yearly balance

简明释义

年度平衡,年度余额

英英释义

例句

1.Managing your yearly balance is crucial for effective budgeting.

管理好你的年度余额对有效预算至关重要。

2.The accountant prepared a report detailing the yearly balance for all departments.

会计准备了一份报告，详细说明了所有部门的年度余额。

3.The yearly balance shows whether we have made a profit or a loss over the year.

该年度余额显示我们在一年内是盈利还是亏损。

4.At the end of the fiscal year, we review our yearly balance to understand our financial health.

在财政年度结束时，我们会审查我们的年度余额以了解我们的财务状况。

5.I always check my bank statements to ensure my yearly balance is accurate.

我总是查看我的银行对账单，以确保我的年度余额是准确的。

作文

In today's fast-paced world, managing finances has become an essential skill for individuals and businesses alike. One important aspect of financial management is understanding the concept of yearly balance, which refers to the difference between total income and total expenses over a year. This balance helps individuals and organizations assess their financial health and make informed decisions about budgeting, saving, and investing.To illustrate the significance of yearly balance, let's consider a hypothetical scenario. Imagine a small business owner named Sarah who runs a bakery. At the end of each year, Sarah calculates her yearly balance by adding up all her revenue from sales and subtracting her operating costs, including rent, utilities, and employee salaries. By doing this, she can determine whether her bakery is profitable or if she needs to make adjustments to her business strategy.Understanding the yearly balance is crucial not only for businesses but also for personal finances. For instance, John, a recent college graduate, is trying to manage his student loans and living expenses. At the end of the year, he takes a close look at his income from his job and compares it to his expenditures, including rent, groceries, and entertainment. By calculating his yearly balance, John can see if he is living within his means or if he needs to cut back on certain expenses to avoid debt.Moreover, keeping track of the yearly balance can help in setting financial goals. For example, if Sarah discovers that her bakery has a positive yearly balance, she might decide to reinvest some of that profit into expanding her business or launching new products. Similarly, John might choose to save a portion of his positive yearly balance for future investments, such as buying a car or traveling.On the other hand, if either Sarah or John finds themselves with a negative yearly balance, it serves as a wake-up call. It indicates that they are spending more than they earn, which can lead to financial instability. In this case, they would need to analyze their spending habits and identify areas where they can cut costs. This could involve reducing unnecessary expenses, seeking additional sources of income, or even reevaluating their financial priorities.In conclusion, understanding the concept of yearly balance is vital for effective financial management. Whether for personal finances or business operations, knowing how to calculate and interpret the yearly balance empowers individuals and organizations to make better financial decisions. By regularly assessing their yearly balance, they can ensure they remain on track towards achieving their financial goals, whether that means saving for a dream vacation, investing in a new venture, or simply living within their means. The yearly balance acts as a financial compass, guiding individuals and businesses toward a stable and prosperous future.

在当今快节奏的世界中，管理财务已成为个人和企业必备的重要技能。财务管理的一个重要方面是理解年度结余的概念，指的是一年内总收入与总支出之间的差额。这个结余帮助个人和组织评估其财务健康状况，并就预算、储蓄和投资做出明智的决策。为了说明年度结余的重要性，让我们考虑一个假设的场景。想象一下，一个名叫莎拉的小企业主，她经营着一家面包店。在每年年底，莎拉通过将所有销售收入加在一起并减去运营成本（包括租金、水电费和员工工资）来计算她的年度结余。通过这样做，她可以确定她的面包店是否盈利，或者是否需要对其商业策略进行调整。理解年度结余对于企业和个人财务都至关重要。例如，约翰是一位刚毕业的大学生，他正在努力管理他的学生贷款和生活费用。在年末，他仔细查看自己的工作收入，并将其与包括租金、杂货和娱乐在内的支出进行比较。通过计算他的年度结余，约翰可以看到自己是否在量入为出，或者是否需要削减某些开支以避免债务。此外，跟踪年度结余可以帮助设定财务目标。例如，如果莎拉发现她的面包店有一个积极的年度结余，她可能决定将部分利润再投资于扩展业务或推出新产品。同样，约翰可能选择将他积极的年度结余的一部分存起来，以便将来投资，比如买车或旅行。另一方面，如果莎拉或约翰发现自己有一个负的年度结余，这就成了一个警钟。这表明他们的支出超过了收入，这可能导致财务不稳定。在这种情况下，他们需要分析自己的消费习惯，并找出可以削减成本的地方。这可能涉及减少不必要的开支、寻找额外的收入来源，甚至重新评估他们的财务优先事项。总之，理解年度结余的概念对于有效的财务管理至关重要。无论是个人财务还是商业运营，知道如何计算和解释年度结余使个人和组织能够做出更好的财务决策。通过定期评估他们的年度结余，他们可以确保自己朝着实现财务目标的方向前进，无论这意味着为梦想假期储蓄、投资新项目，还是简单地量入为出。年度结余充当了一个财务指南，引导个人和企业走向一个稳定和繁荣的未来。