running account

简明释义

流水帐户

英英释义

例句

1.He was surprised to see the discrepancies in his running account statements.

他对自己的流水账户对账单中的差异感到惊讶。

2.Our accountant prepares a running account report every month to summarize our expenses.

我们的会计每个月准备一份流水账户报告，以总结我们的支出。

3.The company maintains a running account for each of its clients to track their transactions.

公司为每个客户维护一个流水账户以跟踪他们的交易。

4.I need to check my running account balance before making any large purchases.

在进行任何大额购买之前，我需要检查我的流水账户余额。

5.The bank offers a running account service that allows customers to manage their finances efficiently.

银行提供一种流水账户服务，让客户能够高效管理他们的财务。

作文

In today's fast-paced financial world, the concept of a running account is becoming increasingly important for both individuals and businesses. A running account refers to an account that continuously updates its balance as transactions are made, allowing users to keep track of their financial activities in real-time. This type of account is particularly useful for managing cash flow, monitoring expenses, and ensuring that one does not overspend. One of the primary benefits of having a running account is the ability to see all transactions in one place. For instance, when a person uses a checking account, every deposit and withdrawal is recorded, providing a clear picture of their financial situation. This transparency helps individuals plan their budgets more effectively, as they can easily identify where their money is going and adjust their spending habits accordingly.Businesses also benefit significantly from running accounts. Companies often have multiple transactions throughout the day, and a running account allows them to manage these transactions efficiently. By keeping a continuous record of income and expenses, businesses can generate accurate financial reports, which are essential for making informed decisions. Moreover, this ongoing tracking can help businesses identify trends in their spending, leading to better financial planning and resource allocation.Another advantage of a running account is its role in facilitating financial accountability. When individuals or businesses maintain a running account, they are less likely to overlook small transactions that could accumulate over time. For example, a person might forget about a subscription service or an automatic payment, but with a running account, these transactions are clearly displayed, prompting them to reconsider unnecessary expenditures. This level of awareness fosters responsible financial behavior.Furthermore, a running account can aid in financial forecasting. By analyzing past transactions, individuals and businesses can predict future income and expenses more accurately. This forecasting is crucial for making strategic decisions, such as when to invest in new projects or how to manage seasonal fluctuations in revenue. However, it is essential to note that maintaining a running account requires discipline and consistency. Users must regularly review their accounts to ensure accuracy and address any discrepancies promptly. Failing to do so could lead to oversights that might impact financial health. Additionally, while technology has made it easier to manage running accounts through online banking and financial apps, it is still vital for users to understand the underlying principles of financial management.In conclusion, a running account serves as a valuable tool for effective financial management. Whether for personal use or within a business, the ability to track transactions in real-time enables better budgeting, promotes accountability, and supports strategic planning. As we continue to navigate an increasingly complex financial landscape, understanding and utilizing the concept of a running account will be key to achieving financial success and stability.

在当今快速发展的金融世界中，running account的概念对于个人和企业变得越来越重要。running account是指一个账户在交易发生时不断更新其余额，使用户能够实时跟踪他们的财务活动。这种类型的账户对于管理现金流、监控支出以及确保不超支特别有用。 拥有running account的主要好处之一是能够在一个地方查看所有交易。例如，当一个人使用支票账户时，每笔存款和取款都会被记录下来，提供他们财务状况的清晰图景。这种透明度帮助个人更有效地规划预算，因为他们可以轻松识别资金流向，并相应调整消费习惯。企业也从running account中显著受益。公司通常在一天内进行多笔交易，而running account使他们能够高效管理这些交易。通过保持收入和支出的持续记录，企业能够生成准确的财务报告，这对做出明智的决策至关重要。此外，这种持续的跟踪可以帮助企业识别支出的趋势，从而实现更好的财务规划和资源分配。running account的另一个优点是促进财务问责制。当个人或企业维护running account时，他们不太可能忽视可能随着时间积累的小交易。例如，一个人可能会忘记某个订阅服务或自动付款，但通过running account，这些交易会清晰显示，促使他们重新考虑不必要的支出。这种意识水平促进了负责任的财务行为。此外，running account还可以帮助财务预测。通过分析过去的交易，个人和企业可以更准确地预测未来的收入和支出。这种预测对于做出战略决策至关重要，例如何时投资新项目或如何管理季节性收入波动。 然而，值得注意的是，维护running account需要自律和一致性。用户必须定期审查他们的账户，以确保准确性并及时解决任何差异。如果不这样做，可能会导致影响财务健康的疏漏。此外，虽然技术使通过在线银行和财务应用程序管理running accounts变得更容易，但用户仍然必须理解财务管理的基本原则。总之，running account作为有效财务管理的宝贵工具。无论是个人使用还是在企业中，实时跟踪交易的能力使得更好的预算、促进问责制和支持战略规划成为可能。随着我们继续在日益复杂的金融环境中航行，理解和利用running account的概念将是实现财务成功和稳定的关键。