bill rediscounted

简明释义

票据再贴现

英英释义

例句

1.The bill rediscounted facility allowed the business to access funds quickly without lengthy approval processes.

该再贴现票据服务使企业能够快速获得资金，而无需漫长的审批流程。

2.The financial manager explained how the bill rediscounted process could help improve liquidity.

财务经理解释了再贴现票据流程如何帮助改善流动性。

3.After the company faced cash flow issues, they decided to have their bill rediscounted at the local bank.

在公司面临现金流问题后，他们决定在当地银行进行再贴现票据。

4.The bank offered a lower interest rate for the bill rediscounted to attract more clients.

银行为吸引更多客户提供了更低的利率用于再贴现票据。

5.To meet urgent expenses, the firm opted to get their bill rediscounted rather than taking a loan.

为了满足紧急开支，公司选择对其再贴现票据而不是申请贷款。

作文

In the world of finance and banking, various terms and phrases are used to describe specific processes and transactions. One such term is bill rediscounted, which refers to a financial instrument that has been discounted by a bank or financial institution. To better understand this concept, it is essential to explore what it means, how it works, and its implications in the broader context of financial management. 票据再贴现是指一种金融工具，它被银行或金融机构进行贴现的过程。 A bill of exchange is a written order by one party to another to pay a specified sum of money at a predetermined time. When a business needs immediate cash but holds a bill of exchange that will not mature for some time, it can present this bill to a bank for discounting. The bank pays the business the present value of the bill minus a discount fee, allowing the business to access funds quickly. However, if the business later requires additional cash before the bill matures, it can opt for bill rediscounted. This process involves the bank rediscounting the bill with another financial institution, effectively allowing the original holder to receive further liquidity. 票据再贴现的过程涉及将原始持有人未到期的票据向另一家金融机构进行再贴现，从而有效地为原始持有人提供进一步的流动性。 The mechanics of bill rediscounted can be quite straightforward. After the initial discounting, the bank that holds the bill can approach the central bank or another financial institution to rediscount it. This means that the bank presents the bill again, seeking a new discount rate, which is often lower than the first. The central bank or the other financial institution evaluates the bill's creditworthiness and market conditions before agreeing to provide funds against it. The original bank then receives cash, which it can use to meet its own liquidity needs or lend to other customers. This process is vital for maintaining liquidity in the banking system and ensuring that businesses have access to necessary funds. 票据再贴现的过程对保持银行系统的流动性和确保企业获得必要资金至关重要。 Understanding bill rediscounted is important for businesses and financial institutions alike. For businesses, it represents an opportunity to manage cash flow effectively, especially during tight financial periods. Companies can leverage their receivables without waiting for them to mature fully. On the other hand, for banks, it is a way to optimize their balance sheets. By rediscounting bills, banks can maintain liquidity while continuing to support their clients. Additionally, it helps to mitigate risks associated with holding long-term receivables. 票据再贴现为企业提供了在财务紧张时期有效管理现金流的机会。 In conclusion, the term bill rediscounted plays a crucial role in the financial landscape. It enables businesses to access funds quickly and provides banks with a mechanism to manage liquidity. As the financial market continues to evolve, understanding such terms becomes increasingly important for anyone involved in finance, whether they are business owners, bankers, or investors. By grasping the nuances of 票据再贴现, stakeholders can make informed decisions that positively impact their financial health.

在金融和银行的世界中，使用各种术语和短语来描述特定的过程和交易。其中一个术语是票据再贴现，它指的是由银行或金融机构贴现的金融工具。要更好地理解这一概念，有必要探讨它的含义、运作方式及其在更广泛的金融管理背景下的影响。票据再贴现是指一种金融工具，它被银行或金融机构进行贴现的过程。 汇票是一个方书面命令，由一方给另一方支付特定金额的钱，在预定时间。当企业需要立即现金但持有的汇票将在一段时间后到期时，可以将该汇票提交给银行进行贴现。银行向企业支付汇票的现值减去贴现费用，从而使企业能够快速获取资金。然而，如果企业在票据到期之前需要额外的现金，它可以选择票据再贴现。这个过程涉及将银行持有的票据再向另一家金融机构进行再贴现，从而有效地为原始持有人提供进一步的流动性。票据再贴现的过程涉及将原始持有人未到期的票据向另一家金融机构进行再贴现，从而有效地为原始持有人提供进一步的流动性。 票据再贴现的机制相当简单。在初次贴现之后，持有票据的银行可以向中央银行或其他金融机构申请再贴现。这意味着银行再次提交票据，寻求新的贴现率，通常低于第一次的贴现率。中央银行或其他金融机构在同意提供资金之前会评估票据的信用状况和市场条件。然后，原始银行获得现金，可以用来满足自身的流动性需求或贷给其他客户。这个过程对于维持银行系统的流动性和确保企业获得必要资金至关重要。票据再贴现的过程对保持银行系统的流动性和确保企业获得必要资金至关重要。 理解票据再贴现对企业和金融机构都很重要。对企业而言，它代表了有效管理现金流的机会，特别是在财务紧张时期。公司可以利用其应收账款，而无需等待其完全到期。另一方面，对于银行来说，这是优化资产负债表的一种方式。通过再贴现票据，银行可以保持流动性，同时继续支持其客户。此外，这有助于降低持有长期应收账款所带来的风险。票据再贴现为企业提供了在财务紧张时期有效管理现金流的机会。 总之，术语票据再贴现在金融领域中扮演着至关重要的角色。它使企业能够快速获取资金，并为银行提供了一种管理流动性机制。随着金融市场的不断发展，理解这些术语对于任何参与金融活动的人来说变得越来越重要，无论他们是企业主、银行家还是投资者。通过掌握票据再贴现的细微差别，利益相关者可以做出积极影响其财务健康的明智决策。