compound with creditors

简明释义

了结债务

英英释义

例句

1.In times of financial distress, many companies opt to compound with creditors for a more manageable repayment plan.

在财务困境中，许多公司选择与债权人和解以制定更可管理的还款计划。

2.The financial advisor recommended that the firm compound with creditors to reduce their liabilities.

财务顾问建议该公司与债权人和解以减少负债。

3.The company decided to compound with creditors to settle its outstanding debts.

公司决定与债权人和解以清偿未偿还的债务。

4.To improve cash flow, the business owner chose to compound with creditors rather than face liquidation.

为了改善现金流，企业主选择与债权人和解而不是面对清算。

5.After months of negotiation, they finally managed to compound with creditors and avoid bankruptcy.

经过几个月的谈判，他们终于设法与债权人和解，避免了破产。

作文

In the world of finance and business, the term compound with creditors refers to a process in which a debtor negotiates with their creditors to settle debts for less than the full amount owed. This is often seen as a practical solution for individuals or businesses facing financial difficulties. The essence of this process lies in reaching an agreement that benefits both parties: the creditor receives some payment rather than risking a total loss, while the debtor can relieve themselves of overwhelming debt obligations. Understanding the context in which one might compound with creditors is crucial. For instance, during economic downturns or personal financial crises, many individuals and companies find themselves unable to meet their financial commitments. In such cases, they may seek to negotiate a settlement. This can involve various strategies, including offering a lump sum payment, restructuring the repayment terms, or extending the duration of the loan.One of the key advantages of compounding with creditors is that it can help restore financial stability. By settling debts for a reduced amount, debtors can free up resources that can be redirected towards more pressing financial needs or investments. This can ultimately lead to a healthier financial situation in the long run. Furthermore, creditors may prefer this option over pursuing lengthy legal battles or writing off the debt entirely, as it allows them to recoup at least a portion of what they are owed.However, the process of compounding with creditors is not without its challenges. Negotiating a settlement requires effective communication and negotiation skills. Debtors must be prepared to present their case convincingly and demonstrate their willingness to repay what they can. Additionally, creditors may have their own policies and limitations regarding settlements, which can complicate negotiations. It is also important to keep in mind that settling debts can have implications for one’s credit score, potentially affecting future borrowing capabilities.In conclusion, compound with creditors is a significant concept within the realm of debt management and financial negotiation. It serves as a viable option for those struggling with debt, allowing them to negotiate terms that can alleviate their financial burden. While there are obstacles to overcome, the potential benefits of reaching a settlement can lead to a path toward financial recovery and stability. As individuals and businesses navigate their financial journeys, understanding how to effectively compound with creditors can be a valuable tool in achieving their goals and maintaining a healthy financial outlook.

在金融和商业的世界中，术语与债权人和解指的是债务人与其债权人进行谈判，以低于所欠总额的金额偿还债务的过程。这通常被视为面临财务困难的个人或企业的实际解决方案。这一过程的本质在于达成对双方都有利的协议：债权人获得一定的支付，而不是冒着完全损失的风险，而债务人则可以解除压倒性的债务义务。理解何时可能与债权人和解的背景至关重要。例如，在经济衰退或个人财务危机期间，许多人和公司发现自己无法履行财务承诺。在这种情况下，他们可能会寻求谈判和解。这可能涉及各种策略，包括提供一次性付款、重组还款条款或延长贷款期限。与债权人和解的一个主要优势是它可以帮助恢复财务稳定。通过以减少的金额结清债务，债务人可以释放出资金，重新投入到更紧迫的财务需求或投资中。这最终可以导致长期的更健康的财务状况。此外，债权人可能更倾向于选择这一选项，而不是追求漫长的法律斗争或完全注销债务，因为这使他们能够收回至少部分应得款项。然而，与债权人和解的过程并非没有挑战。谈判和解需要有效的沟通和谈判技巧。债务人必须准备好令人信服地陈述自己的案例，并展示他们愿意偿还的意愿。此外，债权人可能有自己的政策和限制，这可能会使谈判复杂化。还需注意的是，结清债务可能会对个人信用评分产生影响，从而影响未来的借贷能力。总之，与债权人和解是债务管理和财务谈判领域中的一个重要概念。它为那些面临债务困扰的人提供了一个可行的选择，使他们能够谈判出减轻财务负担的条款。尽管存在克服的障碍，但达成和解的潜在好处可以为财务恢复和稳定开辟一条道路。在个人和企业导航其财务旅程时，理解如何有效地与债权人和解可以成为实现目标和保持健康财务前景的宝贵工具。