joint rate

简明释义

联合收费

英英释义

例句

1.The insurance company offers a discount for couples with a joint rate 联合费率 on their policy.

保险公司为夫妻提供折扣，适用于他们的保单的joint rate 联合费率。

2.The joint rate 联合费率 allows us to save money on our utilities.

这个joint rate 联合费率让我们在公用事业费用上省钱。

3.When filing taxes, we need to choose between a single rate and a joint rate 联合费率 for married couples.

在报税时，我们需要在单人税率和已婚夫妇的joint rate 联合费率之间进行选择。

4.We decided to apply for the mortgage together to take advantage of the joint rate 联合费率.

我们决定共同申请抵押贷款，以利用joint rate 联合费率。

5.The joint rate 联合费率 for this loan is more favorable than the individual rates.

这个贷款的joint rate 联合费率比个人利率更有利。

作文

In the realm of economics and finance, the term joint rate is often used to describe a combined interest rate or return that results from two or more different sources or investments. This concept is essential for investors and financial analysts as it helps them understand the overall yield of their portfolios. To illustrate this, let’s consider an example involving two investment options: a bond and a stock. The bond offers a fixed interest rate of 4%, while the stock has a variable return averaging around 8%. When an investor decides to allocate funds into both assets, calculating the joint rate becomes crucial to evaluate the total expected return on their investment.To compute the joint rate, one must first determine the proportion of the total investment allocated to each asset. Suppose the investor puts $10,000 into the bond and $5,000 into the stock. The total investment is $15,000. The returns from each investment can be calculated as follows: from the bond, the return would be $10,000 multiplied by 4%, which equals $400. From the stock, the return would be $5,000 multiplied by 8%, resulting in $400. Therefore, the total return from both investments is $800.Next, to find the joint rate, we divide the total return by the total investment: $800 divided by $15,000, which gives us approximately 5.33%. This joint rate indicates the overall return on the combined investment, providing the investor with a clearer picture of their financial performance.Understanding the joint rate is not only beneficial for individual investors but also vital for businesses that may have multiple revenue streams. For instance, a company that generates income from both product sales and service fees can calculate its joint rate to assess the effectiveness of its overall business strategy. By analyzing the joint rate, businesses can make informed decisions about where to allocate resources, whether to expand certain operations, or how to adjust pricing strategies to maximize profits.Moreover, the concept of joint rate can also be applied in various fields such as insurance, where multiple policies might be bundled together, leading to a combined rate that offers a discount compared to purchasing each policy separately. This joint approach allows customers to save money while ensuring comprehensive coverage, thus exemplifying the practical application of the joint rate in everyday financial decisions.In conclusion, the term joint rate serves as a powerful tool for evaluating combined returns from multiple investments or revenue sources. Whether for individual investors seeking to optimize their portfolios or businesses aiming to enhance their profitability, understanding and calculating the joint rate can lead to better financial outcomes. As the financial landscape continues to evolve, mastering concepts such as the joint rate will remain crucial for anyone looking to navigate the complexities of investment and economic growth effectively.

在经济和金融领域，术语joint rate通常用于描述来自两个或多个不同来源或投资的组合利率或回报。这个概念对于投资者和金融分析师至关重要，因为它帮助他们理解其投资组合的整体收益。为了说明这一点，让我们考虑一个涉及两种投资选择的例子：债券和股票。债券提供固定的4%的利率，而股票的可变回报平均约为8%。当投资者决定将资金分配到这两种资产时，计算joint rate对于评估投资的总预期回报变得至关重要。要计算joint rate，首先必须确定分配给每种资产的总投资比例。假设投资者将$10,000投入债券，$5,000投入股票。总投资为$15,000。从每项投资的回报可以这样计算：债券的回报将是$10,000乘以4%，等于$400。股票的回报将是$5,000乘以8%，结果为$400。因此，来自这两项投资的总回报为$800。接下来，为了找到joint rate，我们将总回报除以总投资：$800除以$15,000，约为5.33%。这个joint rate表示综合投资的整体回报，为投资者提供了更清晰的财务表现图景。理解joint rate不仅对个人投资者有益，对于可能拥有多条收入来源的企业也至关重要。例如，一家通过产品销售和服务费用产生收入的公司，可以计算其joint rate来评估整体商业策略的有效性。通过分析joint rate，企业可以做出明智的决策，决定在哪里分配资源，是否扩展某些业务，或者如何调整定价策略以最大化利润。此外，joint rate的概念也可以应用于各种领域，比如保险，多个保单可能被捆绑在一起，导致与单独购买每个保单相比的组合费率。这种联合方法使客户能够节省资金，同时确保全面覆盖，从而例证了joint rate在日常财务决策中的实际应用。总之，术语joint rate作为评估来自多个投资或收入来源的组合回报的强大工具。无论是寻求优化其投资组合的个人投资者，还是希望提高盈利能力的企业，理解和计算joint rate都能带来更好的财务结果。随着金融环境的不断发展，掌握诸如joint rate等概念将对任何希望有效应对投资和经济增长复杂性的人来说仍然至关重要。