ratio of current income to current expense

简明释义

流动收入对流动费用比率

英英释义

例句

1.By improving the ratio of current income to current expense, the company was able to secure additional funding.

通过改善当前收入与当前支出比率，公司能够获得额外的资金支持。

2.The financial analyst calculated the ratio of current income to current expense to assess the company's profitability.

财务分析师计算了当前收入与当前支出比率以评估公司的盈利能力。

3.A healthy ratio of current income to current expense indicates that a business is operating efficiently.

健康的当前收入与当前支出比率表明企业运作高效。

4.Investors often look for a favorable ratio of current income to current expense before making investment decisions.

投资者在做出投资决策之前，通常会寻找有利的当前收入与当前支出比率。

5.The startup struggled with its ratio of current income to current expense, leading to cash flow issues.

这家初创公司在其当前收入与当前支出比率上遇到了困难，导致现金流问题。

作文

Understanding financial health is crucial for both individuals and businesses. One important concept that can help assess this health is the ratio of current income to current expense. This ratio serves as a key indicator of how well one is managing their finances. In simple terms, it compares the income generated within a specific period to the expenses incurred during the same timeframe. A high ratio indicates that income significantly exceeds expenses, which is a positive sign of financial stability. Conversely, a low ratio suggests that expenses are greater than income, potentially leading to financial difficulties.To illustrate this concept, let’s consider a hypothetical individual named Jane. Jane earns $3,000 per month from her job. Her monthly expenses, including rent, utilities, groceries, and entertainment, total $2,200. In this case, the ratio of current income to current expense would be calculated by dividing her income by her expenses. Therefore, Jane's ratio is $3,000 / $2,200, which equals approximately 1.36. This means Jane has $1.36 in income for every dollar she spends, indicating a healthy financial situation.Now, let’s examine what happens if Jane’s circumstances change. Suppose she loses her job and her income drops to $1,800 per month while her expenses remain the same at $2,200. The new ratio of current income to current expense would now be $1,800 / $2,200, which equals about 0.82. This decline in the ratio signals that Jane is now spending more than she earns, which could lead to debt accumulation if the situation persists.For businesses, the ratio of current income to current expense is equally significant. Companies often rely on this ratio to make informed financial decisions. For example, a business that generates $500,000 in revenue but has expenses amounting to $600,000 would have a ratio of $500,000 / $600,000, or approximately 0.83. This indicates that the business is operating at a loss, which may necessitate cost-cutting measures or strategies to increase revenue.In conclusion, the ratio of current income to current expense is a fundamental metric for evaluating financial health. It provides insight into whether an individual or organization is living within its means or facing potential financial strain. Understanding and monitoring this ratio can empower individuals and businesses to make better financial choices, ultimately leading to improved financial stability and growth. Regular assessments of this ratio can guide budgeting decisions, savings plans, and investment strategies, ensuring that one remains on a path toward financial success.

理解财务健康对个人和企业至关重要。一个可以帮助评估这种健康状况的重要概念是当前收入与当前支出之比。这个比率作为一个关键指标，显示了一个人如何管理他们的财务。简单来说，它将特定时期内产生的收入与同一时间段内发生的支出进行比较。高比率表明收入显著超过支出，这是一种财务稳定的积极信号。相反，低比率则表明支出大于收入，可能导致财务困难。为了说明这一概念，让我们考虑一个假设的个人，名叫简。简每月从工作中赚取3000美元。她的每月支出，包括租金、水电费、杂货和娱乐，总计2200美元。在这种情况下，当前收入与当前支出之比将通过将她的收入除以她的支出来计算。因此，简的比率为3000美元/2200美元，约等于1.36。这意味着简每花一美元就有1.36美元的收入，表明她的财务状况健康。现在，让我们看看如果简的情况发生变化会怎样。假设她失业了，收入降至每月1800美元，而支出仍然保持在2200美元。那么新的当前收入与当前支出之比现在为1800美元/2200美元，约等于0.82。这一比率的下降表明简现在的支出超过了收入，如果这种情况持续下去，可能会导致债务累积。对于企业而言，当前收入与当前支出之比同样重要。公司通常依赖这个比率来做出明智的财务决策。例如，某个企业产生50万美元的收入，但支出达到60万美元，那么它的比率为50万美元/60万美元，约为0.83。这表明该企业正在亏损，可能需要采取削减成本或增加收入的措施。总之，当前收入与当前支出之比是评估财务健康的基本指标。它提供了一个人或组织是否在量入为出的生活，或者面临潜在财务压力的洞察。理解和监控这个比率可以使个人和企业做出更好的财务选择，最终实现财务稳定和增长。定期评估这一比率可以指导预算决策、储蓄计划和投资策略，确保一个人保持在通往财务成功的道路上。