life table

简明释义

耐用年限表

英英释义

例句

1.Public health officials use life tables to evaluate the effectiveness of health interventions.

公共卫生官员使用生命表评估健康干预措施的有效性。

2.Demographers often refer to a life table when analyzing population aging trends.

人口统计学家在分析人口老龄化趋势时经常参考生命表。

3.The insurance company uses a life table to calculate premiums based on the average lifespan of policyholders.

保险公司使用生命表根据投保人的平均寿命计算保费。

4.A life table can help researchers understand mortality rates in different age groups.

一个生命表可以帮助研究人员了解不同年龄组的死亡率。

5.When planning retirement savings, it's important to consult a life table to estimate life expectancy.

在规划退休储蓄时，咨询生命表以估计预期寿命是很重要的。

作文

Understanding the concept of a life table is crucial for anyone interested in demographics and public health. A life table is a statistical table that displays the probability of a person at a certain age dying before their next birthday, as well as other vital statistics related to mortality and survival. These tables are essential in the fields of actuarial science, epidemiology, and social science, as they provide valuable insights into the life expectancy and mortality rates of specific populations.The construction of a life table begins with data collection on the number of deaths and the population size at various ages. This data is then used to calculate several key metrics, including the probability of death, the number of people surviving to each age, and the average remaining lifespan for individuals at different ages. By analyzing these metrics, researchers can identify trends and patterns in mortality, which can inform public health policies and resource allocation.For instance, a life table can reveal significant differences in life expectancy between different demographic groups based on factors such as gender, socioeconomic status, and geographic location. This information is invaluable for governments and organizations seeking to address health disparities and improve overall population health. Moreover, the findings derived from a life table can influence decisions regarding healthcare funding, preventive measures, and health education programs.In addition to its applications in public health, a life table is also widely used in the insurance industry. Actuaries utilize these tables to assess risk and determine premium rates for life insurance policies. By understanding the likelihood of death at various ages, insurers can set premiums that reflect the expected costs associated with providing coverage. This process ensures that insurance companies remain financially viable while offering protection to policyholders.Furthermore, a life table can serve as a tool for individuals when planning for their financial future. By examining the average life expectancy and the associated mortality risks, individuals can make informed decisions about retirement savings, investment strategies, and long-term care insurance. Understanding one’s own mortality risk can lead to better financial planning and preparedness for the future.In conclusion, the life table is an essential tool in understanding population dynamics, mortality rates, and life expectancy. Its applications span various fields, including public health, insurance, and personal finance. By analyzing the data presented in a life table, researchers and policymakers can gain valuable insights that drive improvements in health outcomes and economic stability. As we continue to face challenges related to aging populations and health disparities, the importance of life tables will only grow, making it imperative for individuals and organizations alike to understand and utilize this powerful statistical tool.

理解生命表的概念对于任何对人口统计学和公共健康感兴趣的人来说都是至关重要的。生命表是一个统计表，显示了某个年龄段的人在到达下一个生日之前死亡的概率，以及与死亡和生存相关的其他重要统计数据。这些表格在精算科学、流行病学和社会科学等领域中是必不可少的，因为它们提供了关于特定人群的预期寿命和死亡率的宝贵见解。构建生命表始于收集不同年龄段的死亡人数和人口规模的数据。然后，这些数据用于计算几个关键指标，包括死亡概率、每个年龄段幸存者人数以及不同年龄个体的平均剩余寿命。通过分析这些指标，研究人员可以识别死亡率的趋势和模式，这可以为公共卫生政策和资源分配提供信息。例如，生命表可以揭示基于性别、社会经济地位和地理位置等因素，不同人口群体之间的预期寿命显著差异。这些信息对政府和组织寻求解决健康差距和改善整体人口健康至关重要。此外，从生命表得出的发现可以影响关于医疗保健资金、预防措施和健康教育项目的决策。除了在公共卫生中的应用外，生命表还广泛用于保险行业。精算师利用这些表格来评估风险并确定人寿保险政策的保费。通过了解不同年龄段的死亡可能性，保险公司可以设定反映提供保障所需预期成本的保费。这一过程确保保险公司在为投保人提供保护的同时保持财务稳定。此外，生命表还可以作为个人规划财务未来的工具。通过检查平均预期寿命和相关的死亡风险，个人可以就退休储蓄、投资策略和长期护理保险做出明智的决定。理解自己的死亡风险可以促使更好的财务规划和未来的准备。总之，生命表是理解人口动态、死亡率和预期寿命的重要工具。它的应用跨越公共卫生、保险和个人财务等多个领域。通过分析生命表中呈现的数据，研究人员和政策制定者可以获得推动健康结果和经济稳定改善的宝贵见解。随着我们继续面临与老龄化人口和健康差距相关的挑战，生命表的重要性只会增加，因此个人和组织都必须理解和利用这一强大的统计工具。