funds at one's disposition

简明释义

可自行支配的资金

英英释义

例句

1.As a manager, you must ensure that you have funds at your disposition for unexpected expenses.

作为经理，你必须确保你有可支配资金来应对意外开支。

2.Our project team was thrilled to find out we had funds at our disposition for additional research.

我们的项目团队很高兴得知我们有可支配资金进行额外研究。

3.Investors want to know how much funds are at your disposition before committing to the project.

投资者希望在承诺项目前了解有多少可支配资金。

4.The government allocated funds at their disposition for disaster relief efforts.

政府拨出了可支配资金用于灾后救助工作。

5.The charity organization has sufficient funds at its disposition to support the local community projects.

这个慈善组织有足够的可支配资金来支持当地社区项目。

作文

In today's fast-paced world, financial independence has become a crucial aspect of life for many individuals. One important concept that often arises in discussions about personal finance is having sufficient funds at one's disposition. This phrase refers to the amount of money that an individual has available to spend or invest as they see fit. Understanding this concept can significantly impact one's financial planning and decision-making processes.Having adequate funds at one's disposition means that a person has the freedom to allocate their resources according to their priorities and needs. For instance, if someone has a stable income and a healthy savings account, they are more likely to feel secure in making significant purchases or investments. This financial security allows individuals to take calculated risks, whether it’s starting a business, investing in stocks, or even taking a vacation. Without sufficient funds, these opportunities may remain out of reach.Moreover, the availability of funds at one's disposition can also influence one’s lifestyle choices. Individuals with ample financial resources may choose to live in a nicer neighborhood, dine at upscale restaurants, or travel frequently. On the other hand, those with limited funds might find themselves making sacrifices or living paycheck to paycheck. This disparity can lead to stress and anxiety, affecting overall well-being.It is essential to recognize that having funds at one's disposition does not solely depend on income; it also involves effective budgeting and financial management. Individuals must learn to track their expenses, save diligently, and invest wisely to ensure that they have enough funds available when needed. Creating a budget that outlines fixed and variable expenses can help individuals identify areas where they can cut back and save more money.Additionally, emergency funds play a vital role in ensuring that individuals have funds at one's disposition during unexpected situations. Life is unpredictable, and having a safety net can provide peace of mind. Financial experts often recommend setting aside three to six months' worth of living expenses in an easily accessible account. This way, if an emergency arises, individuals can tap into these funds without derailing their long-term financial goals.In conclusion, understanding the importance of having funds at one's disposition is essential for achieving financial stability and independence. It empowers individuals to make informed decisions, pursue opportunities, and navigate life's challenges with confidence. By managing finances effectively, saving diligently, and preparing for emergencies, anyone can enhance their financial situation and enjoy the freedom that comes with having sufficient funds available for their needs and desires.

在当今快节奏的世界中，财务独立已成为许多个人生活中的一个关键方面。一个在个人理财讨论中经常出现的重要概念是拥有足够的可支配资金。这个短语指的是个人可以根据自己的意愿支出或投资的可用资金量。理解这个概念可以显著影响一个人的财务规划和决策过程。拥有充足的可支配资金意味着一个人有自由将其资源分配到优先事项和需求上。例如，如果某人有稳定的收入和健康的储蓄账户，他们更有可能在进行重大购买或投资时感到安全。这种财务安全使个人能够承担经过深思熟虑的风险，无论是创业、投资股票，还是甚至度假。没有足够的资金，这些机会可能会遥不可及。此外，可支配资金的可用性也会影响一个人的生活方式选择。拥有充足财务资源的个人可能选择住在更好的社区，在高档餐厅就餐，或经常旅行。另一方面，资金有限的人可能会发现自己不得不做出牺牲，或者生活在每月发薪日之间。这种差异可能导致压力和焦虑，影响整体幸福感。必须认识到，拥有可支配资金不仅仅依赖于收入；它还涉及有效的预算和财务管理。个人必须学会跟踪自己的支出，勤奋储蓄，并明智地投资，以确保在需要时有足够的资金可用。创建一个概述固定和可变支出的预算可以帮助个人识别可以削减和节省更多资金的领域。此外，应急基金在确保个人在意外情况下拥有可支配资金方面发挥着至关重要的作用。生活是不可预测的，拥有安全网可以提供心理安慰。财务专家通常建议将三到六个月的生活费用存入一个易于访问的账户。这样，如果出现紧急情况，个人可以动用这些资金，而不影响他们的长期财务目标。总之，理解拥有可支配资金的重要性对于实现财务稳定和独立至关重要。它使个人能够做出明智的决策，追求机会，并自信地应对生活挑战。通过有效管理财务、勤奋储蓄和为紧急情况做好准备，任何人都可以改善自己的财务状况，享受拥有足够资金满足其需求和愿望所带来的自由。