zero-based budget

简明释义

零基预算

英英释义

例句

1.The finance team implemented a zero-based budget to ensure that every expense was justified from scratch.

财务团队实施了零基预算，以确保每一项开支都从头开始得到合理的解释。

2.The CEO believes that a zero-based budget will encourage innovation and reduce waste.

首席执行官认为零基预算将鼓励创新并减少浪费。

3.Using a zero-based budget can help organizations allocate resources more efficiently.

使用零基预算可以帮助组织更有效地分配资源。

4.To better manage expenditures, we decided to switch to a zero-based budget system this year.

为了更好地管理支出，我们决定今年切换到零基预算系统。

5.In the new fiscal year, our department will adopt a zero-based budget approach to cut unnecessary costs.

在新财年，我们部门将采用零基预算的方法来削减不必要的开支。

作文

In today's fast-paced economic environment, managing finances effectively is crucial for both individuals and organizations. One of the most effective financial management strategies is the concept of a zero-based budget. A zero-based budget is a method where every dollar of income is allocated to specific expenses, savings, or investments, resulting in a net balance of zero at the end of the budgeting period. This approach not only helps in tracking spending but also encourages careful consideration of each expense.The traditional budgeting method often relies on previous budgets as a baseline, which can lead to unnecessary expenditures being carried over. In contrast, a zero-based budget starts from scratch each period, requiring all expenses to be justified anew. This means that every department in an organization or every category in a personal budget must provide a rationale for their proposed expenditures. For example, if a company wants to allocate funds for marketing, it must present a detailed plan explaining why the funds are necessary and how they will contribute to the company's goals.Implementing a zero-based budget can have numerous benefits. Firstly, it fosters a culture of accountability. Since every expense needs justification, departments or individuals become more mindful of their spending habits. They are less likely to approve frivolous expenses simply because they were part of the previous budget. Secondly, this budgeting method can lead to cost savings. By scrutinizing each line item, organizations can identify areas where they can cut costs without sacrificing quality or performance.Moreover, a zero-based budget allows for greater flexibility. In a rapidly changing business environment, priorities can shift quickly. With traditional budgeting methods, it can be challenging to reallocate funds mid-cycle. However, with a zero-based budget, adjustments can be made more easily, reflecting the current needs and objectives of the organization or individual.Despite its advantages, transitioning to a zero-based budget can be challenging. It requires a significant amount of time and effort to prepare and maintain. Organizations need to ensure that all employees are trained and understand the process. Additionally, it may create resistance among staff who are accustomed to the traditional budgeting approach. However, with proper implementation and communication, these challenges can be overcome.In conclusion, a zero-based budget is a powerful tool for financial management. It encourages accountability, promotes cost savings, and allows for greater flexibility in budgeting. While the transition may require effort, the long-term benefits can significantly enhance financial health. As individuals and organizations navigate the complexities of modern finance, adopting a zero-based budget could be a strategic move towards achieving their financial goals.

在当今快速发展的经济环境中，有效管理财务对个人和组织至关重要。最有效的财务管理策略之一是零基预算的概念。零基预算是一种方法，其中每一美元收入都分配给特定的支出、储蓄或投资，从而在预算周期结束时实现净余额为零。这种方法不仅有助于跟踪支出，还鼓励对每一项支出进行仔细考虑。传统的预算方法通常依赖于以前的预算作为基准，这可能导致不必要的支出被延续。相比之下，零基预算在每个周期从头开始，要求所有支出重新进行合理化。这意味着组织中的每个部门或个人预算中的每个类别都必须提供其拟议支出的理由。例如，如果一家公司想要为市场营销分配资金，就必须提出详细计划，解释资金为何必要以及如何促进公司的目标。实施零基预算可以带来许多好处。首先，它培养了一种问责文化。由于每一项支出都需要合理化，因此部门或个人会更加关注他们的消费习惯。他们不太可能仅仅因为支出是以前预算的一部分而批准不必要的支出。其次，这种预算方法可以导致成本节约。通过审查每一项支出，组织可以识别出可以削减成本的领域，而不会牺牲质量或绩效。此外，零基预算允许更大的灵活性。在快速变化的商业环境中，优先事项可能迅速变化。使用传统预算方法，在周期中重新分配资金可能会很困难。然而，使用零基预算，可以更轻松地进行调整，以反映组织或个人当前的需求和目标。尽管有其优势，但过渡到零基预算可能会面临挑战。它需要大量的时间和精力来准备和维护。组织需要确保所有员工都经过培训并理解该过程。此外，它可能会在习惯于传统预算方法的员工中产生抵触情绪。然而，通过适当的实施和沟通，这些挑战是可以克服的。总之，零基预算是一个强大的财务管理工具。它鼓励问责，促进成本节约，并允许在预算中实现更大的灵活性。虽然过渡可能需要努力，但长期收益可以显著提升财务健康。随着个人和组织应对现代金融的复杂性，采用零基预算可能是实现财务目标的战略举措。