disposable income; disposable personal income

简明释义

纳税后个人可用收入

英英释义

例句

1.Many families use their disposable personal income 可支配个人收入 for vacations and entertainment.

许多家庭将他们的可支配个人收入 disposable personal income用于度假和娱乐。

2.After paying all my bills, I realized my disposable income 可支配收入 was lower than I expected.

在支付完所有账单后，我意识到我的可支配收入 disposable income低于预期。

3.People with higher disposable income 可支配收入 tend to save more for retirement.

拥有更高可支配收入 disposable income的人往往会为退休存更多的钱。

4.The increase in disposable income 可支配收入 has led to a rise in consumer spending.

可支配收入的增加导致了消费支出的上升。

5.Investing wisely can help you grow your disposable personal income 可支配个人收入 over time.

明智的投资可以帮助你随着时间的推移增长你的可支配个人收入 disposable personal income。

作文

In today's economy, understanding the concept of disposable income is crucial for both individuals and businesses. Disposable personal income refers to the amount of money that households have available for spending and saving after income taxes have been accounted for. This financial metric plays a significant role in determining consumer behavior and overall economic health.To put it simply, disposable income is the money left over after all mandatory expenses are paid. These mandatory expenses include taxes, rent or mortgage payments, utilities, and other essential costs of living. Once these are deducted, what remains is the disposable personal income that can be used at the discretion of the individual or household. This can be spent on non-essential items such as dining out, entertainment, vacations, or saved for future investments.The level of disposable income can vary greatly from one household to another, influenced by factors such as employment status, wage levels, taxation policies, and cost of living in different regions. For instance, individuals in high-wage professions may enjoy a higher disposable personal income, allowing them to spend more freely on luxury goods and services. Conversely, those in lower-wage jobs may struggle to make ends meet, leaving little to no disposable income for discretionary spending.Understanding disposable income is particularly important for businesses looking to maximize their sales strategies. When consumers have a higher disposable personal income, they are more likely to spend on non-essential goods and services. Businesses can use this information to tailor their marketing campaigns, create targeted promotions, and ultimately drive sales. For example, during times when the economy is thriving and disposable income is on the rise, companies may introduce new products or upscale their offerings to cater to more affluent customers.Moreover, government policies can significantly impact disposable personal income. Tax cuts, for instance, can increase the amount of money individuals take home, thus boosting their disposable income. On the other hand, tax increases can lead to a decrease in disposable personal income, resulting in reduced consumer spending and potentially slowing down economic growth.In conclusion, disposable income is a vital indicator of economic well-being and consumer confidence. It not only reflects the financial health of individuals and households but also serves as a key driver of economic activity. By understanding the dynamics of disposable personal income, both consumers and businesses can make informed financial decisions that contribute to their success and stability in the ever-changing economic landscape.

在当今经济中，理解可支配收入的概念对个人和企业至关重要。可支配个人收入是指家庭在扣除所得税后可用于消费和储蓄的资金总额。这个财务指标在决定消费者行为和整体经济健康方面发挥着重要作用。简单来说，可支配收入是支付所有强制性支出后剩下的钱。这些强制性支出包括税费、租金或按揭、公共事业费用以及其他基本生活成本。一旦这些费用被扣除，剩下的就是可以由个人或家庭自由支配的可支配个人收入。这可以用于非必需品的消费，如外出就餐、娱乐、度假，或储蓄以备将来的投资。可支配收入的水平因家庭而异，受就业状况、工资水平、税收政策和不同地区生活成本等因素的影响。例如，在高薪职业中的个人可能享有更高的可支配个人收入，使他们能够更加自由地消费奢侈品和服务。相反，低薪工作的人可能难以维持生计，几乎没有可支配收入用于自由支出。理解可支配收入对于希望最大化销售策略的企业尤为重要。当消费者拥有更高的可支配个人收入时，他们更有可能在非必需商品和服务上消费。企业可以利用这一信息来量身定制营销活动，创建针对性的促销活动，从而推动销售。例如，在经济繁荣、可支配收入上升的时期，公司可能会推出新产品或升级其产品，以迎合更富裕的客户。此外，政府政策也可以显著影响可支配个人收入。例如，减税可以增加个人的实际收入，从而提高他们的可支配收入。另一方面，增税可能导致可支配个人收入减少，进而减少消费者支出，并可能减缓经济增长。总之，可支配收入是经济健康和消费者信心的重要指标。它不仅反映了个人和家庭的财务健康状况，还作为经济活动的关键驱动因素。通过理解可支配个人收入的动态，消费者和企业都可以做出明智的财务决策，从而在不断变化的经济环境中实现成功和稳定。