net working capital; net liquidity balance

简明释义

流动资金净额

英英释义

例句

1.The company calculated its net working capital to assess its short-term financial health.

公司计算了它的净营运资本以评估其短期财务健康状况。

2.To improve the net liquidity balance, the company decided to reduce its inventory levels.

为了改善净流动性余额，公司决定减少库存水平。

3.A negative net working capital can be a warning sign for potential liquidity issues.

负的净营运资本可能是潜在流动性问题的警告信号。

4.A high net liquidity balance indicates that the firm has enough cash to cover its obligations.

高的净流动性余额表明公司有足够的现金来偿还其义务。

5.Investors often look at the net working capital ratio to determine a company's efficiency in managing its assets.

投资者通常查看净营运资本比率，以确定公司管理其资产的效率。

作文

Understanding financial terms is crucial for anyone involved in business or finance. Two important concepts that often come up in financial discussions are net working capital and net liquidity balance. These terms are essential for evaluating a company's financial health and operational efficiency. In this essay, we will explore these two concepts, their definitions, and their significance in the world of finance.Net working capital refers to the difference between a company's current assets and current liabilities. It is a measure of a company's short-term financial health and its efficiency in managing its operational liquidity. Essentially, it indicates whether a company has enough short-term assets to cover its short-term liabilities. A positive net working capital means that the company can easily pay off its current obligations, which is a good indicator of financial stability. Conversely, a negative net working capital suggests that the company may struggle to meet its short-term debts, which could lead to financial distress.On the other hand, net liquidity balance refers to the total amount of liquid assets a company holds minus its liabilities. Liquid assets are those that can be quickly converted into cash without losing value, such as cash itself, bank deposits, and marketable securities. The net liquidity balance is an important metric because it provides insight into a company's ability to meet its short-term obligations with its most liquid assets. A healthy net liquidity balance ensures that a company can respond promptly to unexpected financial challenges, such as sudden expenses or downturns in revenue.Both net working capital and net liquidity balance are critical for assessing a company's financial flexibility. For instance, a company with strong net working capital might be in a good position to invest in new opportunities or weather economic downturns. Similarly, a robust net liquidity balance allows a company to take advantage of favorable market conditions or manage crises effectively.Investors and creditors closely monitor these metrics when evaluating potential investments or lending decisions. A company that demonstrates strong net working capital and a solid net liquidity balance is often seen as a lower risk, making it more attractive to investors. On the contrary, companies with weak metrics in these areas may face higher borrowing costs or difficulty attracting investment.In conclusion, understanding net working capital and net liquidity balance is vital for anyone involved in finance or business management. These concepts not only help gauge a company's financial health but also inform strategic decisions regarding investments and operational management. By maintaining a positive net working capital and a healthy net liquidity balance, companies can ensure they are well-positioned to navigate the complexities of the business environment and achieve long-term success.

理解金融术语对于任何参与商业或金融活动的人来说都是至关重要的。在财务讨论中，两个常见的重要概念是净营运资本和净流动性余额。这些术语对于评估公司的财务健康和运营效率至关重要。在这篇文章中，我们将探讨这两个概念，它们的定义，以及它们在金融世界中的重要性。净营运资本是指公司当前资产与当前负债之间的差额。它是衡量公司短期财务健康状况及其管理运营流动性的效率的指标。简单来说，它表明公司是否拥有足够的短期资产来覆盖其短期负债。正的净营运资本意味着公司能够轻松偿还当前的义务，这是一种财务稳定的良好指标。相反，负的净营运资本则表明公司可能难以满足其短期债务，这可能导致财务困境。另一方面，净流动性余额是指公司持有的流动资产总额减去其负债。流动资产是指可以迅速转化为现金而不会贬值的资产，例如现金本身、银行存款和可交易证券。净流动性余额是一个重要的指标，因为它提供了公司用其最流动资产满足短期义务的能力的洞察。健康的净流动性余额确保公司能够及时应对意外的财务挑战，例如突发支出或收入下降。净营运资本和净流动性余额对于评估公司的财务灵活性至关重要。例如，一家拥有强大净营运资本的公司可能处于良好的位置，可以投资于新机会或应对经济衰退。同样，稳健的净流动性余额使公司能够有效利用有利的市场条件或妥善管理危机。投资者和债权人在评估潜在投资或贷款决策时，会密切关注这些指标。表现出强大净营运资本和稳固净流动性余额的公司通常被视为风险较低，从而对投资者更具吸引力。相反，在这些领域指标较弱的公司可能面临更高的借贷成本或吸引投资的困难。总之，理解净营运资本和净流动性余额对于任何参与金融或商业管理的人来说都是至关重要的。这些概念不仅有助于评估公司的财务健康状况，还能为投资和运营管理的战略决策提供参考。通过保持积极的净营运资本和健康的净流动性余额，公司可以确保自己在复杂的商业环境中处于良好的位置，并实现长期成功。