nominal amount

简明释义

名义金额

英英释义

例句

1.In this promotion, you only need to pay a nominal amount to receive the product.

在这个促销活动中，您只需支付一个名义金额即可获得产品。

2.The subscription fee for the service is just a nominal amount, making it accessible to everyone.

该服务的订阅费用仅为一个名义金额，使每个人都能负担得起。

3.For the workshop, participants are required to pay a nominal amount to cover materials.

参加研讨会的参与者需支付一个名义金额以覆盖材料费用。

4.The donation request mentioned a nominal amount to help with administrative costs.

捐款请求提到一个名义金额以帮助支付管理成本。

5.The company charges a nominal amount for processing fees on small transactions.

公司对小额交易收取一个名义金额的处理费用。

作文

In the world of finance and economics, the term nominal amount refers to a value that has not been adjusted for inflation or other factors that might affect its purchasing power. Understanding this concept is crucial for anyone who wants to make informed decisions about investments, savings, and expenditures. For instance, if you have a savings account that offers a nominal amount of interest, it means that the interest rate does not take into account the erosion of your money's value over time due to inflation.When we talk about a nominal amount, we are often referring to the face value of money or financial instruments. For example, a bond with a face value of $1,000 will have a nominal amount of $1,000, regardless of what it might actually be worth in the market or after adjusting for inflation. This can lead to misunderstandings if individuals do not consider the impact of inflation on their investments. To illustrate, let’s say you invested in a bond that pays a nominal amount of 5% interest. After one year, you would receive $50 in interest. However, if inflation during that period was 3%, the real interest rate—the effective return after accounting for inflation—would only be 2%. This shows how important it is to differentiate between nominal amount and real values when evaluating the performance of an investment.Additionally, the nominal amount can also play a significant role in budgeting and financial planning. When creating a budget, individuals often look at their income and expenses in terms of nominal amounts. This approach can be misleading if one does not factor in inflation or changes in the cost of living. For example, if your salary increases by a nominal amount of $1,000, but the cost of living rises by $1,200, you are effectively worse off, even though your income appears to have increased on paper.Moreover, businesses must also consider nominal amounts when setting prices for their products and services. If a company raises the price of its product by a nominal amount of $10, it may seem like a good move for profitability. However, if the overall inflation rate is higher than the increase in price, the company may actually be losing customers who can no longer afford its products.In conclusion, understanding the concept of nominal amount is essential for making sound financial decisions. Whether you are an individual managing personal finances or a business owner strategizing for growth, recognizing the difference between nominal amounts and real values can help you navigate the complexities of the financial landscape. By taking inflation and other economic factors into account, you can ensure that your financial strategies are based on a clear and accurate understanding of your true financial position. This awareness will ultimately lead to better decision-making and more successful outcomes in both personal and professional financial endeavors.

在金融和经济的世界中，术语名义金额指的是未经过通货膨胀或其他可能影响其购买力的因素调整的价值。理解这个概念对于任何想要对投资、储蓄和支出做出明智决策的人来说至关重要。例如，如果您拥有一个提供名义金额利息的储蓄账户，这意味着利率没有考虑到由于通货膨胀而侵蚀您资金价值的情况。当我们谈论名义金额时，我们通常是指货币或金融工具的面值。例如，一只面值为1000美元的债券将具有名义金额1000美元，无论它在市场上的实际价值或调整通货膨胀后的价值如何。如果个人不考虑通货膨胀对其投资的影响，这可能会导致误解。为了说明这一点，假设您投资了一只支付5%利息的债券。一年后，您将收到50美元的利息。然而，如果在此期间的通货膨胀率为3%，那么实际利率——扣除通货膨胀后的有效回报——将仅为2%。这表明，在评估投资的表现时，区分名义金额和实际价值是多么重要。此外，名义金额在预算和财务规划中也可以发挥重要作用。在制定预算时，个人通常以名义金额来看待收入和支出。这种方法可能会误导，如果不考虑通货膨胀或生活成本的变化。例如，如果您的工资增加了名义金额1000美元，但生活成本上升了1200美元，那么尽管您的收入在纸面上似乎有所增加，但实际上您却处于不利地位。此外，企业在为其产品和服务定价时也必须考虑名义金额。如果一家公司将其产品价格提高了名义金额10美元，这在盈利能力上似乎是一个不错的举措。然而，如果整体通货膨胀率高于价格的上涨幅度，该公司可能实际上正在失去无法再负担其产品的客户。总之，理解名义金额的概念对于做出合理的财务决策至关重要。无论您是管理个人财务的个人，还是为增长而战略规划的企业主，认识到名义金额和实际价值之间的差异可以帮助您驾驭复杂的金融环境。通过考虑通货膨胀和其他经济因素，您可以确保您的财务策略基于对真实财务状况的清晰和准确的理解。这种意识最终将导致更好的决策和更成功的个人和职业财务成果。