available balance

简明释义

可用余额

英英释义

例句

1.I transferred some funds yesterday, so my available balance should increase soon.

我昨天转了一些资金，所以我的可用余额很快就会增加。

2.My bank app shows that my available balance is lower than I expected.

我的银行应用显示我的可用余额低于我预期的水平。

3.Before making a large purchase, I checked my account to see the available balance.

在进行大额购买之前，我查看了我的账户以了解可用余额。

4.After paying my bills, I checked my available balance to see how much I had left.

在支付账单后，我查看了我的可用余额，想知道我还剩多少。

5.You cannot withdraw more money than your available balance.

你不能提取超过你可用余额的钱。

作文

In today's fast-paced financial world, understanding your finances is crucial for effective money management. One term that often comes up in banking and personal finance is available balance. The available balance refers to the amount of money in your bank account that you can access and use immediately. It is important to distinguish this from the total balance, which may include funds that are on hold or pending transactions. For instance, if you have a total balance of $1,000 but $300 is pending due to a recent purchase, your available balance would be $700. This means that before making any new purchases or withdrawals, you should always check your available balance to avoid overdrawing your account.Understanding your available balance is essential for budgeting. When you know how much money you can safely spend, you can plan your expenses accordingly. This is particularly important for students or anyone living on a tight budget. By keeping track of your available balance, you can ensure that you do not overspend, which could lead to overdraft fees or declined transactions. Moreover, many banks offer mobile applications that allow you to check your available balance at any time. This convenience enables you to make informed decisions about your spending while on the go. For example, if you are out shopping and want to buy a new shirt, checking your available balance can help you make sure that you have enough funds to cover the purchase without exceeding your budget.It's also worth noting that your available balance can change frequently throughout the day. Transactions such as deposits, withdrawals, and purchases can all affect this figure. Therefore, it is advisable to monitor your available balance regularly, especially if you are anticipating large transactions. In addition, understanding the concept of available balance can help you avoid potential pitfalls associated with banking. For instance, if you attempt to withdraw more than your available balance, you might incur overdraft fees. These fees can accumulate quickly, leading to financial strain. By being aware of your available balance, you can make better financial decisions and avoid unnecessary charges.Furthermore, when it comes to budgeting for bills and other expenses, knowing your available balance can help you prioritize your payments. If you have upcoming bills, you can check your available balance to determine how much you can allocate towards those expenses without risking an overdraft. This practice promotes better financial health and helps you stay on top of your obligations.In conclusion, the term available balance is integral to managing your finances effectively. It represents the funds you can access at any given moment. By understanding and monitoring your available balance, you can avoid overdrafts, manage your budget, and make informed financial decisions. Whether you are a student, a professional, or anyone in between, keeping an eye on your available balance will empower you to take control of your financial future. In a world where financial literacy is paramount, mastering terms like available balance can significantly enhance your ability to navigate your economic landscape successfully.

在当今快速发展的金融世界中，理解财务对有效的资金管理至关重要。一个常常出现在银行和个人财务中的术语是可用余额。可用余额指的是您可以立即访问和使用的银行账户中的金额。重要的是要将其与总余额区分开来，因为总余额可能包括被保留或待处理交易的资金。例如，如果您的总余额为1000美元，但由于最近的购买有300美元处于待处理状态，那么您的可用余额将为700美元。这意味着在进行任何新购买或提款之前，您应该始终检查您的可用余额，以避免透支您的账户。了解您的可用余额对于预算编制至关重要。当您知道自己可以安全消费多少钱时，您可以相应地规划支出。这对学生或任何生活在紧张预算下的人尤为重要。通过跟踪您的可用余额，您可以确保不超支，这可能导致透支费用或交易被拒绝。此外，许多银行提供移动应用程序，允许您随时检查您的可用余额。这种便利性使您能够在外出时做出明智的消费决策。例如，如果您正在购物并想买一件新衬衫，检查您的可用余额可以帮助您确保有足够的资金来支付购买，而不会超出预算。值得注意的是，您的可用余额可能会在一天内频繁变化。存款、取款和购买等交易都可能影响这个数字。因此，建议您定期监控您的可用余额，特别是如果您预期有大额交易时。此外，理解可用余额的概念可以帮助您避免与银行相关的潜在陷阱。例如，如果您试图提取超过您的可用余额的金额，您可能会产生透支费用。这些费用可能迅速累积，导致财务压力。通过了解您的可用余额，您可以做出更好的财务决策，避免不必要的费用。此外，在制定账单和其他支出的预算时，了解您的可用余额可以帮助您优先考虑您的付款。如果您有即将到来的账单，您可以检查您的可用余额以确定可以分配多少资金来支付这些费用，而不冒着透支的风险。这种做法促进了更好的财务健康，并帮助您掌握自己的义务。总之，可用余额这一术语对于有效管理财务至关重要。它代表了您在任何给定时刻可以访问的资金。通过理解和监控您的可用余额，您可以避免透支、管理预算并做出明智的财务决策。无论您是学生、专业人士还是介于两者之间的任何人，关注您的可用余额将使您能够掌控自己的财务未来。在一个金融知识至关重要的世界里，掌握像可用余额这样的术语可以显著增强您成功驾驭经济环境的能力。