waiving interest

简明释义

免付利息

英英释义

例句

1.If you pay your credit card bill on time, the company may consider waiving interest for the next billing cycle.

如果您按时支付信用卡账单，公司可能会考虑在下一个账单周期内免除利息。

2.The non-profit organization is waiving interest fees for those affected by natural disasters.

该非营利组织正在为受自然灾害影响的人士免除利息费用。

3.In an effort to help small businesses, the government is waiving interest on emergency loans for the first year.

为了帮助小企业，政府将在第一年内免除利息，针对紧急贷款。

4.The bank is currently offering a promotion that includes waiving interest on all new loans for the first six months.

银行目前正在提供一个促销活动，包括对所有新贷款在前六个月内免除利息。

5.Due to the pandemic, many lenders are waiving interest on student loans until further notice.

由于疫情，许多贷款机构正在免除利息，直至另行通知。

作文

In the world of finance and lending, terms can often be confusing for those who are not well-versed in financial jargon. One such term is waiving interest, which refers to the decision made by a lender to temporarily eliminate or reduce the interest charges on a loan. This practice can be beneficial for borrowers who may be experiencing financial hardships. For example, during economic downturns, many lenders offer programs that include waiving interest for a certain period to help borrowers avoid defaulting on their loans. This can provide much-needed relief and allow individuals to focus on repaying the principal amount without the added burden of high-interest payments.The concept of waiving interest is not only applicable to personal loans but also extends to credit cards and mortgages. Many credit card companies have promotional offers that involve waiving interest for a limited time on new purchases or balance transfers. This strategy can attract new customers who are looking for ways to manage their debt more effectively. By offering a period of waiving interest, these companies create an incentive for consumers to choose their services over competitors.Moreover, waiving interest can also occur in the context of student loans. Some educational institutions and government programs provide options for students to have their interest payments waived during periods of economic hardship or while they are still in school. This policy is designed to alleviate the financial pressure on students, allowing them to focus on their studies rather than worrying about accumulating debt. However, it is essential for borrowers to understand the implications of waiving interest. While it can provide immediate financial relief, it is important to read the fine print. In some cases, the interest that is waived may be added back to the total loan balance after the waiver period ends, leading to higher overall costs. Borrowers should be cautious and ensure they fully comprehend the terms of any agreement involving waiving interest.In conclusion, waiving interest serves as a useful tool for both lenders and borrowers. For lenders, it can reduce the risk of default and maintain customer loyalty during challenging times. For borrowers, it offers a chance to manage their finances more effectively, providing a temporary reprieve from interest payments. However, it is crucial for individuals to approach such offers with a clear understanding of the terms and potential long-term consequences. Ultimately, waiving interest can be a valuable resource when used wisely, helping individuals navigate their financial obligations more comfortably.

在金融和借贷的世界中，术语往往会让不熟悉金融术语的人感到困惑。其中一个术语是免除利息，它指的是贷款人决定暂时消除或减少贷款上的利息费用。这种做法对经历财务困难的借款人来说可能是有益的。例如，在经济下行期间，许多贷款人提供包括免除利息的项目，以帮助借款人避免违约。这可以提供急需的缓解，并允许个人专注于偿还本金，而无需承担高额利息支付的额外负担。免除利息的概念不仅适用于个人贷款，还扩展到信用卡和抵押贷款。许多信用卡公司提供促销优惠，在新购买或余额转移上免除利息的有限时间。这一策略可以吸引寻求更有效管理债务的新客户。通过提供免除利息的期限，这些公司为消费者选择他们的服务而非竞争对手创造了激励。此外，免除利息在学生贷款的背景下也可能发生。一些教育机构和政府项目为学生提供在经济困难时期或在校期间免除利息支付的选项。这项政策旨在减轻学生的财务压力，使他们能够专注于学习，而不是担心积累债务。然而，借款人必须理解免除利息的影响。虽然它可以提供即时的财务缓解，但重要的是要仔细阅读细则。在某些情况下，免除的利息可能在宽限期结束后被加回到贷款总额中，从而导致总体成本上升。借款人应谨慎行事，确保他们完全理解任何涉及免除利息的协议条款。总之，免除利息是贷款人和借款人都可以使用的有用工具。对于贷款人来说，它可以降低违约风险并在困难时期保持客户忠诚度。对于借款人来说，它提供了一种更有效管理财务的机会，提供了暂时免除利息支付的缓解。然而，个人在接受此类优惠时必须清楚理解条款及潜在的长期后果。最终，免除利息如果明智使用，可以成为宝贵的资源，帮助个人更舒适地应对财务义务。