bank deposits subject to withdrawal by check

简明释义

凭支票取款的银行存款

英英释义

例句

1.When you open a checking account, you can easily manage your bank deposits subject to withdrawal by check 可通过支票提取的银行存款 and make payments.

当你开设支票账户时，可以轻松管理你的可通过支票提取的银行存款并进行付款。

2.I transferred my savings into a new account that offers higher interest rates, but all my bank deposits subject to withdrawal by check 可通过支票提取的银行存款 are still accessible.

我把我的储蓄转入了一个提供更高利率的新账户，但我所有的可通过支票提取的银行存款仍然可以访问。

3.For the upcoming project, I need to ensure that my bank deposits subject to withdrawal by check 可通过支票提取的银行存款 are sufficient to cover the costs.

对于即将到来的项目，我需要确保我的可通过支票提取的银行存款足以支付费用。

4.Before writing a check, make sure you have enough bank deposits subject to withdrawal by check 可通过支票提取的银行存款 in your account.

在写支票之前，请确保你的账户中有足够的可通过支票提取的银行存款。

5.The bank notified me that my bank deposits subject to withdrawal by check 可通过支票提取的银行存款 will earn interest starting next month.

银行通知我，我的可通过支票提取的银行存款下个月开始将获得利息。

作文

In today's financial landscape, understanding the various types of bank accounts is crucial for effective money management. One common type of account that many individuals and businesses utilize is a checking account. This type of account allows for easy access to funds while also providing flexibility in managing day-to-day expenses. Among the features of a checking account are the bank deposits subject to withdrawal by check, which refers to the funds deposited into the account that can be accessed by writing a check. This system has been a cornerstone of personal finance for decades, offering convenience and security to account holders.When you deposit money into a checking account, you gain the ability to withdraw those funds at any time using checks. This means that you can pay bills, make purchases, or transfer money to others without the need to carry cash. The phrase bank deposits subject to withdrawal by check highlights the fact that these deposits are not just sitting idly in the bank; they are available for immediate use. Checks serve as a written order to the bank, instructing them to release a specific amount of money from your account to the payee.The use of checks has evolved over the years, especially with the advent of digital banking. While many people now prefer electronic transfers and online payments, checks still hold significant value in certain transactions. For example, when dealing with larger sums of money or when a paper trail is necessary, checks provide a tangible record of payment. This aspect of bank deposits subject to withdrawal by check ensures that both parties have documentation of the transaction, which can be beneficial in case of disputes.Moreover, understanding the implications of bank deposits subject to withdrawal by check is essential for maintaining a healthy financial status. It is important to keep track of your spending and ensure that you do not overdraft your account. Overdrafting occurs when you write a check for more money than you have in your account, leading to fees and potential damage to your credit score. Therefore, careful management of your checking account is necessary to avoid such pitfalls.In addition, many banks offer features that enhance the experience of managing bank deposits subject to withdrawal by check. For instance, online banking platforms allow users to monitor their account balances in real-time, making it easier to manage finances effectively. Additionally, mobile apps enable users to deposit checks electronically, further streamlining the process of accessing their funds. These technological advancements have made banking more accessible and efficient, allowing individuals to maintain control over their finances effortlessly.In conclusion, the phrase bank deposits subject to withdrawal by check encapsulates an essential aspect of banking that facilitates financial transactions. Understanding how this works empowers individuals to manage their finances better, ensuring they can access their funds when needed. As we navigate an increasingly digital world, the significance of checks may continue to evolve, but the fundamental concept of having ready access to deposited funds remains vital. Whether through traditional checks or modern digital methods, the ability to withdraw money from our bank accounts is a fundamental component of financial independence and stability.

在当今的金融环境中，理解各种类型的银行账户对有效的资金管理至关重要。许多个人和企业使用的一种常见账户类型是支票账户。这种账户允许轻松访问资金，同时在管理日常开支方面提供灵活性。在支票账户的特性中，有一种是可以通过支票提取的银行存款，这指的是存入账户的资金，可以通过书写支票来访问。这一系统几十年来一直是个人财务的基石，为账户持有人提供便利和安全。当你将钱存入支票账户时，你可以随时使用支票提取这些资金。这意味着你可以支付账单、进行购买或向他人转账，而无需携带现金。短语可以通过支票提取的银行存款突出了这些存款不仅仅是在银行静静地待着；它们可以立即使用。支票作为对银行的书面命令，指示他们从你的账户中释放特定金额的钱给收款人。随着数字银行的出现，支票的使用在近年来发生了变化。虽然许多人现在更喜欢电子转账和在线支付，但在某些交易中，支票仍然具有重要价值。例如，在处理较大金额或需要纸质记录的情况下，支票提供了支付的有形记录。可以通过支票提取的银行存款的这一特性确保双方都有交易的文档，这在发生争议时可能会很有帮助。此外，理解可以通过支票提取的银行存款的含义对于维持健康的财务状况至关重要。跟踪支出并确保不透支账户非常重要。透支发生在你为账户中没有的钱写支票时，这会导致费用和潜在的信用评分损害。因此，仔细管理你的支票账户是避免此类陷阱的必要条件。此外，许多银行提供增强可以通过支票提取的银行存款体验的功能。例如，在线银行平台允许用户实时监控账户余额，使得有效管理财务变得更容易。此外，移动应用程序使用户能够电子存入支票，进一步简化了访问资金的过程。这些技术进步使银行业务变得更加便利和高效，使个人能够轻松掌控自己的财务。总之，短语可以通过支票提取的银行存款概括了银行业务中的一个重要方面，它促进了金融交易。理解这一点使个人能够更好地管理财务，确保他们在需要时可以访问资金。随着我们进入一个越来越数字化的世界，支票的重要性可能会继续演变，但随时访问存入资金的基本概念仍然至关重要。无论是通过传统支票还是现代数字方式，从我们的银行账户中提取资金的能力都是财务独立和稳定的基本组成部分。