nominal yield

简明释义

名义获利,名义收益,名义收益率

英英释义

例句

1.When calculating the actual income from an investment, the nominal yield must be adjusted for taxes.

在计算投资的实际收入时，必须对名义收益率进行税收调整。

2.Investors often compare the nominal yield of different bonds to assess their potential returns.

投资者通常比较不同债券的名义收益率以评估其潜在回报。

3.The bond has a nominal yield of 5%, which means it pays $50 annually on a $1,000 investment.

这只债券的名义收益率为5%，这意味着它在1,000美元的投资上每年支付50美元。

4.A high nominal yield can be attractive, but it's important to consider inflation.

高的名义收益率可能很有吸引力，但考虑通货膨胀是很重要的。

5.The nominal yield of this savings account is 2%, which is lower than the current inflation rate.

这个储蓄账户的名义收益率为2%，低于当前的通货膨胀率。

作文

Understanding the concept of nominal yield is essential for anyone involved in finance or investment. The term refers to the stated interest rate of a financial instrument, such as a bond, without taking into account inflation or other factors that might affect the real return an investor receives. For example, if a bond has a nominal yield of 5%, this means that the bond will pay 5% of its face value in interest each year. However, this figure does not reflect the actual purchasing power of the money received, which can be significantly affected by inflation. Investors often look at the nominal yield when comparing different investment options. It serves as a straightforward way to gauge the potential income from various securities. However, it is crucial to remember that the nominal yield does not provide a complete picture of the investment's profitability. To gain a better understanding, investors should also consider the real yield, which adjusts the nominal yield for inflation. This adjustment gives a clearer indication of how much purchasing power an investor will actually gain over time.Moreover, the nominal yield can vary depending on the type of bond and the current interest rate environment. In times of low interest rates, bonds may have a lower nominal yield, making them less attractive compared to equities or other investment vehicles that might offer higher returns. Conversely, during periods of high interest rates, the nominal yield on bonds can be quite appealing, drawing investors back to fixed-income securities.Another important aspect to consider is that the nominal yield does not account for the risk associated with different investments. For instance, a corporate bond may offer a higher nominal yield than a government bond, but it also carries a higher risk of default. Therefore, while the nominal yield is a useful metric, it should not be the sole criterion for making investment decisions.In conclusion, understanding nominal yield is vital for evaluating investment opportunities. While it provides a basic measure of expected income from a bond or other fixed-income security, investors must also consider factors like inflation, real yield, and the associated risks. By doing so, they can make more informed decisions that align with their financial goals. Ultimately, the nominal yield is just one piece of the puzzle in the complex world of investing, and a comprehensive approach will lead to better financial outcomes.

理解名义收益率的概念对任何参与金融或投资的人来说都是至关重要的。这个术语指的是金融工具（如债券）的声明利率，而不考虑通货膨胀或其他可能影响投资者实际收益的因素。例如，如果一只债券的名义收益率为5%，这意味着该债券每年将支付其面值的5%作为利息。然而，这个数字并没有反映所收到资金的实际购买力，这可能会受到通货膨胀的显著影响。投资者在比较不同投资选项时通常会关注名义收益率。它作为评估各种证券潜在收入的简单方式。然而，必须记住的是，名义收益率并未提供投资盈利能力的完整图景。为了更好地理解，投资者还应该考虑实际收益率，即调整后的名义收益率，以应对通货膨胀。这种调整可以更清晰地表明投资者在一段时间内将实际获得多少购买力。此外，名义收益率可能因债券类型和当前利率环境而异。在低利率时期，债券的名义收益率可能较低，使其相对于股票或其他可能提供更高回报的投资工具的吸引力降低。相反，在高利率时期，债券的名义收益率可能非常吸引人，促使投资者重新关注固定收益证券。另一个重要方面是，名义收益率并未考虑与不同投资相关的风险。例如，一只公司债可能提供比政府债券更高的名义收益率，但它也承担了更高的违约风险。因此，尽管名义收益率是一个有用的指标，但它不应成为做出投资决策的唯一标准。总之，理解名义收益率对于评估投资机会至关重要。虽然它提供了债券或其他固定收益证券预期收入的基本衡量标准，但投资者还必须考虑通货膨胀、实际收益率和相关风险等因素。通过这样做，他们可以做出更明智的决策，从而与他们的财务目标相一致。最终，名义收益率只是投资复杂世界中的一个拼图，而全面的方法将带来更好的财务结果。