interest per annum; annual interest

简明释义

年息

英英释义

例句

1.The bank offers a savings account with an interest per annum 年利率 of 3%.

这家银行提供的储蓄账户的年利率为3%。

2.When you take out a loan, it's important to understand the annual interest 年利息 rate.

当你申请贷款时，了解年利息利率是很重要的。

3.The annual interest 年利息 on your credit card balance can add up quickly if not paid off.

如果不及时还清，信用卡余额的年利息会迅速增加。

4.Investing in bonds can yield a fixed interest per annum 年利率 that is predictable.

投资债券可以获得固定的年利率，这种收益是可预测的。

5.She calculated the interest per annum 年利率 to see how much her investment would grow.

她计算了年利率，以查看她的投资将如何增长。

作文

When discussing personal finance, one of the most important concepts to understand is the idea of interest per annum; annual interest. This term refers to the amount of money that a lender charges a borrower for the use of their money over the course of a year. It is typically expressed as a percentage of the principal amount, which is the original sum of money borrowed or invested. Understanding interest per annum; annual interest is crucial for individuals who are looking to take out loans, invest in savings accounts, or engage in any financial transactions that involve borrowing or lending money.To illustrate this concept, let’s consider a simple example. Imagine you take out a loan of $1,000 at an interest per annum; annual interest rate of 5%. This means that at the end of one year, you would owe the lender an additional $50 in interest, making your total repayment amount $1,050. Conversely, if you were to invest that same $1,000 in a savings account offering a 5% interest per annum; annual interest, you would earn $50 in interest over the year, bringing your total balance to $1,050. This demonstrates how interest per annum; annual interest can work both ways, affecting borrowers and savers alike.Understanding the implications of interest per annum; annual interest can also help individuals make informed decisions about their finances. For instance, when comparing different loan options, it is essential to consider not only the interest per annum; annual interest rate but also other factors such as fees, the term of the loan, and the overall cost of borrowing. A lower interest per annum; annual interest rate may seem appealing, but if there are high fees associated with the loan, it may not be the best option.Moreover, the impact of interest per annum; annual interest extends beyond just loans and savings accounts. It also plays a significant role in investments. When evaluating potential investments, understanding the expected interest per annum; annual interest can help investors project their returns and make better financial decisions. For example, bonds typically pay a fixed interest per annum; annual interest rate, while stocks may offer dividends that fluctuate based on the company's performance. By comparing these rates, investors can diversify their portfolios effectively, balancing risk and return.In conclusion, the concept of interest per annum; annual interest is fundamental in the realm of finance. Whether you are borrowing money, saving, or investing, understanding how interest per annum; annual interest works will empower you to make smarter financial choices. As we navigate through various financial products and services, being well-informed about interest per annum; annual interest will undoubtedly lead to better management of our personal finances and long-term financial health. Therefore, it is essential to educate ourselves about this term and its implications in our financial lives.

在讨论个人财务时，理解一个重要的概念就是利息每年；年利息的概念。这个术语指的是贷方对借款人使用其资金所收取的费用，通常以借款或投资的本金金额的百分比表示。了解利息每年；年利息对于那些希望贷款、投资储蓄账户或进行任何涉及借贷的金融交易的个人来说至关重要。为了说明这个概念，让我们考虑一个简单的例子。假设你以5%的利息每年；年利息率借款1000美元。这意味着在一年结束时，你将欠贷方50美元的利息，使你的总还款金额为1050美元。相反，如果你将同样的1000美元投资于一个提供5%利息每年；年利息的储蓄账户，你将在一年内赚取50美元的利息，使你的总余额达到1050美元。这表明利息每年；年利息如何影响借款人和储户。理解利息每年；年利息的影响还可以帮助个人做出明智的财务决策。例如，在比较不同的贷款选项时，考虑的不仅仅是利息每年；年利息率，还包括其他因素，例如费用、贷款期限和整体借款成本。较低的利息每年；年利息率可能看起来很有吸引力，但如果贷款相关的费用很高，它可能不是最佳选择。此外，利息每年；年利息的影响不仅限于贷款和储蓄账户。它在投资中也起着重要作用。在评估潜在投资时，了解预期的利息每年；年利息可以帮助投资者预测回报并做出更好的财务决策。例如，债券通常支付固定的利息每年；年利息率，而股票的股息可能根据公司的业绩波动。通过比较这些利率，投资者可以有效地多样化他们的投资组合，平衡风险和收益。总之，利息每年；年利息的概念在金融领域是基础性的。无论你是在借钱、储蓄还是投资，理解利息每年；年利息的运作将使你能够做出更明智的财务选择。当我们在各种金融产品和服务中穿行时，了解利息每年；年利息的知识无疑会导致更好的个人财务管理和长期财务健康。因此，教育自己关于这个术语及其在我们财务生活中的影响是至关重要的。