average equity
简明释义
平均权益
英英释义
例句
1.To calculate the average equity 平均股本, divide the total equity by the number of periods considered.
要计算平均股本,将总股本除以考虑的期间数。
2.A higher average equity 平均股本 can signal that a company is retaining more earnings for growth.
较高的平均股本可能表明公司正在保留更多的收益用于增长。
3.The company's average equity 平均股本 has increased over the past five years, indicating strong financial health.
该公司的平均股本在过去五年中有所增加,表明财务状况良好。
4.The average equity 平均股本 in the tech industry is significantly higher than in traditional manufacturing.
科技行业的平均股本明显高于传统制造业。
5.Investors often look at the average equity 平均股本 to assess the risk and return of a company.
投资者通常关注平均股本以评估公司的风险和回报。
作文
In the world of finance and investment, understanding key terms is essential for making informed decisions. One such term is average equity, which plays a crucial role in evaluating the financial health of a company or an individual’s investment portfolio. The concept of average equity refers to the average value of an entity's ownership interest in assets over a specified period. This is calculated by taking the total equity at the beginning and end of the period, adding them together, and then dividing by two. It provides a snapshot of how much equity a company has on average during that timeframe.For investors, the average equity can be a vital metric. It helps them assess whether their investments are growing or declining. If the average equity is increasing over time, it indicates that the company is generating more value for its shareholders, which can lead to higher stock prices and dividends. Conversely, if the average equity is decreasing, it may signal potential problems within the company, prompting investors to reevaluate their positions.Moreover, average equity is not only relevant to companies but also to individuals managing their personal finances. For example, homeowners often look at their average equity in their property to understand their net worth better. By calculating the difference between the home's market value and the outstanding mortgage balance, they can determine how much equity they have built up. Tracking this average equity over time can provide insights into whether their investment in real estate is paying off.In addition, lenders often consider average equity when assessing loan applications. A higher average equity indicates a lower risk for the lender, as it suggests that the borrower has a substantial stake in the property or business. This can lead to more favorable loan terms, such as lower interest rates or larger loan amounts.However, it is important to note that average equity should not be viewed in isolation. Investors and homeowners alike must consider other financial metrics and market conditions to get a comprehensive view of their financial situation. For instance, while a rising average equity is generally positive, it must be analyzed alongside factors such as cash flow, debt levels, and overall market trends.In conclusion, the term average equity is a fundamental concept in finance that serves as a barometer for assessing value and performance. Whether for businesses or personal finance, understanding how to calculate and interpret average equity can empower individuals and investors to make better decisions. As with any financial metric, it is essential to consider average equity within a broader context to ensure a well-rounded approach to financial management.
在金融和投资的世界中,理解关键术语对做出明智的决策至关重要。其中一个术语是平均权益,它在评估公司或个人投资组合的财务健康状况方面发挥着关键作用。平均权益的概念指的是在特定时期内实体资产所有权的平均价值。这是通过将期初和期末的总权益相加,然后除以二来计算的。它提供了一个快照,显示在该时间框架内公司平均拥有多少权益。对于投资者来说,平均权益可能是一个重要的指标。它帮助他们评估自己的投资是增长还是下降。如果平均权益随着时间的推移而增加,这表明公司为其股东创造了更多的价值,这可能导致股票价格和股息的提高。相反,如果平均权益在减少,这可能表明公司内部存在潜在问题,从而促使投资者重新评估他们的持仓。此外,平均权益不仅与公司相关,也与管理个人财务的个人相关。例如,房主通常会查看他们在物业中的平均权益以更好地理解自己的净资产。通过计算房屋市场价值与未偿还抵押贷款余额之间的差额,他们可以确定自己积累了多少权益。随着时间的推移,跟踪这个平均权益可以提供关于他们在房地产投资是否值得的见解。此外,贷方在评估贷款申请时也会考虑平均权益。较高的平均权益表明借款人的风险较低,因为这表明借款人在物业或业务中拥有实质性股份。这可能导致更有利的贷款条件,例如较低的利率或更大的贷款金额。然而,重要的是要注意,平均权益不应孤立地看待。投资者和房主都必须考虑其他财务指标和市场状况,以全面了解他们的财务状况。例如,虽然上升的平均权益通常是积极的,但必须与现金流、债务水平和整体市场趋势等因素一起分析。总之,平均权益这一术语是金融中的一个基本概念,作为评估价值和表现的晴雨表。无论是针对企业还是个人财务,理解如何计算和解释平均权益可以使个人和投资者做出更好的决策。与任何财务指标一样,考虑平均权益的广泛背景对于确保全面的财务管理方法至关重要。