annual return

简明释义

年度申报表

英英释义

例句

1.When calculating your investment's annual return 年回报率, remember to factor in any fees.

在计算你的投资的年回报率 annual return时，记得考虑任何费用。

2.A high annual return 年回报率 can indicate a successful investment strategy.

高年回报率 annual return可能表明成功的投资策略。

3.The annual return 年回报率 of the mutual fund exceeded expectations this year.

这只共同基金的年回报率 annual return今年超出了预期。

4.Investors often look at the annual return 年回报率 to assess the performance of their portfolios.

投资者通常查看年回报率 annual return来评估他们投资组合的表现。

5.The annual return 年回报率 for government bonds is typically lower than that of stocks.

政府债券的年回报率 annual return通常低于股票。

作文

Understanding the concept of annual return is crucial for anyone involved in investing or personal finance. The term annual return refers to the percentage gain or loss of an investment over a year, expressed as a percentage of the initial investment amount. This metric allows investors to evaluate the performance of their investments and compare them with other opportunities in the market.To illustrate, imagine you invested $1,000 in a stock at the beginning of the year. By the end of the year, the value of your investment has increased to $1,200. To calculate the annual return, you would subtract the initial investment from the final value, which gives you $200. Then, you divide this gain by the initial investment: $200 / $1,000 = 0.20. Finally, you multiply by 100 to convert it into a percentage, resulting in an annual return of 20%.The annual return is not just a simple calculation; it serves as a vital tool for assessing the effectiveness of various investment strategies. For example, if an investor is considering two different stocks, comparing their annual returns can help determine which investment might yield better results over time. However, it is important to remember that past performance does not guarantee future results. Therefore, while the annual return provides valuable insights, it should be used in conjunction with other financial metrics and analyses.Moreover, the concept of annual return can also apply to broader investment vehicles such as mutual funds or real estate. For instance, a mutual fund may report its annual return to give potential investors an idea of how well the fund has performed compared to its benchmarks. Similarly, real estate investors often look at the annual return on their properties to gauge profitability, taking into account rental income and property appreciation.Another critical aspect of annual return is the distinction between nominal and real returns. The nominal annual return is the raw percentage gain without adjusting for inflation. In contrast, the real annual return accounts for inflation, providing a more accurate reflection of purchasing power growth. For example, if your investment achieves a nominal annual return of 8%, but inflation during that period is 3%, your real annual return would be approximately 5%. This distinction is essential for long-term financial planning.In conclusion, mastering the concept of annual return is fundamental for investors aiming to make informed decisions. By understanding how to calculate and interpret annual return, individuals can better navigate the complexities of the investment landscape. Whether evaluating stocks, mutual funds, or real estate, being aware of both nominal and real annual returns can significantly enhance one’s financial acumen and investment success. Investing wisely requires thorough analysis, and the annual return is a key component of that analysis, helping investors to achieve their financial goals and secure their futures.

理解年回报率的概念对于任何参与投资或个人理财的人来说都是至关重要的。术语年回报率指的是投资在一年内的百分比收益或损失，以初始投资金额的百分比表示。这个指标使投资者能够评估其投资的表现，并将其与市场上的其他机会进行比较。举例来说，假设你在年初投资了1000美元于一只股票。在年末，你的投资价值增加到1200美元。计算年回报率时，你需要从最终价值中减去初始投资，这样得到200美元。然后，你将这个收益除以初始投资：200美元 / 1000美元 = 0.20。最后，你乘以100将其转换为百分比，得出年回报率为20%。年回报率不仅仅是一个简单的计算；它作为评估各种投资策略有效性的关键工具。例如，如果投资者正在考虑两只不同的股票，比较它们的年回报率可以帮助确定哪项投资可能在未来带来更好的结果。然而，重要的是要记住，过去的表现并不能保证未来的结果。因此，尽管年回报率提供了有价值的见解，但应与其他财务指标和分析结合使用。此外，年回报率的概念也适用于更广泛的投资工具，如共同基金或房地产。例如，共同基金可能会报告其年回报率，以便让潜在投资者了解该基金相较于基准的表现如何。类似地，房地产投资者通常会查看其物业的年回报率以衡量盈利能力，考虑租金收入和物业增值。年回报率的另一个关键方面是名义回报率和实际回报率之间的区别。名义年回报率是未经通货膨胀调整的原始百分比收益。相反，实际年回报率则考虑了通货膨胀，从而提供了购买力增长的更准确反映。例如，如果你的投资实现了8%的名义年回报率，但在此期间的通货膨胀率为3%，那么你的实际年回报率大约为5%。这种区别对于长期财务规划至关重要。总之，掌握年回报率的概念对希望做出明智决策的投资者至关重要。通过理解如何计算和解释年回报率，个人可以更好地驾驭投资领域的复杂性。无论是评估股票、共同基金还是房地产，了解名义和实际年回报率都能显著提升个人的财务能力和投资成功率。明智投资需要全面分析，而年回报率是这一分析的关键组成部分，帮助投资者实现他们的财务目标并保障未来。