available funds

简明释义

可用货币资金

英英释义

例句

1.Investors are more likely to commit if they see available funds for expansion.

如果投资者看到有用于扩展的可用资金，他们更可能会投资。

2.The charity event was a success, raising more than expected available funds for the cause.

慈善活动取得了成功，为这个事业筹集了超过预期的可用资金。

3.The project will only proceed if there are sufficient available funds in the budget.

该项目只有在预算中有足够的可用资金时才会继续进行。

4.You can view your available funds online through your banking app.

你可以通过银行应用在线查看你的可用资金。

5.Before making any large purchases, it's important to check your available funds.

在进行任何大额购买之前，检查一下你的可用资金是很重要的。

作文

In today's financial landscape, understanding the concept of available funds is crucial for both individuals and businesses. Available funds refer to the amount of money that one has on hand or can access readily for spending or investment purposes. This term is particularly significant when it comes to budgeting, financial planning, and making informed decisions about expenditures.For individuals, knowing their available funds helps them manage their personal finances effectively. It allows them to determine how much they can spend without incurring debt. For example, if someone has a monthly income of $3,000 but has $1,500 in fixed expenses, their available funds for discretionary spending would be $1,500. This understanding enables them to allocate their resources wisely, ensuring they can cover essential expenses while also saving for future needs or emergencies.On the other hand, businesses must also keep a close eye on their available funds. Companies need to ensure they have enough cash flow to meet operational costs, pay employees, and invest in growth opportunities. For instance, a small business owner may have $50,000 in total revenue for the month, but after accounting for expenses such as rent, salaries, and inventory, they might find that their available funds are only $10,000. This information is vital for making strategic decisions, such as whether to pursue new projects or cut back on spending.Moreover, understanding available funds is essential when it comes to investments. Investors often assess their available funds to determine how much capital they can allocate to different assets, such as stocks, bonds, or real estate. By having a clear picture of their available funds, investors can make calculated decisions that align with their financial goals and risk tolerance.In the realm of finance, maintaining an accurate record of available funds is also important for tracking progress towards financial goals. Whether it’s saving for a vacation, purchasing a home, or preparing for retirement, knowing how much money is readily available can help individuals and businesses stay on track. Regularly reviewing available funds allows for adjustments in spending habits and investment strategies, ultimately leading to better financial health.Additionally, the concept of available funds ties directly into the importance of emergency savings. Financial advisors often recommend having a certain amount set aside as a safety net. This amount should be easily accessible, representing part of one’s available funds. In times of unexpected expenses, such as medical emergencies or urgent home repairs, having these funds readily available can prevent individuals from falling into debt or facing financial hardship.In conclusion, the term available funds encompasses more than just a number; it represents the foundation of sound financial management. Whether for personal use or within a business context, understanding and monitoring available funds is integral to making informed financial decisions, achieving goals, and ensuring stability. Therefore, individuals and businesses alike should prioritize keeping track of their available funds to navigate their financial journeys successfully.

在今天的金融环境中，理解“可用资金”的概念对个人和企业都至关重要。“可用资金”指的是一个人手头上或可以快速获取用于支出或投资的金额。这个术语在预算、财务规划和做出明智的支出决策时尤其重要。对于个人来说，了解自己的可用资金有助于有效管理个人财务。它使他们能够确定在不产生债务的情况下可以花费多少。例如，如果某人的月收入为3000美元，但固定支出为1500美元，那么他们的可用资金为1500美元。这种理解使他们能够明智地分配资源，确保能够覆盖必要的开支，同时也能为未来的需求或紧急情况储蓄。另一方面，企业也必须密切关注其可用资金。公司需要确保有足够的现金流来满足运营成本、支付员工工资和投资增长机会。例如，一家小企业主可能在一个月内总收入为50000美元，但在扣除租金、工资和库存等费用后，他们可能会发现可用资金仅为10000美元。这些信息对于制定战略决策至关重要，比如是否追求新项目或削减开支。此外，理解可用资金在投资中也至关重要。投资者通常会评估自己的可用资金以确定可以分配给不同资产（如股票、债券或房地产）的资本量。通过清晰了解自己的可用资金，投资者可以做出与其财务目标和风险承受能力相一致的计算决策。在金融领域，保持准确的可用资金记录对于跟踪财务目标的进展也很重要。无论是为度假存钱、购买房屋还是为退休做准备，了解可随时使用的资金量可以帮助个人和企业保持在正轨上。定期审查可用资金可以调整消费习惯和投资策略，最终导致更好的财务健康。此外，可用资金的概念直接与应急储蓄的重要性相关。财务顾问通常建议预留一定金额作为安全网。这笔资金应该是易于获取的，代表个人的可用资金的一部分。在发生意外支出时，例如医疗紧急情况或紧急房屋维修，拥有这些资金可以防止个人陷入债务或面临财务困境。总之，可用资金这个术语不仅仅是一个数字；它代表了良好财务管理的基础。无论是个人使用还是企业背景下，理解和监控可用资金对于做出明智的财务决策、实现目标和确保稳定至关重要。因此，个人和企业都应优先考虑跟踪其可用资金，以成功应对其财务旅程。