quick assets

简明释义

能迅速变现的资产

英英释义

例句

1.To avoid bankruptcy, businesses need to maintain a healthy level of quick assets.

为了避免破产，企业需要维持健康的流动资产水平。

2.The accountant calculated the quick assets to determine the company's ability to pay off debts.

会计计算了流动资产以确定公司偿还债务的能力。

3.Investors often look at a firm's quick assets when assessing its liquidity.

投资者在评估公司的流动性时，通常会关注公司的流动资产。

4.A high ratio of quick assets indicates good financial health.

高比例的流动资产表明良好的财务健康状况。

5.The company has sufficient quick assets to cover its short-term liabilities.

该公司有足够的流动资产来偿还短期负债。

作文

In the world of finance and accounting, understanding the concept of quick assets is crucial for evaluating a company's liquidity and overall financial health. Quick assets refer to assets that can be quickly converted into cash within a short time frame, typically within 90 days. This category of assets includes cash, marketable securities, and accounts receivable, which are essential for meeting short-term obligations. Unlike other assets that may take longer to liquidate, such as inventory or fixed assets, quick assets provide a more immediate source of funds, making them vital for businesses facing unexpected expenses or economic downturns.To illustrate the importance of quick assets, consider a small business that experiences a sudden drop in sales due to an economic crisis. In such a scenario, having a strong base of quick assets can mean the difference between survival and bankruptcy. If the business has sufficient cash reserves and collectible accounts receivable, it can continue to pay its employees, suppliers, and other operational costs without resorting to loans or credit lines, which may come with high-interest rates.Moreover, investors and creditors often analyze a company’s quick assets when assessing its risk profile. A higher ratio of quick assets to current liabilities indicates a stronger liquidity position, suggesting that the company is better equipped to handle short-term financial challenges. Conversely, a low ratio may raise red flags, prompting investors to question the company’s ability to meet its obligations, which could lead to decreased stock prices or increased borrowing costs.In addition to providing insights into liquidity, quick assets can also reflect how efficiently a company manages its resources. Companies that maintain a healthy level of quick assets demonstrate effective cash flow management and operational efficiency. They are able to balance their investments in growth opportunities while ensuring they have enough liquid assets to cover immediate needs. This balance is crucial for long-term sustainability and success in the competitive business landscape.Furthermore, the management of quick assets plays a significant role in strategic planning. Businesses often set targets for maintaining specific levels of quick assets relative to their operational needs and market conditions. For instance, during periods of economic expansion, a company might choose to invest more heavily in growth initiatives, reducing its quick assets temporarily. However, during uncertain times, they may pivot to prioritize liquidity, ensuring that their quick assets are sufficient to weather potential storms.In conclusion, quick assets are a vital component of a company’s financial strategy. They not only provide immediate liquidity but also reflect the operational efficiency and risk management capabilities of the business. Understanding and effectively managing quick assets is essential for companies aiming to thrive in today’s dynamic economic environment. Investors, creditors, and business owners alike must pay close attention to these assets to ensure financial stability and sustained growth.

在金融和会计的世界中，理解快速资产的概念对于评估公司的流动性和整体财务健康至关重要。快速资产是指可以在短时间内（通常是90天内）迅速转换为现金的资产。这类资产包括现金、可交易证券和应收账款，这些都是满足短期义务所必需的。与需要更长时间才能变现的其他资产（如库存或固定资产）不同，快速资产提供了更为直接的资金来源，因此在企业面临意外支出或经济衰退时显得尤为重要。为了说明快速资产的重要性，考虑一个因经济危机而突然销售下降的小企业。在这种情况下，拥有充足的快速资产基础可能意味着生存与破产之间的差异。如果该企业有足够的现金储备和可收回的应收账款，它可以继续支付员工、供应商和其他运营成本，而无需借贷或使用信用额度，这可能会带来高额利息。此外，投资者和债权人通常在评估公司的风险状况时会分析其快速资产。较高的快速资产与流动负债的比率表明较强的流动性状况，暗示公司更有能力应对短期财务挑战。相反，较低的比率可能引发警惕，促使投资者质疑公司的偿债能力，这可能导致股价下跌或借贷成本上升。除了提供流动性洞察外，快速资产还可以反映公司管理资源的效率。保持健康的快速资产水平的公司展示了有效的现金流管理和运营效率。它们能够平衡对增长机会的投资，同时确保有足够的流动资产来覆盖即时需求。这种平衡对于在竞争激烈的商业环境中实现长期可持续性和成功至关重要。此外，快速资产的管理在战略规划中也发挥着重要作用。企业通常会设定相对于其运营需求和市场条件维持特定水平的快速资产的目标。例如，在经济扩张期间，公司可能会选择更多地投资于增长计划，暂时减少其快速资产。然而，在不确定时期，它们可能会转向优先考虑流动性，确保其快速资产足以应对潜在的风暴。总之，快速资产是公司财务战略的重要组成部分。它们不仅提供即时流动性，还反映了企业的运营效率和风险管理能力。理解和有效管理快速资产对于希望在当今动态经济环境中蓬勃发展的公司至关重要。投资者、债权人和企业主都必须密切关注这些资产，以确保财务稳定和持续增长。