monthly statement of account

简明释义

每月对帐单

英英释义

例句

1.Make sure to reconcile your records with the monthly statement of account.

确保将您的记录与月度账户对账单进行核对。

2.If you notice any discrepancies, please report them on your monthly statement of account.

如果您发现任何不一致，请在您的月度账户对账单上报告。

3.I always review my monthly statement of account to track my expenses.

我总是查看我的月度账户对账单来跟踪我的开支。

4.The bank sends me a monthly statement of account every month.

银行每个月都会给我发送一份月度账户对账单。

5.You can download your monthly statement of account from the bank's website.

您可以从银行的网站下载您的月度账户对账单。

作文

Understanding financial management is crucial in today's economy, especially for individuals and businesses alike. One key component of managing finances effectively is the ability to track income and expenses accurately. This is where the concept of a monthly statement of account becomes essential. A monthly statement of account (每月账户对账单) is a detailed summary that outlines all transactions made within a specific month. It serves as a vital tool for monitoring one’s financial health, ensuring that all expenditures are accounted for, and identifying any discrepancies that may arise.For individuals, a monthly statement of account can help in budgeting and planning future expenses. By reviewing this document regularly, one can understand spending habits and adjust budgets accordingly. For instance, if the statement reveals that a significant amount of money is spent on dining out, an individual might decide to cook more at home to save money. This awareness fosters better financial discipline and encourages smarter spending choices.In the context of businesses, a monthly statement of account plays an even more critical role. It not only helps in tracking income and expenses but also provides insights into cash flow management. A business owner can analyze the statement to see which products or services are generating the most revenue and which ones are costing more than they bring in. This analysis is essential for making informed decisions about resource allocation, pricing strategies, and potential investments.Moreover, a monthly statement of account can be a valuable tool during tax season. Having a comprehensive record of all transactions simplifies the process of preparing taxes, as it provides a clear picture of income and deductible expenses. This can lead to more accurate tax filings and potentially lower tax liabilities, as one can ensure that all eligible deductions are claimed.Another important aspect of a monthly statement of account is its role in detecting fraud or errors. Regularly reviewing the statement allows individuals and businesses to spot unauthorized transactions or accounting mistakes quickly. If a discrepancy is found, it can be reported to the bank or financial institution immediately, minimizing potential losses.In conclusion, the monthly statement of account (每月账户对账单) is an indispensable tool for anyone looking to maintain control over their finances. Whether for personal budgeting or business management, this document provides invaluable insights into spending habits, cash flow, and overall financial health. By utilizing the information presented in a monthly statement of account, individuals and businesses can make more informed decisions, ultimately leading to better financial outcomes. Regularly reviewing and understanding this statement is a step towards achieving financial stability and success.

理解财务管理在当今经济中至关重要，尤其是对个人和企业而言。有效管理财务的一个关键组成部分是能够准确跟踪收入和支出。这就是每月账户对账单概念变得重要的地方。每月账户对账单是一个详细的总结，概述了特定月份内进行的所有交易。它作为监控个人财务健康的一个重要工具，确保所有支出都被记录，并识别可能出现的任何差异。对于个人来说，每月账户对账单可以帮助制定预算和规划未来支出。通过定期审查这份文件，人们可以了解消费习惯并相应调整预算。例如，如果账单显示在外出就餐上花费了大量资金，个人可能会决定更多地在家做饭以节省开支。这种意识促进了更好的财务纪律，并鼓励更明智的消费选择。在企业的背景下，每月账户对账单扮演着更加关键的角色。它不仅有助于跟踪收入和支出，还提供现金流管理的深入见解。企业主可以分析账单，查看哪些产品或服务产生了最多的收入，哪些则花费超过了收益。这种分析对于做出有关资源分配、定价策略和潜在投资的明智决策至关重要。此外，每月账户对账单在报税季节也是一个宝贵的工具。拥有全面的交易记录简化了准备税务的过程，因为它提供了收入和可扣除费用的清晰图景。这可以导致更准确的报税，并可能降低税负，因为人们可以确保申报所有符合条件的扣除。每月账户对账单的另一个重要方面是其在检测欺诈或错误中的作用。定期审查账单使个人和企业能够迅速发现未经授权的交易或会计错误。如果发现差异，可以立即向银行或金融机构报告，从而减少潜在损失。总之，每月账户对账单是任何希望控制财务的人不可或缺的工具。无论是个人预算还是企业管理，这份文件都提供了对消费习惯、现金流和整体财务健康的宝贵见解。通过利用每月账户对账单中提供的信息，个人和企业可以做出更明智的决策，最终实现更好的财务结果。定期审查和理解这份账单是实现财务稳定和成功的一步。