Federal Insurance Contribution Act (FICA)

简明释义

联邦保险特别税法

英英释义

例句

1.Understanding how Federal Insurance Contribution Act (FICA) 联邦保险贡献法案 affects your paycheck is crucial for financial planning.

了解联邦保险贡献法案 (FICA) 联邦保险贡献法案如何影响你的薪水对于财务规划至关重要。

2.The Federal Insurance Contribution Act (FICA) 联邦保险贡献法案 tax rate is currently set at 7.65% for employees.

目前员工的联邦保险贡献法案 (FICA) 联邦保险贡献法案税率为7.65%。

3.Employers are required to match the amount withheld from employees' paychecks for Federal Insurance Contribution Act (FICA) 联邦保险贡献法案.

雇主需要匹配从员工薪水中扣除的联邦保险贡献法案 (FICA) 联邦保险贡献法案金额。

4.Self-employed individuals must pay both the employer and employee portions of Federal Insurance Contribution Act (FICA) 联邦保险贡献法案 taxes on their net earnings.

自雇人士必须在其净收入上支付联邦保险贡献法案 (FICA) 联邦保险贡献法案税的雇主和员工两部分。

5.Employees in the United States have a portion of their wages withheld for the Federal Insurance Contribution Act (FICA) 联邦保险贡献法案, which funds Social Security and Medicare.

美国的员工工资中会扣除一部分用于联邦保险贡献法案 (FICA) 联邦保险贡献法案，以资助社会保障和医疗保险。

作文

The Federal Insurance Contribution Act (FICA) is a crucial piece of legislation in the United States that was enacted in 1935 as part of the Social Security Act. This act serves as the foundation for funding the Social Security and Medicare programs, which provide essential benefits to millions of Americans. Understanding the Federal Insurance Contribution Act (FICA) is important for both employees and employers, as it directly impacts wages and tax contributions.Under the Federal Insurance Contribution Act (FICA), both employees and employers are required to contribute a percentage of earnings to fund these social insurance programs. The current contribution rate is 6.2% for Social Security and 1.45% for Medicare, making a total of 7.65% for employees. Employers match this amount, contributing an equal percentage on behalf of their employees. This system ensures that funds are available to support individuals who are retired, disabled, or in need of medical assistance.The significance of the Federal Insurance Contribution Act (FICA) extends beyond just tax collection; it plays a vital role in the economic stability of the nation. By providing a safety net for retirees and those unable to work due to disability, FICA helps reduce poverty rates among older adults and promotes overall financial security. As the population ages, the importance of these programs will only continue to grow, making the Federal Insurance Contribution Act (FICA) more relevant than ever.Moreover, the Federal Insurance Contribution Act (FICA) also outlines how benefits are calculated. The amount a worker receives upon retirement is based on their earnings history and the number of years they have contributed to the Social Security system. This means that higher earners will receive larger benefits, while lower earners will receive less. However, the system is designed to provide a progressive benefit structure, ensuring that lower-income workers receive a relatively higher percentage of their pre-retirement income compared to higher earners.In addition to its direct financial implications, the Federal Insurance Contribution Act (FICA) also serves as a reminder of the social contract between the government and its citizens. It embodies the principle that society has a responsibility to care for its most vulnerable members. By contributing to Social Security and Medicare, workers are investing in a system that supports not only themselves but also their fellow citizens.However, the Federal Insurance Contribution Act (FICA) has faced challenges over the years. With demographic shifts leading to an aging population and a declining birth rate, there are concerns about the long-term sustainability of the Social Security and Medicare programs. Policymakers are constantly debating potential reforms to ensure these programs remain viable for future generations. These discussions often center around increasing the contribution rates, raising the retirement age, or altering the benefits structure.In conclusion, the Federal Insurance Contribution Act (FICA) is a fundamental aspect of the American social safety net. It not only provides critical financial support for retirees and disabled individuals but also represents a commitment to collective responsibility in caring for one another. As we navigate the complexities of modern society, understanding the implications of the Federal Insurance Contribution Act (FICA) will be essential for informed discussions about our nation's future. The ongoing debates surrounding its sustainability highlight the need for continual assessment and adjustment of our social programs to meet the needs of all citizens.

《联邦保险贡献法案（FICA）》是美国的一项重要立法，成立于1935年，作为社会保障法的一部分。该法案为社会保障和医疗保险项目的资金提供了基础，这些项目为数百万美国人提供了必要的福利。理解《联邦保险贡献法案（FICA）》对员工和雇主都很重要，因为它直接影响工资和税收贡献。根据《联邦保险贡献法案（FICA）》，员工和雇主都必须按一定比例的收入贡献资金，以资助这些社会保险项目。目前的贡献率为6.2%用于社会保障，1.45%用于医疗保险，员工的总贡献为7.65%。雇主也会匹配这一金额，为其员工贡献相同的比例。这一制度确保了资金可用于支持退休人员、残疾人士或需要医疗帮助的个人。《联邦保险贡献法案（FICA）》的重要性不仅仅体现在税收征收上；它在国家经济稳定中也起着至关重要的作用。通过为退休人员和因残疾无法工作的人提供安全网，FICA帮助降低老年人的贫困率，并促进整体经济安全。随着人口老龄化，这些项目的重要性只会继续增长，使《联邦保险贡献法案（FICA）》变得更加相关。此外，《联邦保险贡献法案（FICA）》还规定了福利的计算方式。工人在退休时所获得的金额基于他们的收入历史和贡献社会保障系统的年限。这意味着高收入者将获得更高的福利，而低收入者则获得较少。然而，该制度旨在提供一种渐进式的福利结构，确保低收入工人获得的退休前收入的相对比例高于高收入者。除了直接的财务影响外，《联邦保险贡献法案（FICA）》还提醒我们政府与公民之间的社会契约。它体现了社会有责任照顾其最脆弱成员的原则。通过为社会保障和医疗保险贡献资金，工人们正在投资一个不仅支持他们自己，也支持其他公民的系统。然而，《联邦保险贡献法案（FICA）》多年来面临挑战。由于人口结构的变化导致人口老龄化和出生率下降，人们对社会保障和医疗保险项目的长期可持续性表示担忧。政策制定者不断讨论潜在的改革，以确保这些项目在未来仍然可行。这些讨论通常围绕提高贡献率、提高退休年龄或改变福利结构进行。总之，《联邦保险贡献法案（FICA）》是美国社会安全网的基本组成部分。它不仅为退休人员和残疾人提供关键的财政支持，还代表着在照顾彼此方面社会的集体责任。随着我们应对现代社会的复杂性，理解《联邦保险贡献法案（FICA）》的影响将对关于国家未来的知情讨论至关重要。围绕其可持续性的持续辩论突显了对我们社会项目进行持续评估和调整以满足所有公民需求的必要性。