per annum (PA)

简明释义

每年

英英释义

例句

1.The company's revenue increased by 10% per annum (每年) over the last three years.

公司的收入在过去三年中每年增长了10%。

2.He earns a salary of $50,000 per annum (每年) as a software engineer.

他作为软件工程师的年薪是50,000美元。

3.The interest rate on this savings account is 3% per annum (每年).

这个储蓄账户的利率是每年3%。

4.The charity organization raised $1 million per annum (每年) to support its programs.

该慈善组织每年筹集100万美元以支持其项目。

5.The project is expected to generate profits of $200,000 per annum (每年) once it is fully operational.

该项目一旦全面运营，预计每年将产生20万美元的利润。

作文

In the world of finance and economics, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about investments, loans, and financial planning is per annum (PA). This Latin phrase translates to 'per year' in English and is commonly used to express interest rates, returns on investments, and other annual figures. Understanding how to interpret per annum (PA) can significantly impact one's financial literacy and decision-making abilities.For instance, when you take out a loan, the lender will typically specify the interest rate as a percentage per annum (PA). If a bank offers a personal loan with an interest rate of 5% per annum (PA), it means that for every year you hold the loan, you will owe 5% of the principal amount in interest. This is essential information for borrowers, as it allows them to calculate the total cost of the loan over its duration. Similarly, investors often look at the expected returns on their investments expressed in terms of per annum (PA). For example, if a mutual fund advertises an average annual return of 8% per annum (PA), it indicates that, historically, the fund has generated an average of 8% growth in value each year. Understanding this figure helps investors gauge the potential profitability of their investments and compare different options available in the market.Moreover, the concept of per annum (PA) is not limited to just interest rates and investment returns. It also applies to various financial metrics, including salaries, expenses, and revenue. For example, if a job offers a salary of $60,000 per annum (PA), it means that the employee will earn that amount over the course of a year. This helps individuals assess their earning potential and compare it with their living costs and financial goals.Additionally, businesses often use per annum (PA) figures to report their financial performance. A company might state that it generated $1 million in revenue per annum (PA), indicating its total earnings over the year. This information is vital for stakeholders, including investors and analysts, as it provides insight into the company's operational efficiency and growth prospects.However, while per annum (PA) is a useful metric, it is important to remember that it represents an average or projected figure. Economic conditions can fluctuate, and past performance does not guarantee future results. Therefore, both borrowers and investors should consider various factors before making financial decisions based solely on per annum (PA) figures.In conclusion, the term per annum (PA) plays a significant role in the financial landscape, providing clarity on annual rates and figures across various contexts. Whether it is for understanding loan interest, evaluating investment returns, or assessing salaries and business revenues, grasping the meaning of per annum (PA) is essential for anyone looking to navigate the complexities of personal finance and investment strategies. By familiarizing oneself with this term and its implications, individuals can enhance their financial literacy and make better-informed decisions that align with their long-term financial goals.

在金融和经济的世界中，理解各种术语对做出明智的决策至关重要。其中一个常常出现在关于投资、贷款和财务规划讨论中的术语是per annum (PA)。这个拉丁短语翻译成英文就是“每年”，通常用来表示利率、投资回报和其他年度数字。理解如何解读per annum (PA)可以显著影响一个人的金融素养和决策能力。例如，当你申请贷款时，贷款人通常会指定利率作为每年的百分比per annum (PA)。如果银行提供一笔个人贷款，利率为5%per annum (PA)，这意味着在你持有贷款的每一年，你将欠下本金5%的利息。这对借款人来说是重要的信息，因为它使他们能够计算贷款在其期限内的总成本。同样，投资者通常会关注以per annum (PA)表示的投资预期回报。例如，如果一个共同基金宣传其平均年回报率为8%per annum (PA)，这表明该基金历史上每年平均产生8%的增长。理解这一数字帮助投资者评估其投资的潜在盈利能力，并比较市场上不同的选择。此外，per annum (PA)的概念不仅限于利率和投资回报。它还适用于各种财务指标，包括薪资、支出和收入。例如，如果一份工作提供的年薪为60,000美元per annum (PA)，这意味着员工在一年内将赚取该金额。这有助于个人评估自己的收入潜力，并将其与生活成本和财务目标进行比较。此外，企业通常使用per annum (PA)数字来报告其财务表现。一家公司可能会声明其年收入为100万美元per annum (PA)，这表明其一年的总收入。这些信息对包括投资者和分析师在内的利益相关者至关重要，因为它提供了公司运营效率和增长前景的洞察。然而，尽管per annum (PA)是一个有用的指标，但重要的是要记住它代表的是一个平均或预测的数字。经济状况可能会波动，过去的表现并不保证未来的结果。因此，无论是借款人还是投资者，在仅仅基于per annum (PA)数字做出财务决策之前，都应考虑各种因素。总之，术语per annum (PA)在金融领域中扮演着重要角色，为各种背景下的年度利率和数字提供了清晰的定义。无论是理解贷款利息、评估投资回报，还是评估薪资和企业收入，掌握per annum (PA)的含义对于任何希望驾驭个人财务和投资策略复杂性的人来说都是必不可少的。通过熟悉这个术语及其含义，个人可以提高自己的金融素养，并做出更符合其长期财务目标的明智决策。