statement of account

简明释义

客帐结单

英英释义

例句

1.I received a detailed statement of account from my bank yesterday.

我昨天收到了银行发来的详细账户对账单。

2.You can download your statement of account from the online banking portal.

你可以从网上银行门户下载你的账户对账单。

3.Before applying for a loan, you need to provide a statement of account for the last three months.

在申请贷款之前，你需要提供最近三个月的账户对账单。

4.The company sent me a statement of account showing all my transactions.

公司给我发了一份显示我所有交易的账户对账单。

5.Please review your statement of account carefully to ensure there are no errors.

请仔细查看你的账户对账单，以确保没有错误。

作文

A statement of account is a crucial document in the world of finance and accounting. It serves as a summary of all transactions between two parties over a specific period. Businesses and individuals rely on these statements to track their financial activities, understand their current financial position, and plan for the future. In this essay, I will explore the importance of a statement of account, its components, and how it can be utilized effectively.Firstly, the primary purpose of a statement of account is to provide clarity and transparency in financial dealings. For businesses, it outlines the money owed to them by customers or clients, as well as the payments they have received. This documentation helps in managing cash flow, which is essential for maintaining operations and ensuring that there are enough funds to cover expenses. For individuals, a statement of account can help track personal finances, such as credit card usage or loan repayments, allowing them to stay on top of their financial obligations.A typical statement of account includes several key components. Firstly, it lists the opening balance, which reflects the amount owed at the beginning of the period. Next, it details all transactions made during that time frame, including purchases, payments, and any adjustments made. Each transaction is usually accompanied by the date, description, and amount, providing a comprehensive overview of financial activity. Finally, the statement concludes with the closing balance, indicating the total amount owed at the end of the period. This structured format makes it easy for users to analyze their financial status at a glance.Moreover, a statement of account is not only useful for tracking finances but also plays a vital role in resolving disputes. If there are discrepancies between what a customer believes they owe and what the business claims, the statement of account serves as a reference point for both parties. By reviewing the documented transactions, they can identify where the misunderstanding lies and work towards a resolution. This can prevent potential conflicts and foster better relationships between businesses and their customers.In addition to its practical uses, a statement of account can also be a valuable tool for financial planning. By analyzing past transactions, individuals and businesses can identify spending patterns and areas where they can cut costs. This information is crucial for creating budgets and setting financial goals. For instance, if a person notices they are consistently overspending on dining out, they might decide to allocate a smaller portion of their budget to that category in the future. Similarly, businesses can use these statements to assess profitability and make informed decisions about pricing, marketing strategies, and investments.In conclusion, a statement of account is an indispensable financial document that provides a clear picture of monetary transactions between parties. Its importance in promoting transparency, resolving disputes, and aiding in financial planning cannot be overstated. Whether for personal use or business purposes, understanding how to read and utilize a statement of account is essential for effective financial management. By leveraging this document, individuals and businesses can take control of their finances, make informed decisions, and ultimately achieve their financial goals.

账目对账单是金融和会计领域中的一份重要文件。它作为特定时间段内两方之间所有交易的摘要。企业和个人依赖这些对账单来跟踪他们的财务活动，了解他们当前的财务状况，并为未来进行规划。在这篇文章中，我将探讨账目对账单的重要性、其组成部分，以及如何有效利用它。首先，账目对账单的主要目的是在财务交易中提供清晰度和透明度。对于企业来说，它列出了客户或客户所欠的款项，以及他们已收到的付款。这份文件有助于管理现金流，这是维持运营和确保有足够资金覆盖费用的关键。对于个人来说，账目对账单可以帮助跟踪个人财务，例如信用卡使用或贷款偿还，使他们能够掌握自己的财务义务。一个典型的账目对账单包含几个关键组成部分。首先，它列出期初余额，反映期初欠款的金额。接下来，它详细列出该时间段内的所有交易，包括购买、付款和任何调整。每笔交易通常附有日期、描述和金额，为财务活动提供全面的概述。最后，账目对账单以期末余额结束，指明期末总共欠款的金额。这种结构化格式使用户能够一目了然地分析其财务状况。此外，账目对账单不仅在跟踪财务方面有用，还在解决争议中发挥着重要作用。如果客户认为自己欠款的金额与企业声称的金额不一致，账目对账单就成为双方的参考点。通过审查记录的交易，他们可以识别误解所在，并努力达成解决方案。这可以防止潜在的冲突，促进企业与客户之间的良好关系。除了其实际用途外，账目对账单还可以作为财务规划的宝贵工具。通过分析过去的交易，个人和企业可以识别支出模式以及可以削减成本的领域。这些信息对于制定预算和设定财务目标至关重要。例如，如果一个人注意到自己在外出就餐上持续超支，他们可能决定在未来将预算中分配给该类别的比例缩小。同样，企业可以利用这些对账单评估盈利能力，并就定价、市场营销策略和投资做出明智的决策。总之，账目对账单是一份不可或缺的财务文件，提供了双方货币交易的清晰图景。它在促进透明度、解决争议和辅助财务规划方面的重要性不容小觑。无论是个人使用还是商业目的，理解如何阅读和利用账目对账单对于有效的财务管理至关重要。通过利用这份文件，个人和企业可以掌控自己的财务，做出明智的决策，并最终实现他们的财务目标。