notice of dishonor; mandate of protest

简明释义

票据拒付或拒绝承兑通知书

英英释义

例句

1.To avoid further complications, she promptly sent a notice of dishonor; mandate of protest to her client.

为了避免进一步的麻烦，她迅速向客户发送了拒付通知；抗议指令。

2.The merchant was surprised to receive a notice of dishonor; mandate of protest for a payment that was supposed to be cleared.

商家对收到一份本应清算的付款的拒付通知；抗议指令感到惊讶。

3.After receiving the notice of dishonor; mandate of protest, the creditor decided to take legal action against the debtor.

在收到拒付通知；抗议指令后，债权人决定对债务人采取法律行动。

4.The notice of dishonor; mandate of protest indicated that the promissory note had not been honored by the borrower.

该拒付通知；抗议指令表明借款人未履行本票。

5.The bank issued a notice of dishonor; mandate of protest when the check could not be processed due to insufficient funds.

当支票因资金不足无法处理时，银行发出了拒付通知；抗议指令。

作文

In the world of finance and commerce, the terms 'notice of dishonor' and 'mandate of protest' play crucial roles in transactions involving negotiable instruments such as checks, promissory notes, and bills of exchange. Understanding these concepts is essential for anyone involved in financial dealings, as they serve to protect the rights of parties involved and ensure that obligations are met. A notice of dishonor (拒付通知) is a formal communication that informs a party that a negotiable instrument has not been honored or paid. This notice is typically sent by the holder of the instrument to the drawer or endorser when the instrument is presented for payment and is refused. The purpose of this notice is to provide evidence that the instrument was not honored, which can be vital in legal proceedings or when seeking recourse against the responsible party. On the other hand, a mandate of protest (抗议书授权) is a formal declaration made by a notary public or an authorized official, stating that a negotiable instrument has been dishonored. This document serves as a legal record and is often required for the holder to pursue any legal remedies against the parties responsible for the dishonor. The protest must be executed in accordance with specific legal requirements and must include details such as the date of dishonor, the parties involved, and the reasons for the dishonor. The interplay between these two concepts is significant in the realm of commercial law. When a notice of dishonor is issued, it acts as a precursor to the mandate of protest. It notifies the relevant parties of the non-payment issue, allowing them to rectify the situation if possible. If the situation remains unresolved, the holder may then opt to proceed with a protest, thereby solidifying their claim and preserving their rights to seek damages. For businesses, understanding these processes can mitigate risks associated with credit and payment defaults. By promptly issuing a notice of dishonor, a company can alert its clients or partners about potential issues with payments, fostering transparency and potentially averting further complications. Moreover, having a clear procedure for issuing a mandate of protest ensures that businesses are prepared to take necessary legal actions should they face payment disputes. In conclusion, the concepts of notice of dishonor and mandate of protest are integral to the functioning of financial transactions. They provide a framework for addressing issues related to the non-payment of negotiable instruments and protect the interests of those involved in such transactions. By mastering these terms, individuals and businesses can navigate the complexities of commercial law more effectively, ensuring that their rights are safeguarded and that they can respond appropriately to any payment-related challenges they may encounter.

在金融和商业的世界中，‘拒付通知’和‘抗议书授权’这两个术语在涉及可转让票据（如支票、 promissory notes 和汇票）的交易中发挥着至关重要的作用。理解这些概念对于任何参与金融交易的人来说都是必不可少的，因为它们保护了相关方的权利，并确保义务得以履行。拒付通知是正式的书面通知，告知某一方其持有的可转让票据未被兑现或支付。通常，这种通知由票据持有人发送给出票人或背书人，当票据被提交付款且被拒绝时。此通知的目的是提供证据，证明该票据未被兑现，这在法律诉讼或寻求对责任方的追索时可能至关重要。另一方面，抗议书授权是由公证人或授权官员做出的正式声明，表明某一可转让票据已被拒付。该文件作为法律记录，通常是持有人追求对拒付方采取法律补救措施所需的。抗议必须根据特定的法律要求执行，并且必须包括拒付日期、相关方以及拒付原因等详细信息。这两个概念之间的相互关系在商业法领域中非常重要。当发出拒付通知时，它作为抗议书授权的前奏，通知相关方有关付款问题，允许他们在可能的情况下纠正情况。如果问题仍未解决，持有人可以选择继续进行抗议，从而巩固其索赔并维护其追索权。对于企业而言，理解这些流程可以降低与信用和付款违约相关的风险。通过及时发出拒付通知，公司可以提醒客户或合作伙伴有关付款潜在问题，促进透明度，并可能避免进一步的复杂情况。此外，拥有明确的发出抗议书授权的程序，确保企业在面临付款争议时准备采取必要的法律行动。总之，拒付通知和抗议书授权的概念在金融交易中是不可或缺的。它们为解决与可转让票据的非支付问题提供了框架，并保护参与此类交易的各方的利益。通过掌握这些术语，个人和企业可以更有效地应对商业法的复杂性，确保其权利受到保护，并能够适当地回应他们可能遇到的任何付款相关挑战。