total disposable income

简明释义

可支配收入总额

英英释义

例句

1.Understanding your total disposable income 可支配收入 can help you budget better.

了解你的总可支配收入 可支配收入可以帮助你更好地制定预算。

2.To save for a vacation, I need to track my total disposable income 可支配收入 each month.

为了存钱去度假，我需要每月跟踪我的总可支配收入 可支配收入。

3.After paying all necessary bills, my total disposable income 可支配收入 is quite limited.

支付所有必要账单后，我的总可支配收入 可支配收入相当有限。

4.A higher total disposable income 可支配收入 often leads to more spending on luxury items.

更高的总可支配收入 可支配收入通常会导致在奢侈品上的消费增加。

5.We calculated our total disposable income 可支配收入 to see if we could afford a new car.

我们计算了我们的总可支配收入 可支配收入，看看是否能买得起新车。

作文

Understanding the concept of total disposable income is crucial for both individuals and policymakers. Total disposable income refers to the amount of money that households have available for spending and saving after income taxes have been deducted. It is a key indicator of the economic health of a household and provides insight into consumer behavior, which can influence overall economic growth.In essence, total disposable income represents the financial resources that an individual or family can use at their discretion. This includes wages, salaries, and any other sources of income, minus taxes. For instance, if a household earns $60,000 annually and pays $10,000 in taxes, their total disposable income would be $50,000. This amount can then be allocated towards essential expenses such as housing, food, and healthcare, as well as discretionary spending on entertainment and leisure activities.The significance of total disposable income extends beyond personal finance; it plays a vital role in shaping the economy. When households experience an increase in their total disposable income, they are likely to spend more, which stimulates demand for goods and services. This increased consumption can lead to higher production levels, job creation, and ultimately contribute to economic growth. Conversely, when total disposable income declines, consumers tend to cut back on spending, which can have a negative ripple effect on the economy.Furthermore, understanding total disposable income is essential for effective policy-making. Governments often analyze this metric to assess the financial well-being of their citizens. By monitoring changes in total disposable income, policymakers can identify trends and implement measures to support economic stability. For example, during economic downturns, governments may introduce tax cuts or direct financial assistance to boost total disposable income and encourage consumer spending.Moreover, the distribution of total disposable income within a population can highlight issues of inequality. A significant disparity in total disposable income among different socioeconomic groups can lead to social unrest and hinder economic mobility. Therefore, addressing these disparities through targeted policies can enhance social equity and promote a more balanced economic environment.In conclusion, total disposable income is a fundamental concept that reflects the financial capacity of households and influences economic dynamics. By understanding its implications, individuals can make informed financial decisions, while policymakers can devise strategies to foster economic growth and address inequality. Ultimately, a healthy level of total disposable income is essential for the prosperity of both individuals and society as a whole.

理解可支配总收入这一概念对个人和政策制定者都至关重要。可支配总收入是指家庭在扣除所得税后可用于消费和储蓄的金额。这是衡量家庭经济健康状况的关键指标，能够提供消费者行为的洞察，从而影响整体经济增长。从本质上讲，可支配总收入代表了个人或家庭可以自由支配的财务资源。这包括工资、薪金和其他收入来源，减去税款。例如，如果一个家庭年收入为60,000美元，支付10,000美元的税款，那么他们的可支配总收入将为50,000美元。这笔钱可以用于住房、食品和医疗等基本开支，以及娱乐和休闲活动等可自由支配的消费。可支配总收入的重要性超出了个人财务，它在塑造经济方面发挥着重要作用。当家庭的可支配总收入增加时，他们可能会花费更多，这刺激了对商品和服务的需求。这种消费的增加可能导致生产水平提高、创造就业机会，并最终促进经济增长。相反，当可支配总收入下降时，消费者往往会削减开支，这可能对经济产生负面影响。此外，了解可支配总收入对于有效的政策制定至关重要。政府通常会分析这一指标，以评估公民的经济福祉。通过监测可支配总收入的变化，政策制定者可以识别趋势并实施措施以支持经济稳定。例如，在经济低迷时期，政府可能会推出减税或直接财政援助，以提升可支配总收入，鼓励消费者支出。此外，可支配总收入在不同人群中的分配情况可以突出不平等问题。不同社会经济群体之间的可支配总收入显著差异可能导致社会动荡，并阻碍经济流动性。因此，通过有针对性的政策解决这些差距，可以增强社会公平，促进更平衡的经济环境。总之，可支配总收入是一个基本概念，反映了家庭的财务能力并影响经济动态。通过理解其含义，个人可以做出明智的财务决策，而政策制定者可以制定促进经济增长和解决不平等问题的策略。最终，健康水平的可支配总收入对于个人和整个社会的繁荣都是必不可少的。