can empower homeowners and prospective buyers alike. By being aware of the factors that influence an appraisal, individuals can make informed decisions about their property investments. For example, if a homeowner knows that their property has unique features that may increase its value, they can highlight these aspects during the appraisal process to potentially achieve a higher amount appraised. Furthermore, it is essential to recognize that the amount appraised is not set in stone. Market conditions can fluctuate, and property values can change over time. Therefore, regular appraisals can help homeowners keep track of their real estate investments and ensure they are making sound financial decisions. In conclusion, the term amount appraised is a fundamental concept in real estate and finance. It serves as a critical measure of a property's value and influences many aspects of buying and selling real estate. By understanding the significance of the amount appraised, individuals can navigate the complexities of the housing market with greater confidence and success.

在金融和房地产领域，术语amount appraised（评估金额）发挥着至关重要的作用。它指的是由专业评估师确定的财产或资产的估计价值。这一评估对于各种交易至关重要，包括购买、出售或再融资房产。理解amount appraised对买卖双方都至关重要，因为它为谈判提供了基准，并有助于防止过高支付或低价出售。当一处房产上市时，潜在买家通常会通过银行或抵押贷款公司寻求融资。这些金融机构要求进行评估，以确保贷款金额不超过amount appraised。如果买家希望以30万美元购买一处房产，但评估结果为25万美元，银行将仅根据较低的评估金额融资一部分。这种情况突显了amount appraised在保护贷方方面的重要性，以免贷款超出房产的实际价值。此外，amount appraised还会影响房产的售价。卖方通常会根据其投资和市场趋势设定一个预定价格。然而，如果评估未能达到他们的期望，他们可能需要重新考虑要价。例如，如果一位房主相信他们的房子值40万美元，但评估显示的amount appraised为35万美元，他们可能会面临吸引愿意支付更高价格的买家的挑战。评估过程涉及多个因素，包括房产的位置、状况以及该地区最近销售的可比房屋。评估师使用多种方法来确定amount appraised，如销售比较法、成本法和收益法。每种方法都有其优点，但它们的目标都是提供准确和公平的估值。了解amount appraised的计算方式可以使房主和潜在买家受益匪浅。通过了解影响评估的因素，个人可以就其房地产投资做出明智的决策。例如，如果房主知道他们的财产具有可能增加其价值的独特特点，他们可以在评估过程中突出这些方面，以潜在地获得更高的amount appraised。此外，必须认识到的是，amount appraised并不是一成不变的。市场条件可能会波动，房产价值也可能随时间变化。因此，定期评估可以帮助房主跟踪其房地产投资，确保他们做出明智的财务决策。总之，术语amount appraised是房地产和金融中的基本概念。它作为房产价值的关键衡量标准，影响着买卖房地产的许多方面。通过理解amount appraised的重要性，个人可以更自信和成功地应对复杂的住房市场。