discretionary purchasing power

简明释义

可自由支配的购买力

英英释义

例句

1.Many families are struggling to maintain their discretionary purchasing power 可支配购买力 due to rising living costs.

由于生活成本上升，许多家庭努力维持他们的可支配购买力。

2.Consumer confidence is linked to discretionary purchasing power 可支配购买力 and affects spending habits.

消费者信心与可支配购买力相关，并影响消费习惯。

3.The increase in salaries has improved the discretionary purchasing power 可支配购买力 of many workers.

工资的增加提高了许多工人的可支配购买力。

4.After paying for essentials, she had little discretionary purchasing power 可支配购买力 left for entertainment.

在支付了必需品后，她几乎没有剩余的可支配购买力用于娱乐。

5.Investing in education can enhance your discretionary purchasing power 可支配购买力 in the long run.

投资教育可以在长期内增强你的可支配购买力。

作文

In today's economy, the concept of discretionary purchasing power plays a significant role in shaping consumer behavior and influencing market trends. Discretionary purchasing power refers to the amount of money that an individual has available to spend on non-essential goods and services after accounting for necessary expenses such as housing, food, and healthcare. This financial flexibility allows consumers to make choices about how they want to spend their money, which can vary greatly from one person to another based on income levels, economic conditions, and personal priorities.When people have a higher discretionary purchasing power, they are more likely to indulge in luxury items, entertainment, travel, and other non-essential purchases. This increase in spending can stimulate economic growth, as businesses thrive on the sales generated from these discretionary purchases. For example, during periods of economic prosperity, consumers may choose to dine out more frequently, buy new gadgets, or take vacations, all of which contribute to a vibrant economy.On the other hand, when discretionary purchasing power is low, consumers tend to tighten their budgets and prioritize essential expenditures. This phenomenon often occurs during economic downturns or recessions when job security is uncertain, and individuals may fear for their financial stability. In such times, discretionary spending typically decreases as people focus on saving and covering their basic needs. Businesses that rely heavily on discretionary spending, such as restaurants, luxury retailers, and entertainment venues, may struggle to maintain profitability during these challenging periods.Understanding the dynamics of discretionary purchasing power is crucial for businesses and policymakers alike. For businesses, recognizing trends in consumer spending can inform marketing strategies, product offerings, and pricing models. For instance, companies may introduce budget-friendly options or promotional discounts to attract customers during times of reduced discretionary purchasing power. Additionally, businesses can analyze shifts in consumer preferences to adapt to changing demands, ensuring their long-term viability in the market.Policymakers also need to consider discretionary purchasing power when crafting economic policies. Tax cuts, stimulus packages, and social welfare programs can enhance consumers' financial situations, thereby increasing their discretionary income. By promoting policies that boost employment and wage growth, governments can foster an environment where individuals feel confident in their financial standing and are more willing to spend on non-essential items.In conclusion, discretionary purchasing power is a vital aspect of consumer economics that reflects an individual's ability to spend on non-essential goods and services. Its fluctuations can significantly impact both individual lifestyles and broader economic conditions. As we navigate through various economic cycles, understanding and monitoring this concept will be essential for businesses aiming to thrive and for policymakers seeking to promote sustainable economic growth.

在当今经济中，可支配购买力的概念在塑造消费者行为和影响市场趋势方面发挥着重要作用。可支配购买力是指个人在支付必要费用（如住房、食品和医疗保健）后，可以用于非必需商品和服务的可支配资金。这种财务灵活性使消费者能够选择如何花费他们的钱，而这因收入水平、经济状况和个人优先事项的不同而有很大差异。当人们拥有更高的可支配购买力时，他们更有可能沉溺于奢侈品、娱乐、旅游和其他非必需品的消费。这种支出增加可以刺激经济增长，因为企业依赖于这些可支配消费所产生的销售。例如，在经济繁荣时期，消费者可能会选择更频繁地外出就餐、购买新电子产品或度假，所有这些都对活跃的经济做出了贡献。另一方面，当可支配购买力低时，消费者往往会收紧预算，优先考虑必要开支。这种现象通常发生在经济衰退或不景气期间，当工作安全性不确定时，个人可能会担心自己的财务稳定性。在这种情况下，可支配支出通常会减少，因为人们专注于储蓄和满足基本需求。依赖可支配消费的企业，如餐厅、奢侈品零售商和娱乐场所，在这些困难时期可能难以保持盈利。理解可支配购买力的动态对于企业和政策制定者都至关重要。对于企业而言，识别消费者支出趋势可以为市场营销策略、产品供应和定价模型提供信息。例如，在可支配购买力降低的时期，公司可能会推出经济实惠的选择或促销折扣，以吸引顾客。此外，企业还可以分析消费者偏好的变化，以适应不断变化的需求，从而确保其在市场中的长期生存。政策制定者在制定经济政策时也需要考虑可支配购买力。减税、刺激计划和社会福利项目可以改善消费者的财务状况，从而增加他们的可支配收入。通过促进提高就业和工资增长的政策，政府可以营造一个个人对自身财务状况充满信心的环境，使他们更愿意在非必需品上消费。总之，可支配购买力是消费者经济学的一个重要方面，反映了个人在非必需商品和服务上的支出能力。它的波动可以显著影响个人生活方式和更广泛的经济状况。在我们经历各种经济周期时，理解和监测这一概念对于企业的繁荣和政策制定者推动可持续经济增长都是至关重要的。