real dollar value

简明释义

美元实际价值

英英释义

例句

1.The real dollar value 实际美元价值 of the minimum wage has not kept up with inflation.

最低工资的实际美元价值 real dollar value 并没有跟上通货膨胀。

2.To compare prices over time, we often look at the real dollar value 实际美元价值 rather than just nominal prices.

为了比较价格的变化，我们通常关注实际美元价值 real dollar value，而不仅仅是名义价格。

3.When adjusted for inflation, the real dollar value 实际美元价值 of that investment has significantly decreased.

经过通货膨胀调整后，那项投资的实际美元价值 real dollar value 已显著下降。

4.Economists often debate the real dollar value 实际美元价值 of government benefits when considering policy changes.

经济学家在考虑政策变化时，常常讨论政府福利的实际美元价值 real dollar value。

5.The cost of living has increased, so the real dollar value 实际美元价值 of my salary is lower than it was a decade ago.

生活成本上升，所以我工资的实际美元价值 real dollar value 比十年前低。

作文

Understanding the concept of real dollar value is essential for anyone looking to grasp economic principles and make informed financial decisions. The term real dollar value refers to the purchasing power of money when adjusted for inflation. This means that it reflects the actual value of money in terms of what it can buy at a given time, as opposed to its nominal value, which does not account for changes in price levels over time.One of the key reasons why understanding real dollar value is important is that it helps individuals and businesses assess their financial health accurately. For instance, if someone receives a salary increase of 3% in a year where inflation is also 3%, their real dollar value of income has not changed. This means that despite the nominal increase in salary, their purchasing power remains the same, and they can buy the same amount of goods and services as before. Without considering real dollar value, one might mistakenly believe they are better off financially when, in fact, they are not.Moreover, investors often use real dollar value to evaluate the performance of their investments. If an investment yields a return of 5% in a year with 2% inflation, the real dollar value of that return is only 3%. This adjustment is crucial because it provides a clearer picture of whether an investment is truly growing in value or merely keeping pace with inflation. Investors who fail to account for real dollar value may make poor investment choices based on misleading nominal returns.In addition, government policies and economic indicators often rely on real dollar value to gauge the health of the economy. For example, when analyzing gross domestic product (GDP), economists will look at real GDP rather than nominal GDP to determine how much the economy has truly grown after adjusting for inflation. This distinction is vital for policymakers, as it influences decisions related to interest rates, taxation, and public spending.Furthermore, understanding real dollar value can help consumers make better purchasing decisions. For example, if a person knows that the prices of goods are rising due to inflation, they might choose to purchase items sooner rather than later, preserving their real dollar value. This foresight can lead to more strategic financial planning and budgeting.In conclusion, the concept of real dollar value is a fundamental aspect of economics that plays a significant role in various financial contexts. Whether it is assessing personal finance, evaluating investments, or analyzing economic growth, understanding real dollar value enables individuals and organizations to make informed decisions. As inflation continues to impact economies worldwide, recognizing the importance of real dollar value becomes even more critical. By accounting for inflation and focusing on purchasing power, we can better navigate our financial futures and achieve our economic goals.

理解实际美元价值这一概念对于任何希望掌握经济原理并做出明智财务决策的人来说都是至关重要的。术语实际美元价值是指在调整通货膨胀后，货币的购买力。这意味着它反映了货币在特定时间内所能购买的实际价值，而不是其名义价值，后者不考虑价格水平随时间变化的影响。理解实际美元价值的重要原因之一是，它帮助个人和企业准确评估其财务健康状况。例如，如果某人在一年内获得了3%的薪水增长，而同年通货膨胀率也为3%，那么他们的实际美元价值收入就没有变化。这意味着尽管薪水在名义上有所增加，但他们的购买力保持不变，能够购买的商品和服务与之前相同。如果不考虑实际美元价值，人们可能会错误地认为自己在财务上更好，而实际上并非如此。此外，投资者通常使用实际美元价值来评估其投资表现。如果一项投资在一年内收益5%，而通货膨胀率为2%，那么该收益的实际美元价值仅为3%。这种调整至关重要，因为它提供了投资是否真正增值的更清晰的视角，还是仅仅跟上了通货膨胀。未能考虑实际美元价值的投资者可能会基于误导性的名义回报做出错误的投资选择。此外，政府政策和经济指标通常依赖于实际美元价值来评估经济健康状况。例如，在分析国内生产总值（GDP）时，经济学家会查看实际GDP而不是名义GDP，以确定在调整通货膨胀后，经济究竟增长了多少。这一区别对于政策制定者至关重要，因为它影响与利率、税收和公共支出相关的决策。此外，理解实际美元价值可以帮助消费者做出更好的购买决策。例如，如果一个人知道由于通货膨胀，商品价格正在上涨，他们可能会选择提前购买商品，从而保护其实际美元价值。这种前瞻性可以导致更具战略性的财务规划和预算编制。总之，实际美元价值的概念是经济学的一个基本方面，在各种财务背景中发挥着重要作用。无论是评估个人财务、评估投资还是分析经济增长，理解实际美元价值使个人和组织能够做出明智的决策。随着通货膨胀继续影响全球经济，认识到实际美元价值的重要性变得更加关键。通过考虑通货膨胀并关注购买力，我们可以更好地驾驭我们的财务未来，实现我们的经济目标。