nominal value

简明释义

名义价值

英英释义

例句

1.The nominal value of the currency has remained stable despite fluctuations in the economy.

尽管经济波动，货币的名义价值仍保持稳定。

2.In accounting, the nominal value of an asset may differ from its market value.

在会计中，资产的名义价值可能与其市场价值不同。

3.When calculating inflation, economists often adjust the nominal value to reflect real purchasing power.

在计算通货膨胀时，经济学家通常会调整名义价值以反映实际购买力。

4.The nominal value of shares in the company is set at $0.01 each.

公司股票的名义价值定为每股0.01美元。

5.The bond has a nominal value of $1,000, which is the amount the issuer will pay at maturity.

这只债券的名义价值为1000美元，即发行人在到期时将支付的金额。

作文

In the realm of economics and finance, the term nominal value refers to the face value of an asset or a bond, without adjusting for inflation or other factors that might affect its real purchasing power. Understanding nominal value is crucial for investors and economists alike, as it provides a baseline from which one can assess the true value of an investment over time.For instance, consider a bond that has a nominal value of $1,000. This means that upon maturity, the bondholder will receive exactly that amount, regardless of the economic conditions at that time. However, if inflation rises significantly during the bond's life, the purchasing power of that $1,000 may diminish. In this case, even though the bond's nominal value remains the same, its real value—the amount of goods and services it can buy—decreases.This distinction between nominal value and real value is essential for understanding financial returns. For example, if an investment yields a return of 5% annually, this figure is often expressed in nominal value. However, if inflation during that same period is 3%, the real return on the investment is only 2%. Thus, when evaluating the performance of investments, one must always consider the effects of inflation to get a clearer picture of actual gains or losses.Moreover, nominal value plays a significant role in corporate finance. Companies often issue stocks with a nominal value, which is a legal requirement in many jurisdictions. This value is usually set at a minimal amount, such as $0.01 per share. The nominal value does not reflect the market value of the shares, which can fluctuate based on supply and demand, investor sentiment, and overall market conditions. Therefore, while the nominal value serves a legal purpose, it does not provide investors with meaningful information about the stock's worth.In addition to its implications in finance and investment, the concept of nominal value also extends into everyday life. For example, when discussing currency, the nominal value of a bill or coin indicates its stated worth, but it does not account for changes in purchasing power due to inflation. A $20 bill today does not buy as much as it did twenty years ago, illustrating how nominal value can be misleading without considering economic changes over time.In conclusion, grasping the concept of nominal value is vital for anyone involved in finance or economics. It serves as a fundamental metric for evaluating investments, understanding corporate finance, and interpreting the real value of money. By distinguishing between nominal value and real value, individuals can make more informed decisions and better navigate the complexities of financial markets. Recognizing that nominal value alone does not tell the whole story empowers investors to seek deeper insights into their financial choices, ultimately leading to wiser investment strategies and improved economic understanding.

在经济和金融领域，术语名义价值指的是资产或债券的面值，而不考虑通货膨胀或其他可能影响其实际购买力的因素。理解名义价值对投资者和经济学家来说至关重要，因为它提供了一个基准，从中可以评估投资随时间的真实价值。例如，考虑一只面值为$1,000的债券。这意味着到期时，债券持有人将获得确切的金额，无论当时的经济条件如何。然而，如果在债券的生命周期内通货膨胀显著上升，那么这$1,000的购买力可能会下降。在这种情况下，尽管债券的名义价值保持不变，但其真实价值——即它可以购买的商品和服务的数量——却减少了。这种名义价值和真实价值之间的区别对于理解财务回报至关重要。例如，如果一项投资每年产生5%的回报，这个数字通常以名义价值表示。然而，如果在同一时期内通货膨胀率为3%，那么投资的真实回报仅为2%。因此，在评估投资表现时，必须始终考虑通货膨胀的影响，以更清晰地了解实际的收益或损失。此外，名义价值在公司财务中也发挥着重要作用。公司通常会发行具有名义价值的股票，这在许多法域中是法律要求。这个价值通常设定为一个最低金额，例如每股$0.01。名义价值并不反映股票的市场价值，后者可以根据供求、投资者情绪和整体市场条件波动。因此，虽然名义价值具有法律目的，但它并未为投资者提供有关股票价值的有意义信息。除了在金融和投资中的影响外，名义价值的概念还延伸到日常生活中。例如，在讨论货币时，纸币或硬币的名义价值表示其声明的价值，但没有考虑由于通货膨胀造成的购买力变化。今天的一张$20钞票与二十年前相比并不能购买同样多的东西，这表明名义价值在不考虑经济变化的情况下可能会产生误导。总之，掌握名义价值的概念对任何参与金融或经济的人来说都是至关重要的。它作为评估投资、理解公司财务和解读货币真实价值的基本指标。通过区分名义价值和真实价值，个人可以做出更明智的决策，更好地应对金融市场的复杂性。认识到单靠名义价值并不能讲述整个故事，使投资者能够寻求对其财务选择的更深入见解，最终导致更明智的投资策略和更好的经济理解。