Federal funds; Fed funds; Feds

简明释义

联邦资金 ［美国］

英英释义

例句

1.Banks lend to each other at the Fed funds 联邦基金利率 rate to meet reserve requirements.

银行以Fed funds 联邦基金利率的利率相互借贷，以满足准备金要求。

2.The interest rate on Federal funds 联邦基金 has a significant impact on the economy.

对经济有重大影响的利率是Federal funds 联邦基金的利率。

3.Changes in the Feds 美联储 policy can influence Federal funds 联邦基金 rates.

对Feds 美联储政策的变化可能会影响Federal funds 联邦基金利率。

4.The Fed funds 联邦基金 market is crucial for maintaining liquidity in the banking system.

Fed funds 联邦基金市场对于维持银行系统的流动性至关重要。

5.Investors closely watch Feds 美联储 announcements for signals on future Federal funds 联邦基金 rate changes.

投资者密切关注Feds 美联储的公告，以获取未来Federal funds 联邦基金利率变化的信号。

作文

The term Federal funds refers to the reserves that banks hold at the Federal Reserve, which is the central bank of the United States. These funds are crucial for maintaining liquidity in the banking system and ensuring that banks can meet their obligations to depositors. When banks have excess reserves, they can lend these Fed funds to other banks that may be short on reserves. This borrowing and lending process is essential for the smooth functioning of the financial system. The interest rate at which these transactions occur is known as the federal funds rate, which is a key indicator of the monetary policy stance of the Federal Reserve.

Understanding the dynamics of Feds is vital for anyone interested in economics or finance. The Federal funds market is influenced by various factors, including economic indicators, inflation rates, and the overall health of the banking sector. For instance, when the economy is growing, there tends to be an increase in demand for loans, which can lead to higher Fed funds rates as banks compete for available capital.

The Federal Reserve uses the federal funds rate as a tool to control inflation and stimulate economic growth. By raising or lowering this rate, the Fed can influence borrowing costs for consumers and businesses. A lower federal funds rate makes borrowing cheaper, encouraging spending and investment, while a higher rate can help cool down an overheating economy.

Moreover, the actions of the Feds can have significant implications for global markets. Changes in U.S. monetary policy can affect foreign exchange rates, international trade, and capital flows. For example, if the Federal Reserve raises interest rates, it may attract foreign investment, leading to an appreciation of the U.S. dollar. Conversely, lower interest rates may result in a weaker dollar, impacting import and export dynamics.

In conclusion, the concepts of Federal funds, Fed funds, and Feds are interconnected and play a pivotal role in the U.S. economy. Understanding these terms helps individuals grasp how monetary policy affects financial markets, consumer behavior, and the broader economy. As we navigate through complex economic landscapes, being informed about the Federal funds market and its implications can empower us to make better financial decisions and understand the forces shaping our world.

术语Federal funds指的是银行在美国中央银行（即联邦储备银行）持有的准备金。这些资金对于维持银行系统的流动性和确保银行能够满足对存款人的义务至关重要。当银行拥有多余的准备金时，它们可以将这些Fed funds借给可能缺乏准备金的其他银行。这种借贷过程对于金融系统的顺利运作是必不可少的。这些交易发生的利率被称为联邦基金利率，这是联邦储备货币政策立场的一个关键指标。

理解Feds的动态对于任何对经济或金融感兴趣的人来说都是至关重要的。Federal funds市场受到多种因素的影响，包括经济指标、通货膨胀率和银行部门的整体健康状况。例如，当经济增长时，贷款需求往往会增加，这可能导致Fed funds利率上升，因为银行争夺可用资本。

此外，联邦储备利用联邦基金利率作为控制通货膨胀和刺激经济增长的工具。通过提高或降低这一利率，联邦储备可以影响消费者和企业的借贷成本。较低的联邦基金利率使借贷变得更便宜，从而鼓励消费和投资，而较高的利率则可以帮助降温过热的经济。

此外，Feds的行动可能对全球市场产生重大影响。美国货币政策的变化可能影响外汇汇率、国际贸易和资本流动。例如，如果联邦储备提高利率，可能会吸引外国投资，导致美元升值。相反，较低的利率可能导致美元贬值，从而影响进出口动态。

总之，Federal funds、Fed funds和Feds的概念是相互关联的，并在美国经济中发挥着关键作用。理解这些术语有助于个人掌握货币政策如何影响金融市场、消费者行为和更广泛的经济。在我们穿越复杂的经济环境时，了解Federal funds市场及其影响可以使我们更好地做出财务决策，并理解塑造我们世界的力量。