average cash balance

简明释义

平均现金余额

英英释义

例句

1.A high average cash balance 平均现金余额 might indicate that the company is not investing enough in growth opportunities.

高的平均现金余额 average cash balance可能表明公司在增长机会上的投资不足。

2.The average cash balance 平均现金余额 helps in forecasting future cash flow needs.

该平均现金余额 average cash balance有助于预测未来的现金流需求。

3.The company's average cash balance 平均现金余额 over the last quarter was significantly higher than expected.

公司在上个季度的平均现金余额 average cash balance显著高于预期。

4.Investors often look at the average cash balance 平均现金余额 to assess the liquidity of a business.

投资者通常会查看平均现金余额 average cash balance来评估企业的流动性。

5.To manage expenses effectively, we need to maintain an optimal average cash balance 平均现金余额 each month.

为了有效管理开支，我们需要每个月保持一个最佳的平均现金余额 average cash balance。

作文

Understanding financial metrics is crucial for any business, and one of the key indicators that managers and investors often look at is the average cash balance. The average cash balance refers to the mean amount of cash that a company has on hand over a specific period. This figure is vital as it provides insights into the company’s liquidity and operational efficiency. A healthy average cash balance ensures that a business can meet its short-term obligations, invest in opportunities, and weather unexpected expenses without resorting to borrowing or other costly alternatives.To calculate the average cash balance, you typically take the cash balances at the beginning and end of a period, add them together, and divide by two. For example, if a company starts the month with $10,000 in cash and ends with $20,000, the average cash balance for that month would be ($10,000 + $20,000) / 2 = $15,000. However, businesses often have fluctuating cash balances due to various factors such as sales cycles, seasonal variations, and operational costs. Therefore, a more comprehensive approach may involve calculating the average cash balance over several months to smooth out these fluctuations.Having an adequate average cash balance is not only about having enough cash to pay bills; it also reflects a company’s ability to grow. Companies with a strong average cash balance are better positioned to seize new business opportunities, whether through investments in new projects, hiring additional staff, or expanding their product lines. Conversely, a low average cash balance might indicate financial strain, which could limit growth potential and make a business vulnerable to economic downturns.Moreover, understanding the average cash balance can help in strategic planning. Businesses can analyze their cash flow patterns to determine when they typically have excess cash and when they might face shortages. This analysis enables companies to plan for investments or savings during periods of surplus and to prepare for leaner times. Furthermore, knowing the average cash balance allows management to set appropriate benchmarks and financial goals.In conclusion, the average cash balance is a critical metric that reflects a company’s financial health and operational effectiveness. It serves as a barometer for liquidity, guiding businesses in their day-to-day operations and long-term strategies. By maintaining a healthy average cash balance, companies can ensure they are prepared for both opportunities and challenges, ultimately leading to sustained growth and success in the competitive marketplace.

理解财务指标对任何企业都至关重要，其中管理者和投资者经常关注的关键指标之一是平均现金余额。平均现金余额指的是公司在特定时期内手头现金的平均金额。这个数字至关重要，因为它提供了公司流动性和运营效率的洞察。健康的平均现金余额确保企业能够满足短期义务，投资机会，并在没有借款或其他昂贵替代方案的情况下应对意外开支。要计算平均现金余额，通常需要将一个时期开始和结束时的现金余额相加，然后除以二。例如，如果一家公司在月初有10,000美元现金，在月末有20,000美元现金，那么该月的平均现金余额将是（10,000美元 + 20,000美元）/ 2 = 15,000美元。然而，由于销售周期、季节性变化和运营成本等各种因素，企业的现金余额往往会波动。因此，更全面的方法可能涉及计算几个月的平均现金余额以平滑这些波动。拥有足够的平均现金余额不仅仅是为了支付账单；它还反映了一家公司的增长能力。拥有强大平均现金余额的公司更有能力抓住新的商业机会，无论是通过投资新项目、招聘额外员工还是扩展产品线。相反，低平均现金余额可能表明财务压力，这可能限制增长潜力，使企业在经济低迷时期变得脆弱。此外，理解平均现金余额可以帮助进行战略规划。企业可以分析其现金流模式，以确定何时通常有多余现金，何时可能面临短缺。这种分析使公司能够在盈余期间计划投资或储蓄，并为艰难时期做好准备。此外，了解平均现金余额使管理层能够设定适当的基准和财务目标。总之，平均现金余额是反映公司财务健康和运营有效性的关键指标。它作为流动性的晴雨表，指导企业的日常运营和长期战略。通过保持健康的平均现金余额，公司可以确保为机会和挑战做好准备，最终在竞争激烈的市场中实现持续增长和成功。