current dollar value

简明释义

美元时值

英英释义

例句

1.The current dollar value of your home has increased significantly over the past decade.

你房子的当前美元价值在过去十年中显著增加。

2.When planning for retirement, it's important to consider your savings in current dollar value to ensure they will meet future needs.

在规划退休时，考虑你的储蓄的当前美元价值是很重要的，以确保它们能满足未来的需求。

3.To compare historical prices, we often adjust them to their current dollar value.

为了比较历史价格，我们通常将其调整为当前美元价值。

4.The price of the car is $20,000 in current dollar value, meaning it reflects today's purchasing power.

这辆车的价格是$20,000，按当前美元价值计算，意味着它反映了今天的购买力。

5.Inflation affects the current dollar value of money saved in a bank account.

通货膨胀影响存款账户中钱的当前美元价值。

作文

Understanding the concept of current dollar value is essential in today's economic landscape. The term refers to the value of money at the present time, taking into account inflation and changes in purchasing power. This concept plays a crucial role in various financial analyses, including investment decisions, budgeting, and economic forecasting. In a world where prices fluctuate constantly, grasping the current dollar value allows individuals and businesses to make informed choices about their finances.To illustrate the significance of current dollar value, consider a simple example of saving money over time. If an individual saves $1,000 today, the current dollar value of that amount might not be the same ten years from now due to inflation. Inflation diminishes the purchasing power of money; hence, what $1,000 can buy today may differ significantly from what it can buy in the future. This situation highlights why understanding current dollar value is vital for effective financial planning.Furthermore, when businesses evaluate their profitability or project future earnings, they must consider the current dollar value of their revenue. For instance, if a company anticipates earning $100,000 next year, it needs to assess whether that amount will retain its purchasing power after accounting for inflation. By converting future cash flows into current dollar value, businesses can better understand their real financial position and make strategic decisions accordingly.In addition to personal finance and business applications, current dollar value also plays a significant role in government policies and economic research. Economists often use this concept to analyze trends in consumer spending, wage growth, and overall economic health. By adjusting historical data to reflect the current dollar value, researchers can identify patterns and make projections about future economic conditions. This analysis is critical for policymakers who need accurate data to formulate effective economic strategies.Moreover, understanding current dollar value can help individuals navigate the complexities of loans and mortgages. When people borrow money, lenders often discuss interest rates and repayment amounts in terms of current dollar value. This means that borrowers should be aware of how much they will ultimately pay back relative to the purchasing power of the money they borrowed. Failing to consider the current dollar value could lead to financial miscalculations and burdensome debt.In conclusion, the concept of current dollar value is integral to understanding the financial world around us. Whether one is managing personal finances, running a business, or analyzing economic trends, recognizing the implications of current dollar value is crucial. It empowers individuals and organizations to make well-informed financial decisions, ensuring that they maintain their purchasing power and achieve their financial goals. As we move forward in an ever-changing economic environment, staying attuned to the current dollar value will undoubtedly enhance our financial literacy and resilience.

理解当前美元价值的概念在当今经济环境中至关重要。该术语指的是考虑到通货膨胀和购买力变化后，货币在当前时间的价值。这个概念在各种财务分析中发挥着关键作用，包括投资决策、预算编制和经济预测。在价格不断波动的世界中，掌握当前美元价值使个人和企业能够对其财务做出明智的选择。为了说明当前美元价值的重要性，考虑一个简单的例子，即随着时间的推移储蓄。如果一个人今天存入1000美元，那么由于通货膨胀，该金额在十年后的当前美元价值可能并不相同。通货膨胀会削弱货币的购买力，因此，1000美元今天能买到的东西，在未来可能会有显著不同。这种情况突显了为什么理解当前美元价值对于有效的财务规划至关重要。此外，当企业评估其盈利能力或预测未来收入时，必须考虑其收入的当前美元价值。例如，如果一家公司预计明年将赚取100,000美元，它需要评估在考虑通货膨胀后，该金额是否会保持其购买力。通过将未来现金流转换为当前美元价值，企业可以更好地理解其真实财务状况，并据此做出战略决策。除了个人财务和商业应用，当前美元价值在政府政策和经济研究中也发挥着重要作用。经济学家通常使用这个概念来分析消费者支出、工资增长和整体经济健康趋势。通过调整历史数据以反映当前美元价值，研究人员可以识别模式并对未来经济状况进行预测。这种分析对于需要准确数据以制定有效经济战略的政策制定者至关重要。此外，理解当前美元价值可以帮助个人应对贷款和抵押贷款的复杂性。当人们借款时，贷款机构通常会讨论利率和还款金额，以当前美元价值来计算。这意味着借款人应该意识到他们最终偿还的金额相对于他们借款时的货币购买力。未能考虑当前美元价值可能导致财务计算错误和沉重的债务负担。总之，当前美元价值的概念对于理解我们周围的金融世界至关重要。无论是管理个人财务、经营企业还是分析经济趋势，认识到当前美元价值的影响都是至关重要的。它赋予个人和组织做出明智财务决策的能力，确保他们保持购买力并实现财务目标。随着我们在不断变化的经济环境中前进，关注当前美元价值无疑会增强我们的财务素养和韧性。