denomination; nominal amount

简明释义

面额

英英释义

例句

1.When donating, it's important to specify the nominal amount 名义金额 you wish to give.

在捐款时，重要的是要指定您希望给予的名义金额 nominal amount。

2.Different denominations 面额 of bills are used in this vending machine.

这个自动售货机使用不同的面额 denominations纸币。

3.You can find coins in various denominations 面额 at the currency exchange.

在货币兑换处，您可以找到各种面额 denominations的硬币。

4.The bank offers various currency denominations 面额 for customers to choose from.

银行提供多种货币面额 denominations供客户选择。

5.The nominal amount 名义金额 on the invoice reflects the cost before taxes.

发票上的名义金额 nominal amount反映了税前的成本。

作文

In the world of finance, understanding the terms 'denomination' and 'nominal amount' is essential for anyone looking to navigate economic discussions effectively. A denomination refers to the face value of a currency note or coin, which is crucial for transactions. For example, when we talk about a $20 bill, we are referring to its denomination, which signifies that it can be exchanged for goods and services worth that amount. On the other hand, the nominal amount is often used in financial contexts to describe the stated value of an asset, security, or financial instrument, without adjusting for factors like inflation or interest rates. This distinction is vital because while the nominal amount provides a basic understanding of value, it does not account for the purchasing power or real value over time.Let’s consider a practical example to illustrate these concepts. Imagine you have a savings account that offers an interest rate of 2% per annum. If you deposit $1,000, the nominal amount of your deposit is $1,000, but after one year, the bank will add $20 as interest, bringing your total to $1,020. However, if inflation during that year was 3%, the real value of your money has decreased. Therefore, while the nominal amount of your savings account increased, the actual purchasing power of that money has diminished due to inflation.Understanding these terms also helps in investment decisions. When investors evaluate bonds, they often look at the denomination of the bond, which indicates how much the bond is worth at maturity. For instance, a bond with a denomination of $1,000 will pay back that amount to the holder upon maturity. However, the nominal amount of the bond might not reflect its current market value, which could be higher or lower depending on interest rates and market conditions.Moreover, in the context of charitable donations, the denomination of a contribution can vary widely. A donor may choose to give a denomination of $100, which is the face value of their contribution. However, the nominal amount of the impact of that donation can be significantly different based on how the charity allocates funds and the economic environment. For instance, in a high-inflation scenario, that $100 may not stretch as far as it would in a stable economy.In conclusion, the terms denomination and nominal amount play crucial roles in understanding financial transactions and economic principles. The denomination allows individuals to identify the face value of currency or financial instruments, while the nominal amount provides insight into the stated value without accounting for external factors. By grasping these concepts, individuals can make more informed financial decisions, whether they are saving, investing, or donating. Ultimately, a clear understanding of these terms enhances one's ability to engage in meaningful economic conversations and make sound financial choices.

在金融世界中，理解术语“denomination”和“nominal amount”对于任何希望有效导航经济讨论的人来说都是至关重要的。denomination指的是货币纸币或硬币的面值，这对于交易至关重要。例如，当我们谈论一张20美元的钞票时，我们指的是它的denomination，这意味着它可以交换价值相等的商品和服务。另一方面，nominal amount通常用于金融语境中，描述资产、证券或金融工具的表面价值，而不考虑通货膨胀或利率等因素。这一区别非常重要，因为虽然nominal amount提供了对价值的基本理解，但它并未考虑随时间推移购买力或实际价值。让我们考虑一个实际的例子来说明这些概念。假设您有一个储蓄账户，年利率为2%。如果您存入1000美元，那么您的存款的nominal amount就是1000美元，但一年后，银行将增加20美元的利息，使您的总额达到1020美元。然而，如果这一年的通货膨胀率为3%，那么您钱的实际价值就降低了。因此，虽然您的储蓄账户的nominal amount增加了，但由于通货膨胀，钱的实际购买力却减少了。理解这些术语也有助于投资决策。当投资者评估债券时，他们通常会关注债券的denomination，这表明债券到期时的价值。例如，一只面值为1000美元的债券将在到期时向持有人支付该金额。然而，债券的nominal amount可能并不反映其当前市场价值，这取决于利率和市场条件，可能高于或低于。此外，在慈善捐赠的背景下，捐款的denomination可能会差异很大。捐赠者可能选择捐赠100美元的denomination，这是他们贡献的面值。然而，这笔捐款的nominal amount的影响可能会因为慈善机构如何分配资金以及经济环境而大相径庭。例如，在高通货膨胀的情况下，那100美元可能无法像在稳定经济中那样发挥作用。总之，术语denomination和nominal amount在理解金融交易和经济原则方面扮演着至关重要的角色。denomination使个人能够识别货币或金融工具的面值，而nominal amount则提供了对表面价值的见解，而不考虑外部因素。通过掌握这些概念，个人可以在储蓄、投资或捐赠时做出更明智的财务决策。最终，对这些术语的清晰理解增强了个人参与有意义的经济对话和做出合理财务选择的能力。