disposable real income

简明释义

可支配实际收入

英英释义

例句

1.A rise in taxes without corresponding wage increases can reduce disposable real income (可支配实际收入).

税收的增加而没有相应的工资增长可能会减少可支配实际收入。

2.Inflation can significantly erode disposable real income (可支配实际收入), making it harder for consumers to afford basic necessities.

通货膨胀会显著侵蚀可支配实际收入，使消费者更难负担基本生活必需品。

3.Many families are struggling to maintain their standard of living due to a decline in disposable real income (可支配实际收入).

许多家庭因<变动的可支配实际收入>而难以维持生活水平。

4.The government is implementing policies aimed at increasing disposable real income (可支配实际收入) for low-income households.

政府正在实施政策，旨在提高低收入家庭的可支配实际收入。

5.Increased wages can lead to higher disposable real income (可支配实际收入), which boosts consumer spending.

工资的增加可以导致更高的可支配实际收入，从而促进消费支出。

作文

Understanding the concept of disposable real income is essential for both economists and individuals alike. This term refers to the amount of money that households have available for spending and saving after income taxes have been deducted, adjusted for inflation. In simpler terms, it represents the actual purchasing power that people possess. As economies fluctuate and prices rise, the significance of disposable real income becomes increasingly apparent in assessing the financial health of individuals and families.When analyzing the economic landscape, disposable real income serves as a crucial indicator of consumer behavior. Higher levels of disposable real income typically lead to increased consumer spending, which drives economic growth. For instance, during periods of economic expansion, wages often rise, and if inflation remains stable, individuals find themselves with more disposable real income. This increase allows them to spend on non-essential goods and services, which in turn stimulates businesses and creates jobs.Conversely, during economic downturns, when job losses occur and wages stagnate, the disposable real income of households tends to decline. This situation forces families to tighten their budgets, prioritizing essential expenses such as housing, food, and healthcare. The reduction in disposable real income can lead to lower overall consumption, which further exacerbates economic challenges. Therefore, understanding how disposable real income is affected by various factors, including taxation, government policy, and inflation, is vital for policymakers aiming to foster economic stability.Moreover, the distribution of disposable real income within a population can highlight issues related to income inequality. If a significant portion of the population experiences stagnant or declining disposable real income, while a small percentage enjoys substantial increases, it raises concerns about social equity and economic mobility. Addressing these disparities is essential for creating a fair economic environment where all individuals have the opportunity to thrive.In addition to its implications for consumer spending and economic growth, disposable real income also plays a critical role in personal financial planning. Individuals must understand their own disposable real income to make informed decisions about budgeting, saving, and investing. By calculating their disposable real income, people can set realistic financial goals, whether it be saving for retirement, purchasing a home, or funding education.In conclusion, the concept of disposable real income is integral to understanding the dynamics of modern economies. It influences consumer behavior, reflects economic conditions, and impacts individual financial decisions. As we navigate the complexities of economic systems, recognizing the importance of disposable real income will help us better understand our financial realities and the broader economic environment around us. Therefore, both individuals and policymakers should prioritize understanding and monitoring disposable real income to foster a more sustainable and equitable economic future.

理解可支配实际收入的概念对经济学家和个人来说都至关重要。这个术语指的是家庭在扣除所得税后可用于消费和储蓄的金额，经过通货膨胀调整。简单来说，它代表了人们实际拥有的购买力。随着经济波动和物价上涨，可支配实际收入的重要性在评估个人和家庭的财务健康时变得越来越明显。在分析经济形势时，可支配实际收入作为消费者行为的重要指标。较高的可支配实际收入通常会导致消费者支出增加，从而推动经济增长。例如，在经济扩张期间，工资往往会上涨，如果通货膨胀保持稳定，个人会发现自己拥有更多的可支配实际收入。这种增加使他们能够在非必需品上消费，从而刺激企业并创造就业机会。相反，在经济衰退期间，当失业发生和工资停滞时，家庭的可支配实际收入往往会下降。这种情况迫使家庭收紧预算，优先考虑住房、食品和医疗等基本开支。可支配实际收入的减少可能导致整体消费降低，进一步加剧经济挑战。因此，理解各种因素如何影响可支配实际收入，包括税收、政府政策和通货膨胀，对于旨在促进经济稳定的政策制定者至关重要。此外，可支配实际收入在一个人群中的分配可以突出与收入不平等相关的问题。如果相当大一部分人口的可支配实际收入停滞或下降，而少数人享有可观的增加，这就引发了社会公平和经济流动性的问题。解决这些差距对于创造一个公平的经济环境至关重要，使所有个人都有机会繁荣。除了对消费者支出和经济增长的影响外，可支配实际收入在个人财务规划中也发挥着关键作用。个人必须了解自己的可支配实际收入以便作出明智的预算、储蓄和投资决策。通过计算自己的可支配实际收入，人们可以设定现实的财务目标，无论是为退休储蓄、购买房屋还是资助教育。总之，可支配实际收入的概念对于理解现代经济的动态至关重要。它影响消费者行为，反映经济状况，并影响个人财务决策。在我们应对经济体系复杂性的过程中，认识到可支配实际收入的重要性将帮助我们更好地理解我们的财务现实以及周围更广泛的经济环境。因此，个人和政策制定者都应该优先考虑理解和监测可支配实际收入，以促进一个更可持续和公平的经济未来。