agricultural credit; agricultural loan

简明释义

农业贷款

英英释义

例句

1.A good credit score is essential for securing an agricultural loan from a financial institution.

良好的信用评分对于从金融机构获得农业贷款至关重要。

2.The government offers low-interest agricultural loans to support new farmers.

政府提供低利率的农业贷款以支持新农民。

3.Farmers often rely on agricultural credit to purchase seeds and fertilizers for their crops.

农民通常依靠农业信贷来购买种子和肥料。

4.Farmers can use agricultural credit to invest in modern machinery to increase productivity.

农民可以利用农业信贷投资现代机械以提高生产力。

5.Many banks specialize in providing agricultural credit to help farmers expand their operations.

许多银行专门提供农业信贷以帮助农民扩大经营。

作文

Agricultural credit, often referred to as 农业信贷, plays a crucial role in the development of the agricultural sector. It encompasses various financial services that are provided to farmers and agricultural businesses to support their operations. This includes 农业贷款, which are loans specifically designed for agricultural purposes. These loans can be used for purchasing seeds, fertilizers, equipment, and even for covering operational costs during the farming season.One of the primary reasons why 农业信贷 is essential is that agriculture often requires significant upfront investment. Farmers need to buy seeds and fertilizers before they can harvest their crops, which may take several months. Without access to 农业贷款, many farmers would struggle to finance these necessary expenses. Financial institutions recognize this need and provide tailored products to meet the unique challenges faced by the agricultural community.Moreover, 农业信贷 can enhance productivity and efficiency in farming. When farmers have access to loans, they can invest in better technology, modern farming techniques, and high-quality inputs. This not only increases their yield but also improves the quality of their produce. As a result, farmers can achieve better market prices, which contributes to their overall income and economic stability.In addition, 农业贷款 can help mitigate risks associated with farming. Agriculture is inherently risky due to factors such as weather conditions, pest infestations, and market fluctuations. Having access to credit allows farmers to manage these risks more effectively. For instance, if a farmer faces a poor harvest due to drought, they can use their 农业信贷 to cover their losses and invest in the next planting season. This financial safety net is vital for sustaining livelihoods in rural communities.However, it is important to note that access to 农业信贷 is not uniform across regions. Many smallholder farmers, particularly in developing countries, face significant barriers in obtaining loans. These barriers can include lack of collateral, insufficient credit history, and high-interest rates. To address these issues, governments and non-governmental organizations are working to improve financial inclusion in the agricultural sector. Initiatives such as microfinance and cooperative lending schemes are being implemented to provide smaller farmers with the necessary resources to thrive.In conclusion, 农业信贷 and 农业贷款 are fundamental components that support the agricultural industry. They enable farmers to invest in their operations, increase productivity, and manage risks effectively. While challenges remain in ensuring equitable access to these financial products, ongoing efforts to improve financial services for farmers can lead to enhanced food security and economic development in rural areas. As we continue to recognize the importance of agriculture in our global economy, supporting 农业信贷 initiatives will be essential for fostering sustainable growth and resilience in this vital sector.

农业信贷，通常被称为农业信贷，在农业部门的发展中发挥着至关重要的作用。它包括提供给农民和农业企业的各种金融服务，以支持他们的运营。这包括农业贷款，这些贷款专门用于农业目的。这些贷款可以用于购买种子、肥料、设备，甚至用于覆盖农季的运营成本。农业信贷之所以重要，主要是因为农业通常需要大量的前期投资。农民需要在收获作物之前购买种子和肥料，这可能需要几个月的时间。如果没有获得农业贷款，许多农民将难以融资这些必要的开支。金融机构认识到这一需求，并提供量身定制的产品来满足农业社区面临的独特挑战。此外，农业信贷可以提高农业的生产力和效率。当农民能够获得贷款时，他们可以投资于更好的技术、现代农业技术和高质量的投入。这不仅增加了他们的产量，还改善了他们产品的质量。因此，农民可以获得更好的市场价格，从而有助于他们的整体收入和经济稳定。此外，农业贷款可以帮助减轻与农业相关的风险。农业本质上是有风险的，因为天气条件、害虫侵扰和市场波动等因素。获得信贷使农民能够更有效地管理这些风险。例如，如果农民因干旱而遭受不良收成，他们可以利用其农业信贷来弥补损失，并投资于下一个种植季节。这种财务安全网对于维持农村社区的生计至关重要。然而，值得注意的是，获取农业信贷的机会在不同地区并不均衡。许多小农户，特别是在发展中国家，面临获得贷款的重大障碍。这些障碍可能包括缺乏抵押品、信用历史不足和高利率。为了应对这些问题，政府和非政府组织正致力于改善农业部门的金融包容性。诸如小额信贷和合作社贷款计划等倡议正在实施，以为较小的农民提供必要的资源，使其蓬勃发展。总之，农业信贷和农业贷款是支持农业行业的基本组成部分。它们使农民能够投资于他们的运营、增加生产力并有效管理风险。尽管确保公平获得这些金融产品仍然存在挑战，但改善农民金融服务的持续努力可以增强农村地区的粮食安全和经济发展。随着我们继续认识到农业在全球经济中的重要性，支持农业信贷倡议将对促进这一重要部门的可持续增长和韧性至关重要。