net of reserves

简明释义

扣除准备金后净额

英英释义

例句

1.The revenue forecast for next quarter is expected to be strong, net of reserves for any unforeseen expenses.

下个季度的收入预测预计将强劲，扣除任何不可预见的费用准备金。

2.The company's profit for the year was reported as $1 million, net of reserves for potential bad debts.

该公司报告的年利润为100万美元，扣除准备金以防潜在坏账。

3.The financial statement showed an increase in assets net of reserves for depreciation.

财务报表显示资产增加，扣除折旧准备金。

4.Investors are looking at the fund's performance net of reserves to assess its true profitability.

投资者正在查看基金的表现，扣除准备金以评估其真实盈利能力。

5.When calculating the net income, we must consider all expenses net of reserves for taxes.

在计算净收入时，我们必须考虑所有费用，扣除税收准备金。

作文

In the world of finance and economics, understanding various terms and concepts is crucial for making informed decisions. One such term that often comes up in discussions about financial statements and asset management is net of reserves. This phrase refers to the amount remaining after accounting for reserves that are set aside to cover potential losses or liabilities. To grasp the significance of this term, we must first explore what reserves are and why they are important.Reserves are funds that a company or organization retains to safeguard against unforeseen circumstances, such as economic downturns, legal liabilities, or other financial uncertainties. For example, a bank might hold reserves to cover potential loan defaults, while an insurance company may set aside funds to pay for future claims. These reserves act as a safety net, ensuring that the entity can meet its obligations even in challenging times.When we talk about the net of reserves, we are essentially looking at the net assets available after these protective funds have been deducted. This figure is crucial for stakeholders, including investors, creditors, and management, as it provides a clearer picture of the actual financial health of an organization. Knowing the net of reserves helps in assessing how much capital is truly available for growth, expansion, or distribution among shareholders.For instance, consider a manufacturing company that has total assets worth $10 million and has set aside $2 million as reserves for potential equipment failures and market fluctuations. The net of reserves would then be $8 million. This means that while the company has substantial assets, only $8 million is readily available for investment or distribution. Investors looking at this figure can better understand the company's liquidity and risk profile.Moreover, the concept of net of reserves extends beyond individual companies to entire industries and economies. For example, during economic analysis, economists often look at the total reserves held by banks and financial institutions relative to their overall assets. This ratio can indicate the stability of the financial system and whether institutions are adequately prepared for potential economic shocks.In summary, the term net of reserves plays a vital role in financial analysis and decision-making. By understanding this concept, stakeholders can better evaluate an organization's financial position and its ability to navigate uncertainties. Whether you are an investor, a manager, or simply someone interested in economics, grasping the implications of net of reserves will enhance your comprehension of financial health and risk management strategies. As we continue to navigate an increasingly complex financial landscape, being well-versed in such terms becomes indispensable for making sound financial decisions and fostering economic resilience.

在金融和经济的世界中，理解各种术语和概念对于做出明智的决策至关重要。其中一个在财务报表和资产管理讨论中经常出现的术语是净储备。这个短语指的是在考虑到为应对潜在损失或负债而预留的储备后剩余的金额。要理解这个术语的重要性，我们首先必须探讨什么是储备以及它们为何重要。储备是公司或组织保留的资金，以防范不可预见的情况，例如经济衰退、法律责任或其他财务不确定性。例如，一家银行可能会持有储备以覆盖潜在的贷款违约，而一家保险公司可能会预留资金用于支付未来的索赔。这些储备充当安全网，确保实体即使在困难时期也能履行其义务。当我们谈论净储备时，我们实际上是在查看在扣除这些保护性资金后可用的净资产。这个数字对利益相关者，包括投资者、债权人和管理层至关重要，因为它提供了组织实际财务健康状况的更清晰画面。了解净储备有助于评估公司真正可用于增长、扩展或分配给股东的资本。例如，考虑一家制造公司，其总资产价值1000万美元，并已预留200万美元作为设备故障和市场波动的储备。那么，净储备就是800万美元。这意味着虽然公司拥有可观的资产，但只有800万美元可供投资或分配。投资者查看这一数字时可以更好地理解公司的流动性和风险状况。此外，净储备的概念不仅限于个别公司，还扩展到整个行业和经济。例如，在经济分析中，经济学家通常会查看银行和金融机构所持有的总储备与其整体资产的比率。这个比率可以指示金融系统的稳定性，以及机构是否为潜在的经济冲击做好充分准备。总之，术语净储备在财务分析和决策中扮演着至关重要的角色。通过理解这一概念，利益相关者可以更好地评估组织的财务状况及其应对不确定性的能力。无论您是投资者、管理者，还是仅仅对经济感兴趣的人，掌握净储备的含义将增强您对财务健康和风险管理策略的理解。随着我们继续应对日益复杂的金融环境，熟悉这样的术语对于做出明智的财务决策和促进经济韧性变得不可或缺。