monthly statement

简明释义

每月结单

英英释义

例句

1.I always set a reminder to download my monthly statement 月结单 on the first of each month.

我总是在每个月的第一天设置提醒下载我的月结单。

2.Make sure to review your monthly statement 月结单 for any discrepancies.

确保检查你的月结单是否有任何不符之处。

3.You can access your monthly statement 月结单 online through the bank's website.

你可以通过银行的网站在线访问你的月结单。

4.I received my monthly statement 月结单 from the bank yesterday.

我昨天收到了银行的月结单。

5.The monthly statement 月结单 shows all my transactions for the month.

这个月结单显示了我这个月的所有交易。

作文

In today's fast-paced world, managing finances is more important than ever. One of the most effective tools for keeping track of personal finances is the monthly statement. A monthly statement is a document that summarizes an individual's or business's financial activities over a month. It typically includes information about income, expenses, and any remaining balances. Understanding how to read and utilize a monthly statement can greatly enhance one's financial literacy and decision-making skills.Firstly, a monthly statement serves as a snapshot of financial health. For individuals, it can show how much money was earned, spent, and saved within the month. This can help people identify spending patterns and areas where they can cut back. For businesses, a monthly statement provides insights into revenue streams and operational costs, allowing for better budgeting and forecasting.Secondly, reviewing a monthly statement regularly can aid in setting financial goals. By analyzing the data presented in the monthly statement, individuals can set realistic savings goals or adjust their spending habits. For instance, if someone notices that they are consistently overspending on dining out, they might decide to allocate a smaller portion of their budget to this category in the following month.Moreover, a monthly statement can help in tracking progress towards financial objectives. For example, if an individual aims to save a certain amount for a vacation, they can monitor their savings through their monthly statement. This ongoing assessment can be motivating and encourage disciplined saving practices.Another important aspect of a monthly statement is its role in identifying discrepancies or errors. Occasionally, mistakes can occur in billing or transactions. By carefully reviewing the monthly statement, individuals and businesses can catch these errors early, preventing potential financial losses. This also highlights the importance of maintaining accurate records and staying organized.Furthermore, a monthly statement can play a crucial role in tax preparation. At the end of the year, having a well-organized series of monthly statements can simplify the process of filing taxes. It provides a clear record of income and expenses, making it easier to report financial information accurately.In conclusion, a monthly statement is not just a piece of paper; it is a powerful tool that can help individuals and businesses understand their financial situation, set goals, track progress, identify errors, and prepare for taxes. By taking the time to review and analyze monthly statements, one can gain valuable insights that lead to better financial decisions and ultimately, greater financial stability. Embracing the habit of reviewing monthly statements can pave the way for a healthier financial future.

在当今快节奏的世界中，管理财务比以往任何时候都重要。跟踪个人财务的最有效工具之一是月度对账单。月度对账单是一份总结个人或企业一个月财务活动的文件。它通常包括有关收入、支出和任何剩余余额的信息。理解如何阅读和利用月度对账单可以大大提高个人的财务素养和决策能力。首先，月度对账单作为财务健康的快照。对于个人来说，它可以显示一个月内赚取、支出和储蓄了多少钱。这可以帮助人们识别消费模式以及可以削减开支的领域。对于企业来说，月度对账单提供了关于收入来源和运营成本的见解，从而允许更好的预算和预测。其次，定期查看月度对账单可以帮助设定财务目标。通过分析月度对账单中提供的数据，个人可以设定现实的储蓄目标或调整消费习惯。例如，如果某人注意到他们在外出就餐上持续超支，他们可能会决定在下个月将该类别的预算分配减少。此外，月度对账单可以帮助跟踪实现财务目标的进展。例如，如果一个人计划为度假储蓄一定金额，他们可以通过月度对账单监测自己的储蓄。这种持续的评估可以激励人们并鼓励有纪律的储蓄实践。月度对账单的另一个重要方面是它在识别差异或错误中的作用。偶尔，账单或交易中可能会发生错误。通过仔细审查月度对账单，个人和企业可以及早发现这些错误，从而防止潜在的财务损失。这也突显了保持准确记录和保持组织的重要性。此外，月度对账单在税务准备中也可以发挥关键作用。在年末，拥有一系列组织良好的月度对账单可以简化报税过程。它提供了清晰的收入和支出记录，使准确报告财务信息变得更加容易。总之，月度对账单不仅仅是一张纸；它是一个强大的工具，可以帮助个人和企业了解他们的财务状况、设定目标、跟踪进展、识别错误和准备税务。通过花时间审查和分析月度对账单，人们可以获得宝贵的见解，从而做出更好的财务决策，最终实现更大的财务稳定。养成定期查看月度对账单的习惯可以为更健康的财务未来铺平道路。