available cash

简明释义

可用现金

英英释义

例句

1.During the budgeting process, I realized that my available cash 可用现金 was lower than expected.

在预算过程中，我意识到我的可用现金低于预期。

2.Before making a large purchase, I checked my bank account to see how much available cash 可用现金 I had.

在进行大额购买之前，我查看了我的银行账户，看看我有多少可用现金。

3.The car dealership requires a down payment, so I need to ensure I have enough available cash 可用现金 for the deposit.

汽车经销商要求支付定金，因此我需要确保我有足够的可用现金来支付定金。

4.I withdrew some available cash 可用现金 from the ATM for my weekend trip.

我从ATM机取了一些可用现金以备周末旅行。

5.Investors often look at a company's available cash 可用现金 to assess its financial health.

投资者通常会查看公司的可用现金以评估其财务健康状况。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the key components of financial management is understanding the concept of available cash, which refers to the liquid assets that can be accessed immediately without any restrictions. This term is particularly important when it comes to budgeting, investing, and ensuring that one has enough funds to cover unexpected expenses.To begin with, let’s define what available cash really means. It encompasses all the cash that an individual or organization has on hand, including money in checking accounts, savings accounts, and physical cash. However, it does not include assets that are tied up in investments or other forms of non-liquid assets, such as real estate or stocks, which may take time to convert into cash. Understanding this distinction is vital because it allows individuals and businesses to gauge their financial health accurately.For individuals, having sufficient available cash is essential for day-to-day expenses. This includes paying bills, purchasing groceries, and making other necessary payments. Without enough cash readily available, individuals may find themselves in a difficult situation, unable to meet their obligations. Moreover, maintaining a healthy level of available cash can provide peace of mind, as it serves as a buffer against unforeseen circumstances, such as medical emergencies or sudden job loss.On the other hand, for businesses, available cash plays an even more critical role. Companies need to ensure they have enough cash flow to operate smoothly. This includes paying employees, suppliers, and other operational costs. A business with inadequate available cash may struggle to maintain its operations, leading to potential bankruptcy or failure. Therefore, many businesses keep a close eye on their cash flow statements to monitor their available cash levels.In addition to covering regular expenses, having adequate available cash also allows individuals and businesses to seize opportunities as they arise. For instance, if a person encounters a fantastic investment opportunity, having cash readily available enables them to act quickly. Similarly, businesses may need to invest in new equipment or expand their operations, and having sufficient available cash allows them to do so without relying on loans or credit.Furthermore, effective management of available cash can lead to better financial decision-making. Individuals who track their spending and savings can better understand their financial situation and make informed choices about their future. Businesses that analyze their cash flow can identify patterns and trends, allowing them to make strategic decisions that enhance profitability and growth.In conclusion, understanding and managing available cash is essential for both individuals and businesses. It provides the necessary liquidity to handle daily expenses, emergencies, and investment opportunities. By maintaining a healthy level of available cash, one can ensure financial stability and make informed decisions that contribute to long-term success. Whether you are managing personal finances or running a business, keeping a close watch on your available cash will ultimately pave the way for a secure financial future.

在当今快节奏的世界中，有效管理财务对个人和企业至关重要。财务管理的关键组成部分之一是理解“可用现金”这一概念，它指的是可以立即访问的流动资产，而没有任何限制。这个术语在预算、投资和确保有足够资金应对意外支出时尤为重要。首先，让我们定义一下“可用现金”的真正含义。它包括个人或组织手头拥有的所有现金，包括支票账户、储蓄账户中的钱和实物现金。然而，它不包括那些被投资或其他形式的非流动资产所占用的资产，如房地产或股票，这些资产可能需要时间才能转换为现金。理解这一区别至关重要，因为它使个人和企业能够准确评估其财务健康状况。对于个人来说，拥有足够的可用现金对日常开支至关重要。这包括支付账单、购买杂货和进行其他必要的付款。如果没有足够的现金随时可用，个人可能会发现自己处于困境中，无法履行义务。此外，保持健康的可用现金水平可以提供心理安慰，因为它充当了意外情况的缓冲，例如医疗紧急情况或突然失业。另一方面，对于企业而言，可用现金发挥着更为关键的作用。公司需要确保他们有足够的现金流以顺利运营。这包括支付员工、供应商和其他运营成本。现金不足的企业可能会难以维持运营，导致潜在的破产或失败。因此，许多企业密切关注其现金流量表，以监控其可用现金水平。除了覆盖常规开支外，拥有充足的可用现金还使个人和企业能够抓住出现的机会。例如，如果一个人遇到一个绝佳的投资机会，手头有现金就能迅速采取行动。同样，企业可能需要投资新设备或扩展其运营，而拥有足够的可用现金使他们能够在不依赖贷款或信用的情况下做到这一点。此外，有效管理可用现金可以导致更好的财务决策。跟踪支出和储蓄的个人可以更好地理解自己的财务状况，并做出明智的未来选择。分析现金流的企业可以识别模式和趋势，使他们能够做出增强盈利能力和增长的战略决策。总之，理解和管理可用现金对个人和企业都至关重要。它提供了处理日常开支、应急情况和投资机会所需的流动性。通过保持健康的可用现金水平，人们可以确保财务稳定，并做出有助于长期成功的明智决策。无论您是在管理个人财务还是经营企业，密切关注您的可用现金最终将为安全的财务未来铺平道路。