total loss

简明释义

亏损总额

英英释义

例句

1.The car repair shop informed me that the vehicle was a total loss and not worth fixing.

汽车修理店告诉我，这辆车是全损，不值得修理。

2.After the accident, the insurance company declared the car a total loss.

事故发生后，保险公司宣称这辆车为全损。

3.The fire left the building in ruins, and it was deemed a total loss by the assessors.

大火将建筑物烧成废墟，评估人员认为这是一处全损。

4.The boat sank after hitting a rock, resulting in a total loss for the owner.

船只撞上岩石后沉没，导致船主遭受全损。

5.If your home suffers extensive damage from a storm, it may be classified as a total loss.

如果您的房屋在风暴中遭受严重损坏，可能会被归类为全损。

作文

In today's world, we often hear the term total loss, especially in contexts related to insurance, finance, and even personal experiences. A total loss refers to a situation where an asset is completely destroyed or damaged beyond repair, rendering it valueless. This concept can be applied to various scenarios, including car accidents, property damage due to natural disasters, and even business investments that fail completely. Understanding the implications of a total loss is crucial for individuals and businesses alike, as it affects financial planning, insurance claims, and emotional well-being.For instance, consider a car accident where the vehicle is severely damaged. If the cost of repairs exceeds the car's current market value, the insurance company may declare it a total loss. In this case, the owner will receive compensation based on the car's value before the accident, but they will have to find a new vehicle. This situation can be stressful and financially burdensome, especially if the individual relies heavily on their car for daily activities.Similarly, homeowners face the risk of total loss when natural disasters strike. A house that is completely destroyed by a fire or flood may be deemed a total loss by insurance assessors. Homeowners must navigate the complex process of filing claims and rebuilding their lives after such devastating events. The emotional toll of losing a home can be profound, highlighting the importance of having adequate insurance coverage to mitigate the impact of a total loss.In the realm of finance, businesses can also experience total loss when investments fail. For example, if a startup invests heavily in a project that ultimately collapses, the funds allocated to that project may be considered a total loss. Investors and stakeholders may face significant financial setbacks, and the company might struggle to recover. This scenario underscores the importance of risk management and strategic planning in business operations.Moreover, the concept of total loss extends beyond tangible assets. It can also refer to emotional or psychological losses. For instance, when someone loses a loved one, they may feel as though they are experiencing a total loss of support and companionship. This kind of loss can lead to grief and a prolonged healing process, emphasizing the need for emotional resilience and support systems.In conclusion, the term total loss encapsulates a range of experiences that involve complete destruction or failure. Whether it pertains to physical assets, financial investments, or emotional connections, understanding the implications of a total loss is essential for effective decision-making and recovery. By acknowledging the potential for total loss in various aspects of life, individuals and businesses can better prepare themselves to handle adversity and rebuild in the face of challenges.

在当今世界，我们经常听到术语total loss，尤其是在与保险、金融甚至个人经历相关的背景中。total loss指的是一种情况，其中资产完全被摧毁或损坏到无法修复的程度，从而使其失去价值。这个概念可以应用于各种场景，包括汽车事故、因自然灾害造成的财产损失，甚至是完全失败的商业投资。理解total loss的含义对个人和企业来说至关重要，因为它影响着财务规划、保险索赔和情感健康。例如，考虑一个汽车事故，其中车辆严重受损。如果修理费用超过了汽车的当前市场价值，保险公司可能会宣布它为total loss。在这种情况下，车主将根据事故前汽车的价值获得赔偿，但他们必须寻找一辆新车。这种情况可能会造成压力和经济负担，特别是如果个人在日常活动中严重依赖他们的汽车。同样，房主在自然灾害袭击时也面临total loss的风险。一栋因火灾或洪水而完全被摧毁的房屋可能会被保险评估人员视为total loss。房主必须应对提交索赔和在如此毁灭性事件后重建生活的复杂过程。失去家园的情感代价可能是深远的，这突显了拥有足够保险覆盖的重要性，以减轻total loss的影响。在金融领域，企业也可能在投资失败时经历total loss。例如，如果一家初创公司在一个最终崩溃的项目上投入了大量资金，则分配给该项目的资金可能被视为total loss。投资者和利益相关者可能面临重大财务损失，而公司可能会努力恢复。这种情况强调了在商业运营中进行风险管理和战略规划的重要性。此外，total loss的概念超越了有形资产。它也可以指情感或心理上的损失。例如，当某人失去亲人时，他们可能会觉得自己经历了一种对支持和陪伴的total loss。这种损失可能导致悲伤和长期的愈合过程，强调了情感韧性和支持系统的必要性。总之，术语total loss概括了一系列涉及完全破坏或失败的经历。无论是涉及物理资产、金融投资还是情感联系，理解total loss的含义对于有效决策和恢复至关重要。通过承认生活各个方面潜在的total loss，个人和企业可以更好地准备自己应对逆境，并在面临挑战时重建。