available surplus

简明释义

可用盈余

英英释义

例句

1.After reviewing the budget, we found an available surplus that could help cover unexpected expenses.

在审查预算后，我们发现有一个可用盈余可以帮助支付意外费用。

2.The company has an available surplus of funds that can be invested in new projects.

公司有一笔可用盈余的资金，可以用于投资新项目。

3.Our inventory shows an available surplus of products that we can sell at a discount.

我们的库存显示有可用盈余的产品可以打折出售。

4.The government announced an available surplus in the national budget for infrastructure projects.

政府宣布国家预算中有可用盈余用于基础设施项目。

5.The charity organization reported an available surplus from last year's donations.

慈善组织报告了去年捐款的可用盈余。

作文

In the realm of economics and finance, the term available surplus refers to the amount of resources, goods, or funds that are accessible for use after all necessary expenses have been accounted for. This concept is crucial for both individuals and organizations as it helps in making informed decisions regarding spending, saving, and investing. Understanding the available surplus can lead to better financial planning and resource allocation, ultimately contributing to economic stability and growth.To illustrate the importance of available surplus, let’s consider a household budgeting scenario. Imagine a family that earns a monthly income of $5,000. After accounting for essential expenses such as rent, utilities, groceries, and transportation, which total $4,000, the family finds that they have an available surplus of $1,000. This surplus represents the money they can allocate towards savings, investments, or discretionary spending, such as vacations or entertainment.The concept of available surplus is not limited to personal finance; it also applies to businesses. For instance, a company that generates $100,000 in revenue with costs amounting to $70,000 will have an available surplus of $30,000. This surplus can be reinvested into the business for expansion, used to pay down debt, or distributed among shareholders as dividends. By effectively managing their available surplus, businesses can ensure long-term sustainability and profitability.Moreover, governments also utilize the idea of available surplus when creating budgets. A government may collect taxes and other revenues totaling $1 billion while having planned expenditures of $900 million. The resulting available surplus of $100 million can be directed towards infrastructure projects, education, or healthcare initiatives, thereby benefiting the community and stimulating economic growth.However, it is essential to note that having an available surplus does not automatically imply that one should spend it frivolously. Financial prudence dictates that individuals and organizations should evaluate their priorities and future needs before deciding how to utilize their surplus. For example, a family might choose to save their available surplus for emergencies or future investments rather than spending it all on immediate pleasures. Similarly, businesses may opt to retain earnings to strengthen their balance sheets or prepare for potential downturns in the economy.In conclusion, understanding the concept of available surplus is vital for effective financial management across various sectors. Whether in personal finance, business operations, or governmental budgeting, recognizing and wisely utilizing the available surplus can lead to improved financial health and stability. By prioritizing savings and investments over impulsive spending, individuals and organizations alike can position themselves for future success and resilience in the face of economic challenges.

在经济和金融领域，术语可用盈余指的是在所有必要费用计算后，可用于使用的资源、商品或资金的数量。这个概念对个人和组织至关重要，因为它有助于做出明智的支出、储蓄和投资决策。理解可用盈余可以导致更好的财务规划和资源分配，最终促进经济的稳定和增长。为了说明可用盈余的重要性，让我们考虑一个家庭预算的场景。想象一个家庭每月收入为5000美元。在支付了租金、水电费、食品和交通等必要开支后，总计4000美元，家庭发现他们有1000美元的可用盈余。这个盈余代表着他们可以用于储蓄、投资或自由支出的资金，例如度假或娱乐。可用盈余的概念并不仅限于个人财务；它也适用于企业。例如，一家公司生成的收入为10万美元，而成本为7万美元，那么它将拥有3万美元的可用盈余。这个盈余可以重新投资于公司的扩展，用于偿还债务，或作为股息分配给股东。通过有效管理其可用盈余，企业可以确保长期的可持续性和盈利能力。此外，政府在制定预算时也会利用可用盈余的概念。一个政府可能收取的税收和其他收入总计为10亿美元，而计划支出为9亿美元。由此产生的1亿美元的可用盈余可以用于基础设施项目、教育或医疗保健倡议，从而惠及社区并刺激经济增长。然而，必须注意的是，拥有可用盈余并不意味着就应当随意花费。财务谨慎要求个人和组织在决定如何利用盈余之前，应评估自己的优先事项和未来需求。例如，一个家庭可能选择将其可用盈余存入紧急基金或未来投资，而不是全部花费在即时享乐上。同样，企业可能选择保留收益，以增强其资产负债表或为潜在的经济低迷做好准备。总之，理解可用盈余的概念对于各个领域的有效财务管理至关重要。无论是在个人财务、商业运营还是政府预算中，认识到并明智地利用可用盈余都可以改善财务健康和稳定。通过优先考虑储蓄和投资而非冲动消费，个人和组织都可以为未来的成功和在经济挑战面前的韧性做好准备。